A friend recommended L&C when we were overwhelmed by remortgage options when the fixed-rate on our current mortgage deal was expiring. The team was friendly, clear, and made everything simple. L&C helped us secure a great deal that saved us money. The savings allowed us to spend some extra money on modernising our home and also a long-overdue family holiday! I’ve since returned to L&C for further advice on my next remortgage. They’re reliable, efficient, and genuinely supportive. Thanks guys!

L&C helped us buy our first home! Going through the process for the first time is very overwhelming but the team at L&C held our hands throughout, which saved a lot of stress. They helped us get the best deal so that we could buy the perfect home.

Thanks to L&C, we’ve been able to affordably borrow the funds needed to extend our family home, meaning the kids can finally have their own bedrooms and my wife and I have somewhere to relax without battling the sound of online gaming. The team at L&C, especially Alan, helped not just with the funding but guided the whole end to end process from an initial simple online enquiry to a completed mortgage transfer and extension and I would have no hesitation in using them again.

We found L&C when doing our research into what mortgages were available to us. Even after 7 years of saving, our dream of getting onto the property ladder wasn't getting any closer until we finally spoke with Adam at L&C who found mortgage options that would work for us. A few months later, we are finally in our home, looking to adopt a dog and start a family. We couldn't have done it without the team at L&C who supported us through the entire journey. We have recommended them to friends and will be returning to the team when it's time to update our own mortgage.

I first came across L&C after what felt like weeks of going in circles with my mortgage search. I’d already tried a few places, but everything felt confusing and stressful. From the moment I spoke to L&C, something just clicked. They explained things clearly, didn’t pressure me, and genuinely seemed to care about getting me the best deal. At the time, my situation wasn’t easy. I was desperate to get on the property ladder for the first time, but rising costs and endless paperwork had left me feeling like it might never happen. L&C changed that. They found me a mortgage I could actually afford, and for the first time I felt hopeful. Thanks to them I have my first home!

‍We had great referrals from family and friends via word of month.‍ We were struggling to remortgage our flat due to our building no longer holding a valid EWS1 form after the tri fire scandal, and we were very worried we would have to move to a variable rate with our current lender at the time, which would have ruined our quality of life due to the significant increase in monthly payment. Samantha Carter helped us find a great value mortgage with a lender who didn’t require the form, which meant we could still afford our current flat and lifestyle without comprising on holidays and life events (honeymoon and wedding). We would definitely use L&C again and have referred them to all our family and friends.

L&C helped me to secure my first home and get onto the property ladder feeling confident about my choices. They explained how everything worked and set realistic expectations for the timeline from application to key handover. Securing my mortgage actually saved me money as it cost less than my rent at the time, and now I feel more secure in my own home. It enabled me to get a bigger property with a bigger garden for my two dogs, Sam and Eva so we’re all very happy!

We chose L&C Mortgages due to their reputation/service and of course no fee. They helped me and my partner reach our 5-year dream of owning our first property. This was made even more complicated because it was a new build converted apartment, which meant some lenders wouldn’t lend on it. However, Adam our adviser was super helpful and knowledgeable. Even after a few set backs, he was as committed as us to actually get the mortgage. When we did get the mortgage offer it felt even better, due to the push back. Would just like to say a massive thank you to Adam and the team who have allowed us to live our dream now for the last 6 months.