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COMPARE 1000S OF MORTGAGE RATES & DEALS

We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process.

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Loans are typically over 25 years, so we've defaulted to that for you
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We've calculated this from our average customer
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Cumberland
Max LTV 60%:
3.31% discount for 2 years
Initial rate
1.43%
then 4.74% (variable)
Monthly repayments
£496
Scheme fees
£2,329
Annual cost
£7,114
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.43% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £495 and 276 payments of £694. The total amount payable would be £205,753 made up of the loan amount plus interest (£78,424) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.26% discount for 2 years
Initial rate
1.48%
then 4.74% (variable)
Monthly repayments
£499
Scheme fees
£2,329
Annual cost
£7,150
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.48% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £498 and 276 payments of £694. The total amount payable would be £205,825 made up of the loan amount plus interest (£78,496) and fees (£2,329). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.18% discount for 2 years
Initial rate
1.56%
then 4.74% (variable)
Monthly repayments
£503
Scheme fees
£1,579
Annual cost
£6,831
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.56% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £503 and 276 payments of £695. The total amount payable would be £205,471 made up of the loan amount plus interest (£78,892) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
West Brom
Max LTV 75%:
Fixed to 31/01/22
Initial rate
1.59%
then 4.49% (variable)
Monthly repayments
£505
Scheme fees
£199
Annual cost
£6,162
Fees and charges
Booking fee £0
Arrangement fee £199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.59% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £505 and 276 payments of £678. The total amount payable would be £199,447 made up of the loan amount plus interest (£74,248) and fees (£199). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.08% discount for 2 years
Initial rate
1.66%
then 4.74% (variable)
Monthly repayments
£509
Scheme fees
£1,579
Annual cost
£6,902
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.66% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £509 and 276 payments of £695. The total amount payable would be £205,615 made up of the loan amount plus interest (£79,036) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
2.98% discount for 2 years
Initial rate
1.76%
then 4.74% (variable)
Monthly repayments
£515
Scheme fees
£1,579
Annual cost
£6,973
Fees and charges
Booking fee £0
Arrangement fee £1,249
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.76% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £515 and 276 payments of £696. The total amount payable would be £206,035 made up of the loan amount plus interest (£79,456) and fees (£1,579). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Loughborough
Max LTV 75%:
Fixed for 3 years
Initial rate
1.79%
then 5.34% (variable)
Monthly repayments
£517
Scheme fees
£1,259
Annual cost
£6,625
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 3 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.79% and then on a variable rate of 5.34% for the remaining 22 years would require 36 payments of £517 and 264 payments of £727. The total amount payable would be £211,799 made up of the loan amount plus interest (£85,540) and fees (£1,259). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.79%
then 4.99% (variable)
Monthly repayments
£517
Scheme fees
£1,730
Annual cost
£7,071
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.79% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £517 and 276 payments of £713. The total amount payable would be £210,926 made up of the loan amount plus interest (£84,196) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.80%
then 4.24% (variable)
Monthly repayments
£518
Scheme fees
£995
Annual cost
£6,710
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.80% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £517 and 276 payments of £664. The total amount payable would be £196,667 made up of the loan amount plus interest (£70,672) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.84%
then 4.19% (variable)
Monthly repayments
£520
Scheme fees
£999
Annual cost
£6,741
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.84% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £520 and 276 payments of £661. The total amount payable would be £195,915 made up of the loan amount plus interest (£69,916) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.84%
then 4.24% (variable)
Monthly repayments
£520
Scheme fees
£993
Annual cost
£6,738
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.84% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £520 and 276 payments of £664. The total amount payable would be £196,737 made up of the loan amount plus interest (£70,744) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 90%:
Fixed until 31/12/21
Initial rate
1.85%
then 4.99% (variable)
Monthly repayments
£521
Scheme fees
£999
Annual cost
£6,748
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.85% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £520 and 276 payments of £713. The total amount payable would be £210,267 made up of the loan amount plus interest (£84,268) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Virgin Money
Max LTV 90%:
Fixed to 01/03/22
Initial rate
1.88%
then 4.99% (variable)
Monthly repayments
£523
Scheme fees
£909
Annual cost
£6,725
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/03/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.88% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £522 and 276 payments of £713. The total amount payable would be £210,225 made up of the loan amount plus interest (£84,316) and fees (£909). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
1.89%
then 4.99% (variable)
Monthly repayments
£523
Scheme fees
£749
Annual cost
£6,652
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £523 and 276 payments of £713. The total amount payable would be £210,089 made up of the loan amount plus interest (£84,340) and fees (£749). The overall cost for comparison is 4.6% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 90%:
Fixed for 2 years
Initial rate
1.89%
then 4.24% (variable)
Monthly repayments
£523
Scheme fees
£999
Annual cost
£6,777
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £523 and 276 payments of £664. The total amount payable would be £196,815 made up of the loan amount plus interest (£70,816) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 90%:
Fixed to 02/04/22
Initial rate
1.89%
then 4.00% (variable)
Monthly repayments
£523
Scheme fees
£749
Annual cost
£6,652
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/04/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.89% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £523 and 276 payments of £649. The total amount payable would be £192,425 made up of the loan amount plus interest (£66,676) and fees (£749). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 90%:
Fixed until 31/12/21
Initial rate
1.95%
then 4.99% (variable)
Monthly repayments
£527
Scheme fees
£999
Annual cost
£6,821
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/21
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.95% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £526 and 276 payments of £714. The total amount payable would be £210,687 made up of the loan amount plus interest (£84,688) and fees (£999). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.96%
then 4.99% (variable)
Monthly repayments
£527
Scheme fees
£495
Annual cost
£6,576
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.96% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £527 and 276 payments of £714. The total amount payable would be £210,207 made up of the loan amount plus interest (£84,712) and fees (£495). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Virgin Money
Max LTV 90%:
Fixed to 01/03/23
Initial rate
1.99%
then 4.99% (variable)
Monthly repayments
£529
Scheme fees
£909
Annual cost
£6,654
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.99% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £529 and 264 payments of £706. The total amount payable would be £206,337 made up of the loan amount plus interest (£80,428) and fees (£909). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
M&S Bank
Max LTV 90%:
Fixed to 31/03/22
Initial rate
1.99%
then 4.19% (variable)
Monthly repayments
£529
Scheme fees
£995
Annual cost
£6,848
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.99% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £529 and 276 payments of £661. The total amount payable would be £196,127 made up of the loan amount plus interest (£70,132) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Chelsea
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.01%
then 4.99% (variable)
Monthly repayments
£530
Scheme fees
£495
Annual cost
£6,613
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.01% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £530 and 276 payments of £714. The total amount payable would be £210,279 made up of the loan amount plus interest (£84,784) and fees (£495). The overall cost for comparison is 4.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Digital Mortgages
Max LTV 90%:
Fixed to 31/01/22
Initial rate
2.04%
then 4.00% (variable)
Monthly repayments
£532
Scheme fees
£1,180
Annual cost
£6,977
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/01/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.04% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £532 and 276 payments of £650. The total amount payable would be £193,348 made up of the loan amount plus interest (£67,168) and fees (£1,180). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 90%:
Fixed to 31/03/23
Initial rate
2.04%
then 4.19% (variable)
Monthly repayments
£532
Scheme fees
£999
Annual cost
£6,720
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/03/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.04% and then on a variable rate of 4.19% for the remaining 22 years would require 36 payments of £532 and 264 payments of £656. The total amount payable would be £193,335 made up of the loan amount plus interest (£67,336) and fees (£999). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.09%
then 4.99% (variable)
Monthly repayments
£535
Scheme fees
£49
Annual cost
£6,448
Fees and charges
Booking fee £0
Arrangement fee £299
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.09% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £535 and 276 payments of £714. The total amount payable would be £209,953 made up of the loan amount plus interest (£84,904) and fees (£49). The overall cost for comparison is 4.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
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HSBC
Max LTV 90%:
Base +1.34% for 2 years
Initial rate
2.09%
then 4.19% (variable)
Monthly repayments
£535
Scheme fees
£999
Annual cost
£6,923
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.09% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £535 and 276 payments of £662. The total amount payable would be £196,551 made up of the loan amount plus interest (£70,552) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
First Direct
Max LTV 90%:
Fixed for 2 years
Initial rate
2.09%
then 4.19% (variable)
Monthly repayments
£535
Scheme fees
£525
Annual cost
£6,686
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £35
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.09% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £535 and 276 payments of £662. The total amount payable would be £196,077 made up of the loan amount plus interest (£70,552) and fees (£525). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 90%:
Fixed until 31/12/22
Initial rate
2.10%
then 4.99% (variable)
Monthly repayments
£536
Scheme fees
£999
Annual cost
£6,764
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 31/12/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.10% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £535 and 264 payments of £707. The total amount payable would be £206,907 made up of the loan amount plus interest (£80,908) and fees (£999). The overall cost for comparison is 4.2% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Lloyds
Max LTV 60%:
Fixed to 28/02/22
Initial rate
2.11%
then 4.24% (variable)
Monthly repayments
£537
Scheme fees
£995
Annual cost
£6,936
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.75% reducing to 1.5% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.11% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £536 and 276 payments of £665. The total amount payable would be £197,399 made up of the loan amount plus interest (£71,404) and fees (£995). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Virgin Money
Max LTV 90%:
Fixed to 01/03/22
Initial rate
2.13%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
-£86
Annual cost
£6,410
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1.5% until 01/03/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.13% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £537 and 276 payments of £715. The total amount payable would be £210,142 made up of the loan amount plus interest (£85,228) and fees (-£86). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 90%:
Base +1.39% for 2 years
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £538 and 276 payments of £665. The total amount payable would be £197,451 made up of the loan amount plus interest (£71,452) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.14%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
£235
Annual cost
£6,578
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/03/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.14% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £538 and 276 payments of £715. The total amount payable would be £210,487 made up of the loan amount plus interest (£85,252) and fees (£235). The overall cost for comparison is 4.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Digital Mortgages
Max LTV 90%:
Fixed to 31/01/23
Initial rate
2.14%
then 4.00% (variable)
Monthly repayments
£538
Scheme fees
£1,180
Annual cost
£6,854
Fees and charges
Booking fee £0
Arrangement fee £900
Valuation fee £280
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 31/01/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.00% for the remaining 22 years would require 36 payments of £538 and 264 payments of £645. The total amount payable would be £190,828 made up of the loan amount plus interest (£64,648) and fees (£1,180). The overall cost for comparison is 3.6% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Scottish BS
Max LTV 80%:
3.15% discount for 3 years
Initial rate
2.14%
then 5.29% (variable)
Monthly repayments
£538
Scheme fees
£1,245
Annual cost
£6,876
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £250
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 3 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 2.14% and then on a variable rate of 5.29% for the remaining 22 years would require 36 payments of £538 and 264 payments of £727. The total amount payable would be £212,541 made up of the loan amount plus interest (£86,296) and fees (£1,245). The overall cost for comparison is 4.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 90%:
Fixed for 3 years
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,794
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.24% for the remaining 22 years would require 36 payments of £538 and 264 payments of £660. The total amount payable would be £194,607 made up of the loan amount plus interest (£68,608) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
TSB
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.14%
then 4.24% (variable)
Monthly repayments
£538
Scheme fees
£495
Annual cost
£6,708
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.14% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £538 and 276 payments of £665. The total amount payable would be £196,947 made up of the loan amount plus interest (£71,452) and fees (£495). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 90%:
Fixed to 28/02/23
Initial rate
2.14%
then 4.99% (variable)
Monthly repayments
£538
Scheme fees
£749
Annual cost
£6,710
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/23
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 2.14% and then on a variable rate of 4.99% for the remaining 22 years would require 36 payments of £538 and 264 payments of £707. The total amount payable would be £206,765 made up of the loan amount plus interest (£81,016) and fees (£749). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 90%:
Base +1.39 for 2 years
Initial rate
2.14%
then 4.00% (variable)
Monthly repayments
£538
Scheme fees
£999
Annual cost
£6,960
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.14% and then on a variable rate of 4.00% for the remaining 23 years would require 24 payments of £538 and 276 payments of £650. The total amount payable would be £193,311 made up of the loan amount plus interest (£67,312) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.58% discount for 2 years
Initial rate
2.16%
then 4.74% (variable)
Monthly repayments
£540
Scheme fees
£330
Annual cost
£6,640
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.16% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £539 and 276 payments of £698. The total amount payable would be £205,914 made up of the loan amount plus interest (£80,584) and fees (£330). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 90%:
Fixed to 28/02/22
Initial rate
2.19%
then 4.99% (variable)
Monthly repayments
£541
Scheme fees
-£250
Annual cost
£6,373
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.19% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £541 and 276 payments of £715. The total amount payable would be £210,074 made up of the loan amount plus interest (£85,324) and fees (-£250). The overall cost for comparison is 4.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 90%:
Fixed to 31/03/22
Initial rate
2.19%
then 4.24% (variable)
Monthly repayments
£541
Scheme fees
£1,199
Annual cost
£7,097
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £541 and 276 payments of £666. The total amount payable would be £197,999 made up of the loan amount plus interest (£71,800) and fees (£1,199). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 90%:
Fixed to 31/01/22
Initial rate
2.20%
then 4.74% (variable)
Monthly repayments
£542
Scheme fees
£0
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 2.20% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £542 and 276 payments of £698. The total amount payable would be £205,656 made up of the loan amount plus interest (£80,656) and fees (£0). The overall cost for comparison is 4.4% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 90%:
Fixed to 31/03/25
Initial rate
2.21%
then 4.99% (variable)
Monthly repayments
£543
Scheme fees
£1,730
Annual cost
£6,858
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1.5% until 31/03/25
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.21% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £542 and 240 payments of £693. The total amount payable would be £200,570 made up of the loan amount plus interest (£73,840) and fees (£1,730). The overall cost for comparison is 3.8% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Lloyds
Max LTV 50%:
Fixed to 28/02/25
Initial rate
2.21%
then 4.24% (variable)
Monthly repayments
£543
Scheme fees
£995
Annual cost
£6,711
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 2% until 28/02/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.21% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £542 and 240 payments of £650. The total amount payable would be £189,515 made up of the loan amount plus interest (£63,520) and fees (£995). The overall cost for comparison is 3.4% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Virgin Money
Max LTV 85%:
Fixed to 01/03/25
Initial rate
2.24%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£214
Annual cost
£6,577
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £214
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £544 and 240 payments of £694. The total amount payable would be £199,414 made up of the loan amount plus interest (£74,200) and fees (£214). The overall cost for comparison is 3.8% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
M&S Bank
Max LTV 90%:
Base +1.49% for 2 years
Initial rate
2.24%
then 4.19% (variable)
Monthly repayments
£545
Scheme fees
£995
Annual cost
£7,032
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 2.24% and then on a variable rate of 4.19% for the remaining 23 years would require 24 payments of £544 and 276 payments of £663. The total amount payable would be £197,039 made up of the loan amount plus interest (£71,044) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 90% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 90%:
Fixed to 28/02/25
Initial rate
2.24%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£749
Annual cost
£6,684
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 28/02/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £544 and 240 payments of £694. The total amount payable would be £199,949 made up of the loan amount plus interest (£74,200) and fees (£749). The overall cost for comparison is 4.0% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 90%:
Fixed to 31/03/25
Initial rate
2.24%
then 4.24% (variable)
Monthly repayments
£545
Scheme fees
£995
Annual cost
£6,733
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/03/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.24% and then on a variable rate of 4.24% for the remaining 20 years would require 60 payments of £544 and 240 payments of £651. The total amount payable would be £189,875 made up of the loan amount plus interest (£63,880) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 90%:
Fixed until 31/12/24
Initial rate
2.25%
then 4.74% (variable)
Monthly repayments
£545
Scheme fees
£999
Annual cost
£6,742
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/12/24
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.25% and then on a variable rate of 4.74% for the remaining 20 years would require 60 payments of £545 and 240 payments of £679. The total amount payable would be £196,659 made up of the loan amount plus interest (£70,660) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Virgin Money
Max LTV 90%:
Fixed to 01/03/25
Initial rate
2.25%
then 4.99% (variable)
Monthly repayments
£545
Scheme fees
£909
Annual cost
£6,724
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £214
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
4.5% until 01/03/25
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 2.25% and then on a variable rate of 4.99% for the remaining 20 years would require 60 payments of £545 and 240 payments of £694. The total amount payable would be £200,169 made up of the loan amount plus interest (£74,260) and fees (£909). The overall cost for comparison is 3.9% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
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When compiling our best buy tables we compare the best mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to help you compare the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables above show you the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage to a better deal.

After taking out a mortgage or another financial product, 93% of L&C customers would recommend us based on 1355 Reviews.co.uk respondents - as of 02/04/19. Read our reviews