L&C was recommended to me by someone and it was such a smooth and easy process!! After giving them all the information about me and my family they went off and worked their magic searching through mortgages, house surveys, house and life insurance, without me having to lift a finger... No stress from them whatsoever and whoever I spoke to was polite and lovely. Especially Lauren, who was my case manager. All in all amazing service that I’d highly recommend!

Thanks to L&C, we’ve been able to affordably borrow the funds needed to extend our family home, meaning the kids can finally have their own bedrooms and my wife and I have somewhere to relax without battling the sound of online gaming. The team at L&C, especially Alan, helped not just with the funding but guided the whole end to end process from an initial simple online enquiry to a completed mortgage transfer and extension and I would have no hesitation in using them again.

I chose L&C because they are the largest fee free broker and my research told me I could trust them. As a first time buyer initially Alex held my hand throughout and dealt with all my annoying questions and need to understand everything from start to finish. At no point did I feel like a burden and each time he was friendly and informative. When my mortgage came up for renewal it was a no brainer to go back to L&C and this time we met Jack. Jack helped find the best deal for us and after discussing our financial situation helped me shave 10 years off the mortgage as our position had improved significantly. He listened to what was important to me and found what was right for me and my family, not what would get him a better commission. I would recommend both advisors and the company in general to anyone who was looking to buy their first, second or third home.

I’m so pleased that L&C were recommended to me. I’ve remortgaged with them twice and both times the customer service has been amazing. They completely took the stress out of having to remortgage, giving me more time and energy to concentrate on other things. I am planning to move soon to accommodate our growing family, and have no doubt that I will use L&C to arrange our next mortgage.

Buying our first home was more than just a financial milestone - it was the beginning of our family’s journey. My partner and I were excited but nervous, stepping into the world of mortgages for the first time. L&C made that leap feel manageable. Their team guided us through every step with clarity and care, helping us secure a deal that fit our budget and future plans. That first home became our first child's home and where we welcomed in our second child. It wasn’t just bricks and mortar; it was where our family grew, where we made our earliest memories as parents, and where we felt truly settled. After this, L&C proceeded to help us move into a bigger home to accommodate our expanded family, making it as stress-free as possible!

My partner did some research for remortgaging our help to buy home as the 5 year interest free period was coming to an end. We were a little skeptical because we’d previously paid £300-500 for a mortgage advisor, and family members warned us that a big firm like L&C won’t keep us informed or even know our names, but we were so pleasantly surprised! Christian was fantastic and kept to every appointment, he was so informative and friendly. Then we were assigned Owen for our case manager and he was also really good at checking in and keeping us updated on progresses. Everyone was always reachable by phone and would always call back. They did so many rate checks to ensure we got the best deal, truly no hidden fees and I will definitely use L&C again!

My mortgage was up for renewal, and the bank I had my mortgage with, had offered me a new rate of 3.5% – which at the time I thought was quite high!! I contacted L&C who were very thorough and helpful, and got me a rate of 1.22% with the same bank, which was amazing. I would highly recommend their services. It's up for renewal again soon, and I will definitely be contacting L&C again.

Well it’s never too old to take on a mortgage! Approaching 70 my hubbie and I decided to downsize from our 5 bed family home in 2023. We sold and moved out in June, a month after our daughter’s wedding and a week after helping our son move into his first home. But we don’t do things by halves, we hadn’t found a new home so we moved into our touring caravan for what we thought would be a few months! 14 months later we finally found our dream cottage and we looked into obtaining an interest only mortgage to help with the renovations. I found L&C through an internet search for retirement mortgages. From the first contact to release of the funds it was so simple. We’ve just finished the project with our 10 year interest only mortgage, and couldn't be happier!