I was leaving a very difficult relationship when I was looking to buy my first home on my own, from a quick google search I found L&C and the rest became history. During this difficult time, I couldn't have post sent to my current address and I needed things to be kept very private. I explained what was happening with my situation to them. They were incredibly understanding, and explained everything to me and confirmed they would keep everything very confidential. Everything was handled online/via email so this made it easier, for the occasional thing that had to come out in the post they sent to an alternative address for me. This lead to giving me the fresh start I so desperate needed, and I will be back when it's time to remortgage.

I found L&C when searching for mortgage advisers, as this was recommended by a friend with me being a first time buyer. I will admit I had researched a lot, but I still didn't anticipate the amount of time and preparation it takes buying a house for the first time. I can honestly say using L&C made the process so much smoother as they condense all the steps for you and make them manageable. If anyone is prepared to buy their first home, I would recommend L&C to make the process easier, and to have someone experienced to ask questions when needed. It’s only been 6 months since I secured my mortgage, but it’s one of the best decisions I’ve made so far.

A friend recommended L&C and I chose them because their online tools made it easy to see what I could afford. The process was smooth and my advisor was very patient and supportive, with calls booked at times that suited me - no random calls or waiting on hold, which fit perfectly around my work. I’d just come through a separation and lost my home, so getting my own mortgage meant rebuilding my independence and creating a safe space that was truly mine. It gave me security, stability, and the chance to keep building my life away from family. I’m so grateful for the freedom and peace of mind my home has given me. I’ve recommended L&C to everyone I speak to about buying and I will definitely use them again.

Brilliant service end to end. I was buying my first BTL property on a solo basis and L&C made it so easy, everything explained and brilliant communication. Even when there was an issue from the lenders side, L&C quickly resolved it. They also regularly tracked the rate and when a cheaper one did become available, they secured a reduced rate. Which I was not expecting... Can't recommend highly enough.

I first found L&C after looking online for trusted mortgage advice with great reviews. I chose you because you offered clear, straightforward guidance with no hidden costs, and I liked the fact you were independent and could search the whole market for the best deal. At the time, I was looking to purchase my own home after a separation. The mortgage made a huge difference, it gave me the opportunity to get back on the property ladder as a single working mum, it lowered my monthly payment and meant I was paying into my and my daughters future. Since then, life has changed so much for the better. Having the security of the right mortgage has taken away a lot of stress and allowed me to focus on enjoying my home and planning for the future.

I got a mortgage through L&C in 2012. A first-time buyer, the experience had been pretty painful up until then. I worked as a TV freelancer on short contracts, and despite a healthy deposit, I found banks wouldn't touch me with a bargepole, despite hours of talking and endless forms. A co-worker suggested L&C, and I spoke to Marcus from the Bath office. He was realistic but encouraging – and got me a very reasonable mortgage with Abbey. I was so thankful – it got me on the ladder, and meant my savings were finally going into my own house rather than a landlord’s pocket. The rate Marcus got me meant I was eventually able to pay off the mortgage, and means I am in a much better position to move up the housing ladder in the future.

L&C mortgages came to us at just the right time. I am recovering from bowel cancer and needed to sort my mortgage out!! It was a constant niggle in the background that I knew I needed to address. Being so unwell and putting my complete trust in L&C to sort absolutely every little detail out was unmeasurable. The pressure to make sound financial decisions was eliminated and the peace of mind that everything was being taken care of was amazing. Unfortunately my 11 year old daughter is now very ill. But again, I have one less worry with L&C sorting my mortgage whilst we travel another journey!

L&C were highly recommended by friends. Our situation was that we needed to remortgage and consolidate to one mortgage. Our mortgage rate was 1.6% so unfortunately it was impossible to beat, however L&C worked hard to get the best competitive rate for us, which we are grateful for and we will certainly recommend them to family and friends for their swift responses and explanation of mortgage products, which can often be overwhelming. We will definitely return to L&C when we need to sort our mortgage out again in 2 years! Many thanks L&C.