I began my journey to buying my first property by chance, I was visiting a family member who had recently obtained a mortgage with L&C. I was worried I’d get turned down & didn’t want to face the potential of not being able to get a mortgage. He recommended L&C to me, he encouraged me to just give it ago. So I did… Now I own my very first house and was able to give my 2 year old the bedroom & space we’d always wanted to give him. At the time we were currently living in a rented small 1 bedroom flat, the front room & kitchen were together so we had very limited space & it was time to move on. Our life has improved so much and it was all thanks to L&C, we will 100% becoming back & would recommend them to everyone!

Thank you very much. You helped us achieve our dream and buy our home. We tried hard to get a mortgage direct with mainstream lenders and they didn't offer us the amount we needed. From start to finish you handled our case with great professionalism. We were kept in the loop and any emails or phone calls were answered promptly. Thank you.

L&C was a no brainer! Our research of how a mortgage works quickly made us feel like we were 3 steps behind. So much overwhelming information and so many lenders to choose from - it was easy to just keep renting and forget about the dream of ever owning our first home. L&C was recommended to us by a family member, the fact that they would help you all the way through your application and not charge you a penny, I thought it was too good to be true. L&C made the entire process indefinitely simpler than trying to sort it yourself. Their knowledgeable and professional staff really reassured us that we were being looked after and felt that we got the best deal possible. Now we just simply couldn't be happier Thank you L&C - we will be back!

Back in 2018, with a carefully scrimped and saved £20,000 deposit, we were tentatively looking at buying our first home... And after speaking to a few different brokers, we settled on L&C as they were so friendly and made the process so convenient. Over the next 5 years we worked really hard to both renovate that house - putting in a beautiful new kitchen and decorating throughout - and overpay wherever we could on our mortgage, which when we sold (by marketing ourselves, accepting an offer within 2 weeks) gave us an amazing £160,000 deposit for our next house! Of course, we used L&C to help us get our new mortgage, and remortgage again for a better rate this year - now married and with a little baby in tow too! Thanks L&C ❤️

Mortgages can feel like a minefield, but L&C made the whole process stress-free. We’d used them before, so it was easy to reconnect and be guided through our options. We wanted to leave a hectic London suburb for a coastal lifestyle with more space, and after working through the paperwork, our L&C consultant helped us secure a 5-year fixed rate at under 2.5% - which was a huge relief given the rate rises after the 2022 budget. Thanks to L&C, we moved into a bigger home near the south coast and started a new chapter with more stability and peace of mind. We’d happily choose L&C again.

Buying our first house and having no clue where to start, we were googling all sorts of questions about how to arrange a mortgage but the answer we kept coming to was "speak to L&C". When a quick browse of the Money Saving Expert site confirmed this was the way to go, we were all set. Since then, not only have L&C helped us through the initial purchase of our first house but also through the subsequent remortgage after the birth of our first child. Our adviser was incredibly patient with our questions and both times we've come out with a deal that exceeded our expectations. I recommend L&C to anyone going through a first mortgage or remortgage.

We chose L&C after being invited to one of their information evenings, which was engaging, supportive, and made the whole process clear and approachable. At the time, just starting out both our careers in local government, we were looking to get on the property ladder for the first time through the My Choice Home Buy scheme for key workers. With L&C’s guidance, from legal advice to managing week-by-week payments, we were able to buy our first home together. This was life-changing, giving us stability, independence, and space to plan for our future. The experience left us feeling fully supported, which is why we would not hesitate to return to L&C for our next mortgage.

I was absolutely delighted to secure my mortgage with L&C (and I was such a satisfied customer that I remortgaged with them too!). As a company, they are very professional and every person I spoke to was very supportive and knowledgeable. Best of all, there was no fee and no hidden charges! I was a first time buyer and all the advice I received was invaluable - L&C offered me lots of advice so I could make an informed decision and they supported me every step of the way. Looking ahead, I’m hoping to move into a bigger house with my partner and I’ll certainly be coming back with pleasure to L&C!