I found L&C on Money Saving Expert after looking at many companies. We chose them as they were commission free, completely online and offered helpful, friendly advise at times that suited our busy lives. We were renting at the time and the help that L&C gave us allowed us to buy our first home and get on the property ladder. Our adviser called at times that fit around my shifts as a nurse and he gave us amazing advice, helping navigate the ever changing interest rates. The picture is our first night in our home. Our life has changed a lot since their help - we have settled in our house, decorated and have plans to renovate next year. They have made two people very happy. I have even referred my brother!

I discovered L&C through MoneySavingExpert, seeking a better option than the costly broker I’d used on our first home. We were looking to grow our family and wanted a bigger home, plus a mortgage that allowed overpayments while our previous home was still on the market. L&C delivered exactly what we needed - flexibility and guidance. Their support helped us move forward, and with another baby on the way, our new home fits perfectly. We’ll 100% use them again and have already started recommending to others! They gave great advice, were always responsive, and kept us updated throughout. A stress-free experience we’re truly grateful for.

Long story short, my Mum and Dad were losing their house to the bank. L&C and Christopher Wilson stepped in to help me buy and save their house under my name. I am so happy I could do something small for my parents thanks to them.

We had been renting for 15 years and wanted to get onto the property ladder. We worked extremely hard to save a deposit, I was then recommended to look at the Martin Lewis website for help as I just didn’t understand the process and had a very complicated situation. The website recommended L&C, I made contact and discussed my situation. I have to say I they were so helpful and went through all the silly questions I had, they explained in detail the process and it made the stress of it all so much simpler and got us our forever home. L&C I will contacting you for remortgage and cannot recommend you enough! Thank you!

After moving countries, my partner, I and our 18 month old son relied on generous friends. L&C helped us secure a favourable mortgage and get on the property ladder when the rental market was faltering. Nearly three years on we are settled and part of the community with a happy wee man! Photo of our son organising his toys into place moving in...

I found L&C while searching around Google and checking their reviews. I was looking for help and advice with a BTL mortgage and was not disappointed. The consultation was thorough but not laborious. I was moved to better rate on a fixed term providing me with certainty for the next few years. Already planning on using them again for another possible opportunity I have coming up.

We had rented all our married lives until we faced eviction. We decided it was finally time to buy, but had no experience with mortgages. We tried a couple of local advisors who told us we were unlikely to get a mortgage at my age. Thanks to Martin Lewis' recommendation we tried L&C who carefully guided us through the process and helped us buy our first home.

We had almost given up hope of getting on the housing ladder but L&C took us through what was possible, held our hands and illuminated the way for us so that we could finally achieve our goal aged 45. Our first property fell through due to an absent leaseholder and lackadaisical seller who was living in Ibiza, then our second property seller rejected our offer but later came back to us, as their first choice had not be able to proceed. We re-engaged with L&C who ensured we got over the finishing line and now we are almost three years into our five year fixed mortgage we turned out to be the right choice!