Renewing a mortgage in 2020 was a bit of a difference, Covid kept everyone in doors and life had to move to electronics. L&C were very forward thinking and with an iPad, phone and online verification the process was quick, efficient and we were again happy to sort out another five years. Retirement has now come along and we shall pay off the mortgage, so be debt free for the first time in our 34 years married. Happy days! If we needed another mortgage would go to L&C in a heartbeat, but guys.... its been nice, but yay! Our house is finally ours!

My partner Nathan and I moved into our home in January of this year, following fabulous support from L&C, who were amazing throughout. We started our story when we matched on tinder in November 2022 as Nathan's ship (he is in the Royal Navy) was stationed nearby. Nathan lived in Nottinghamshire and me in North Yorkshire, and by August 2024 we were ready to look for a place to live, having saved up and eventually sick of the distance and weekending in our relationship. We completed our Mortgage in Principle and began looking at houses. In November 2024 we found the house we currently live in and made an offer and things moved very quickly from there. I will forever be grateful to L&C for their role in finding our first home.

I first found L&C in 2019. As a single 30-year-old working a non-professional warehouse job, I never imagined I’d ever get onto the property ladder. L&C made it possible. They guided me through every step with patience, professionalism, and genuine care, and they secured a deal I never thought I’d qualify for. Since then, I’ve returned to them for every remortgage because they always find the best option for me and make the whole process effortless. Thanks to L&C, owning my home has become one of the proudest achievements of my life.

A friend recommended L&C when I was exploring mortgage options. Their advice was so helpful that I returned when I was ready to buy my first home solo. I wanted to stay near family and transport links, which meant compromises, but the right mortgage made it possible. COVID helped me save more, boosting my deposit and lowering my rate. Buying alone in my late thirties was a huge milestone and gave me real independence. I stayed in the area I love, close to family. When it was time to remortgage, I went back to L&C—they made it simple and found me a great deal.

We were made aware of L&C by a work colleague and as we were buying our first house we wanted all the quality support we could get. I couldn't recommend them enough. The whole team was supportive and professional and helped us the whole way to moving into our first home together. We felt we were in safe hands and got an amazing deal that helped secure our dream property! We've now been here 6 months and are loving our new life here. We look forward to working with L&C again when our mortgage comes around for renewal so we can hopefully get a good deal that leaves us with a bit more money each month for a newest member of the family!

L&C was recommended to me due to a complicated sale with a gifted element and I am so pleased I found them. Nothing was too much trouble for a poorly equipped first time buyer. The process was straightforward, well explained and timely and could not have made my sale any easier for me. We are now a happy settled family of 3, in potentially our one and only purchased home. I will always come back to L&C for our remortgage for reliable, personalised and efficient service.

We chose L&C after seeing great reviews, and they made our first Buy to Let mortgage simple and stress-free. They explained everything clearly, kept us updated, and helped us take a big step forward in our long-term plans. When our rate was up for renewal, they again found us a much better deal and saved us money with the same great communication. L&C treat your mortgage like their own, which is why we’ve gone back to them. We’d recommend them to anyone looking to buy or remortgage.

I have used L&C from buying my first home 6 years ago, to re-mortgaging twice more! I always recommend them to family & friends because I cannot fault the service. I found L&C through Google and am so glad I did, because I've never looked back! I've gone from buying my first property with a partner to buying them out and going it alone, in such a turbulent time in my life they couldn't have made it any easier by going through every step thoroughly & explaining my options to borrow additional money etc. I've recently completed another mortgage deal which meant i got cashback, combining my 2 separate borrowings into 1 as it was more cost effective, and now I pay £50 less a month! Thank you so much for your help and I will be back in 5 years time!