You've been referred​ by a friend

Fee free since 1999

Why L&C?

Your friend wants to introduce you to L&C Mortgages.

Simply complete the Mortgage Finder and we'll get cracking to find and secure the best mortgage for your needs.

1000s of deals from across the market

Latest rates from over 90 mortgage lenders

Our entire mortgage advice service costs you nothing

Let's L&C your next mortgage in 4 simple steps

Step 1

Online mortgage rates & eligibility

See how much you can borrow & find out which mortgage deals you're eligible for in real-time online

Step 2

Find the best mortgage deal for you online

When you're ready we'll email you advice on the best deal and lender for you

Step 3

Online mortgage application

No need to tell us any info twice; we'll pre-populate the lenders application form & you can apply for your mortgage online

Step 4

Track & chase your mortgage

Track your mortgage application online 24/7

L&C is an award-winning mortgage broker

We're here to offer our customers excellent fee free mortgage advice. Our expert advisers will help you secure the best mortgage deal whether you're a first time buyer, remortgaging your home, buying to let or moving up the property ladder. We'll help you throughout the mortgage process – no hidden costs or surprises, just straightforward, honest, mortgage advice. Our dedication to providing our customers with a first class mortgage service has helped us win over 160 awards since 2002, more than any other mortgage broker. In fact we’ve won the most prestigious awards in our industry on numerous occasions. You can see them all in our awards gallery.

What Mortgage
Awards

Best mortgage broker 2025

Legal & General Business Quality Awards

Outstanding customer service outcome (51+ employees) 2022

The Personal Finance
Awards

Best mortgage broker (40 advisors and over) 2023

Expert. Honest. Free.

Word of mouth

Doing a good job is important to us, so we’re always delighted to receive positive feedback from our customers.