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We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

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Yorkshire BS
Max LTV 65%:
3.76% discount to 30/04/19
Initial rate
0.98%
then 4.74% (variable)
Monthly repayments
£470
Scheme fees
£1,730
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 0.98% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £469 and 276 payments of £691. The total amount payable would be £203,702 made up of the loan amount plus interest (£76,972) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
3.59% discount to 30/04/19
Initial rate
1.15%
then 4.74% (variable)
Monthly repayments
£480
Scheme fees
£1,230
Annual cost
£6,371
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.15% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £479 and 276 payments of £692. The total amount payable would be £203,718 made up of the loan amount plus interest (£77,488) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.18%
then 3.69% (variable)
Monthly repayments
£481
Scheme fees
£1,682
Annual cost
£6,600
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.18% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £625. The total amount payable would be £185,726 made up of the loan amount plus interest (£59,044) and fees (£1,682). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/05/19
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£1,419
Annual cost
£6,448
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £420
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,120) and fees (£1,419). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.19%
then 4.74% (variable)
Monthly repayments
£482
Scheme fees
£1,339
Annual cost
£6,550
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £692. The total amount payable would be £203,875 made up of the loan amount plus interest (£77,536) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Base +0.94% until 28/02/19
Initial rate
1.19%
then 3.74% (variable)
Monthly repayments
£482
Scheme fees
£1,395
Annual cost
£6,481
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £481 and 276 payments of £628. The total amount payable would be £186,267 made up of the loan amount plus interest (£59,872) and fees (£1,395). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 65%:
Fixed to 30/04/19
Initial rate
1.21%
then 4.74% (variable)
Monthly repayments
£483
Scheme fees
£1,730
Annual cost
£6,662
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £483 and 276 payments of £692. The total amount payable would be £204,314 made up of the loan amount plus interest (£77,584) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 60%:
Fixed to 31/01/19
Initial rate
1.22%
then 4.24% (variable)
Monthly repayments
£484
Scheme fees
£1,805
Annual cost
£6,706
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £483 and 276 payments of £660. The total amount payable would be £195,557 made up of the loan amount plus interest (£68,752) and fees (£1,805). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Newcastle
Max LTV 60%:
Base +0.97% to 30/04/19
Initial rate
1.22%
then 5.99% (variable)
Monthly repayments
£484
Scheme fees
£1,789
Annual cost
£6,698
Fees and charges
Booking fee £199
Arrangement fee £1,300
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.22% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £483 and 276 payments of £777. The total amount payable would be £227,833 made up of the loan amount plus interest (£101,044) and fees (£1,789). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 30/04/19
Initial rate
1.22%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,930
Annual cost
£6,769
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.22% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £483 and 276 payments of £693. The total amount payable would be £204,790 made up of the loan amount plus interest (£77,860) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.51% discount to 30/04/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,230
Annual cost
£6,426
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,114 made up of the loan amount plus interest (£77,884) and fees (£1,230). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 65%:
Fixed for 2 years
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,935
Annual cost
£6,733
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,819 made up of the loan amount plus interest (£77,884) and fees (£1,935). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.23%
then 4.74% (variable)
Monthly repayments
£484
Scheme fees
£1,339
Annual cost
£6,577
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,339
Annual cost
£6,584
Fees and charges
Booking fee £90
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £204,223 made up of the loan amount plus interest (£77,884) and fees (£1,339). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£1,625
Annual cost
£6,605
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £325
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £195,401 made up of the loan amount plus interest (£68,776) and fees (£1,625). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.24% (variable)
Monthly repayments
£485
Scheme fees
£1,625
Annual cost
£6,605
Fees and charges
Booking fee £0
Arrangement fee £1,300
Valuation fee £325
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 2% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £484 and 276 payments of £660. The total amount payable would be £195,401 made up of the loan amount plus interest (£68,776) and fees (£1,625). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£1,783
Annual cost
£6,709
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £284
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £30
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £484 and 276 payments of £676. The total amount payable would be £199,975 made up of the loan amount plus interest (£73,192) and fees (£1,783). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,440
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,879 made up of the loan amount plus interest (£77,884) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 75%:
Base +0.99% until 28/02/19
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£1,395
Annual cost
£6,515
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,615 made up of the loan amount plus interest (£60,220) and fees (£1,395). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.99% for 2 years
Initial rate
1.24%
then 3.74% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,527
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £629. The total amount payable would be £186,219 made up of the loan amount plus interest (£60,220) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Bank of Ireland
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.27%
then 4.24% (variable)
Monthly repayments
£487
Scheme fees
£995
Annual cost
£6,491
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £486 and 276 payments of £660. The total amount payable would be £194,819 made up of the loan amount plus interest (£68,824) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Newcastle
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.28%
then 5.99% (variable)
Monthly repayments
£487
Scheme fees
£1,289
Annual cost
£6,490
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £777. The total amount payable would be £227,429 made up of the loan amount plus interest (£101,140) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.28%
then 3.75% (variable)
Monthly repayments
£487
Scheme fees
£1,243
Annual cost
£6,429
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.28% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £487 and 276 payments of £630. The total amount payable would be £186,811 made up of the loan amount plus interest (£60,568) and fees (£1,243). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 60%:
Fixed to 28/02/19
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£1,395
Annual cost
£6,550
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,687 made up of the loan amount plus interest (£60,292) and fees (£1,395). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
3.45% discount for 2 years
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,475
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,951 made up of the loan amount plus interest (£77,956) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 31/03/19
Initial rate
1.29%
then 3.69% (variable)
Monthly repayments
£488
Scheme fees
£1,196
Annual cost
£6,450
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £197
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £626. The total amount payable would be £185,660 made up of the loan amount plus interest (£59,464) and fees (£1,196). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Coventry
Max LTV 50%:
Fixed to 31/03/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,452
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,540) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/05/19
Initial rate
1.29%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,517
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,539 made up of the loan amount plus interest (£73,540) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.74% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £629. The total amount payable would be £186,291 made up of the loan amount plus interest (£60,292) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 30/04/19
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£1,445
Annual cost
£6,692
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £204,401 made up of the loan amount plus interest (£77,956) and fees (£1,445). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Newcastle
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.31%
then 5.99% (variable)
Monthly repayments
£489
Scheme fees
£1,289
Annual cost
£6,511
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.31% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £488 and 276 payments of £778. The total amount payable would be £227,729 made up of the loan amount plus interest (£101,440) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.32%
then 4.74% (variable)
Monthly repayments
£489
Scheme fees
£1,730
Annual cost
£6,738
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £489 and 276 payments of £693. The total amount payable would be £204,734 made up of the loan amount plus interest (£78,004) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Norwich & Peterborough
Max LTV 75%:
Fixed for 2 years
Initial rate
1.32%
then 4.74% (variable)
Monthly repayments
£489
Scheme fees
£1,915
Annual cost
£6,786
Fees and charges
Booking fee £0
Arrangement fee £1,475
Valuation fee £440
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £489 and 276 payments of £693. The total amount payable would be £204,919 made up of the loan amount plus interest (£78,004) and fees (£1,915). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Post Office
Max LTV 75%:
Fixed to 31/01/19
Initial rate
1.32%
then 4.24% (variable)
Monthly repayments
£489
Scheme fees
£1,805
Annual cost
£6,776
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/01/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £489 and 276 payments of £661. The total amount payable would be £195,977 made up of the loan amount plus interest (£69,172) and fees (£1,805). The overall cost for comparison is 3.9% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.33%
then 3.74% (variable)
Monthly repayments
£490
Scheme fees
£999
Annual cost
£6,485
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/04/19
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,363 made up of the loan amount plus interest (£60,364) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Bank of Ireland
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.33%
then 4.24% (variable)
Monthly repayments
£490
Scheme fees
£995
Annual cost
£6,533
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £195,191 made up of the loan amount plus interest (£69,196) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.33%
then 4.74% (variable)
Monthly repayments
£490
Scheme fees
£1,930
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,958 made up of the loan amount plus interest (£78,028) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Newcastle
Max LTV 75%:
Fixed to 30/04/19
Initial rate
1.34%
then 5.99% (variable)
Monthly repayments
£491
Scheme fees
£1,289
Annual cost
£6,531
Fees and charges
Booking fee £199
Arrangement fee £800
Valuation fee £290
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £778. The total amount payable would be £227,777 made up of the loan amount plus interest (£101,488) and fees (£1,289). The overall cost for comparison is 5.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,783
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £284
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £30
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £200,395 made up of the loan amount plus interest (£73,612) and fees (£1,783). The overall cost for comparison is 4.0% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 75%:
Fixed to 02/05/19
Initial rate
1.34%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,551
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/19
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,611 made up of the loan amount plus interest (£73,612) and fees (£999). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 70%:
Fixed for 2 years
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,363 made up of the loan amount plus interest (£60,364) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,363 made up of the loan amount plus interest (£60,364) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 30/04/19
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£839
Annual cost
£6,403
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,867 made up of the loan amount plus interest (£78,028) and fees (£839). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Natwest
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.34%
then 3.75% (variable)
Monthly repayments
£491
Scheme fees
£1,243
Annual cost
£6,471
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £490 and 276 payments of £630. The total amount payable would be £186,883 made up of the loan amount plus interest (£60,640) and fees (£1,243). The overall cost for comparison is 3.5% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.69% (variable)
Monthly repayments
£491
Scheme fees
£1,682
Annual cost
£6,710
Fees and charges
Booking fee £1,450
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £490 and 276 payments of £626. The total amount payable would be £186,218 made up of the loan amount plus interest (£59,536) and fees (£1,682). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 75%:
Fixed to 28/02/19
Initial rate
1.34%
then 3.74% (variable)
Monthly repayments
£491
Scheme fees
£1,395
Annual cost
£6,584
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 28/02/19
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £629. The total amount payable would be £186,759 made up of the loan amount plus interest (£60,364) and fees (£1,395). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Leeds
Max LTV 75%:
Fixed to 31/03/19
Initial rate
1.35%
then 5.44% (variable)
Monthly repayments
£491
Scheme fees
£1,499
Annual cost
£6,823
Fees and charges
Booking fee £0
Arrangement fee £1,499
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/19
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 5.44% for the remaining 23 years would require 24 payments of £491 and 276 payments of £740. The total amount payable would be £217,523 made up of the loan amount plus interest (£91,024) and fees (£1,499). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.35%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£995
Annual cost
£6,517
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £491 and 276 payments of £693. The total amount payable would be £204,047 made up of the loan amount plus interest (£78,052) and fees (£995). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 70%:
3.36% discount for 2 years
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,538
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.50% for 2 years
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £204,071 made up of the loan amount plus interest (£78,076) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Fixed to 30/04/19
Initial rate
1.38%
then 4.74% (variable)
Monthly repayments
£493
Scheme fees
£839
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? £1k p/m
Early repayment charge:
2% reducing to 1% until 30/04/19
Other info
Exit fee £160
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £203,915 made up of the loan amount plus interest (£78,076) and fees (£839). The overall cost for comparison is 4.1% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
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When compiling our best buy tables we choose the best mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.