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your home

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See the deals you qualify for &
how much you could borrow
0808 292 0724
Call free from mobile or landline
Arrange a callback
Continue online
See the deals you qualify for & find out
how much you could borrow

Switch to a better deal

Switch your lender or just swap your deal with your existing lender

  • We'll search across the market to find the best deal for you
  • We'll handle all the paperwork & make the process hassle-free
  • We won't charge you a penny - our entire service is free!
An expert’s guide to remortgaging
Our mortgage expert, David Hollingworth, provides tips on remortgaging.
How much can I borrow?
£
£
You could borrow
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Next see the deals you qualify for
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The key things you need to know about remortgaging
What is a remortgage?
If your mortgage deal is about to finish it makes sense to shop around for a new rate, these tools and guides will help you get started.
How much is my house worth?
I have an early repayment charge, should I switch?
How do I remortgage my home?
When should I remortgage?
Timing is everything, getting a new deal in place can avoid you paying an expensive standard variable rate.
I have an early repayment charge, should I switch?
When can I remortgage?
Questions to ask when remortgaging
What else should I know?
Other useful information about remortgaging your home.
Do I need life insurance?
What are the different types of mortgage?
How much does it cost to remortgage?
See all mortgage guides

Handy tools and calculators

Practical gadgets to help keep things simple
How much can I borrow?
A quick check to find out what size mortgage you can get on your income.
How much can I borrow?
I have an early repayment charge, should I switch?
Work out if you should change mortgage deals now by comparing 2 rates
Compare two rates
What will happen if rates change?
Use our calculator to understand the effect of changing rates on your mortgage
Rate change calculator
See all mortgage calculators
Latest mortgage offers

We know how important it is for you to have an idea of the some of the best mortgage rates that may be available to you.

Home is the nicest word there is.
Laura Ingalls Wilder
Word of mouth

Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.

Here's what some of them have been saying about us recently.

reviews

“Absolutely flawless service, makes these significant decisions easier and less stressful”

Mr P B and Miss J C, Eastbourne Learn more
reviews

“The personal touch and friendliness of all advisers coupled with efficiency and knowledge is the perfect combination ”

Miss T, Shropshire Learn more
reviews

“We have used L & C for our mortgages and life cover 4 times over the last 10 years or so. Always pleased with the service and easy process ”

Mr S B and Mrs L B, St. Austell Learn more
See all customer reviews

Excellent

4.66 Average

1437 Reviews

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Net Promoter
Score

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction.

A Net Promoter Score greater than +50 for the banking / finance industry would be considered excellent * so we're really proud of our score.

* Source Satmetrix 2019

as at 31/03/2020

81
Net Promoter Score

Mr S B and Mrs L B, St. Austell

We have used L & C for our mortgages and life cover 4 times over the last 10 years or so. Always pleased... Read more

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Remortgage deals
First time buyer deals
Moving home deals
Buy to Let deals
Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.
We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice.
Representative example A mortgage of £216,225 payable over 23 years, initially on a fixed rate until 31/03/26 at 1.29% and then on a variable rate of 4.49% for the remaining 18 years would require 62 payments of £915.77 and 214 payments of £1,779.53. The total amount payable would be £310,329 made up of the loan amount plus interest (£92,972) and fees (£1,132). The overall cost for comparison is 3.2% APRC representative.
London & Country Mortgages Ltd, Beazer House, Lower Bristol Road, Bath, BA2 3BA is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages.
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Our dedication to providing our customers with a first class mortgage service has helped us win over 150 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.
We’re proud to support Winston’s Wish, the UK's leading childhood bereavement charity. Every year Winston’s Wish need to raise over £2.4million to provide practical help and support to children suffering the loss of a parent or sibling. For more information visit the Winston's Wish website and Twitter