I was leaving a very difficult relationship when I was looking to buy my first home on my own, from a quick google search I found L&C and the rest became history. During this difficult time, I couldn't have post sent to my current address and I needed things to be kept very private. I explained what was happening with my situation to them. They were incredibly understanding, and explained everything to me and confirmed they would keep everything very confidential. Everything was handled online/via email so this made it easier, for the occasional thing that had to come out in the post they sent to an alternative address for me. This lead to giving me the fresh start I so desperate needed, and I will be back when it's time to remortgage.

My wife Billie and I recently welcomed our first child Finnbar to the world. At the same time, we had a looming mortgage renewal weighing on our minds, due to the recent rate increases. With free time at a premium, we used L&C based on Martin Lewis’s Money Saving Expert recommendation. Despite leaving things to the 11th hour, L&C understood our situation and secured a competitive renewal from our existing provider, avoiding the time-consuming process of a new application, which we didn’t have capacity for. A few calls and emails later we were successfully renewed, simple as that, with L&C covering all the administration. It couldn’t have been easier, leaving us more time to spend with our son, creating lasting memories in our family home.

I found L&C Mortgages via a Google search, I am really glad that I did as they were very efficient and dealt with my mortgage application promptly and kept me in the loop throughout the whole process. I was in rented accommodation at the time. I had saved for a few years to enable myself to put down a deposit on my own home. I feel I now have a better life as my house will be my own and I am no longer funding somebody else’s future. My mortgage is due for renewal in January 2027 after my 5 year fixed term ends and I will be reaching out to L&C once again to find me the best deal.

When we bought our first home we contacted a few different lenders and none of them could get us the figure we needed for the right price. Then we found L&C and they were able to find us our perfect mortgage! We even had negativity from estate agents as they wanted us to be ‘in house’ but we proceeded to use L&C and we couldn’t have had a better experience. They were approachable, knowledgeable and so helpful throughout. We have recommended them to many of our friends and used them again when purchasing our dream forever home this year. We wouldn’t use any other broker and couldn’t be happier with the service we received.

We had almost given up hope of getting on the housing ladder but L&C took us through what was possible, held our hands and illuminated the way for us so that we could finally achieve our goal aged 45. Our first property fell through due to an absent leaseholder and lackadaisical seller who was living in Ibiza, then our second property seller rejected our offer but later came back to us, as their first choice had not be able to proceed. We re-engaged with L&C who ensured we got over the finishing line and now we are almost three years into our five year fixed mortgage we turned out to be the right choice!

Before learning about L&C through a friend. I spoke to various estate agents & brokers on my own, and felt a lot of pressure to opt for mortgage amounts that I wasn't really comfortable with. I felt they always wanted me to take out a mortgage of the highest amount for the longest term even though I tried to explain that it didn’t suit my long term goals. But with L&C I finally felt heard! They listened to exactly what I needed & wanted. They also never made me feel stupid for asking the most ridiculous questions as a first time buyer! I can’t recommend their services enough and will reuse them in the future if moving or remortgaging. I'm living in my 1st ever home, and I couldn’t be happier!

I recently decided to downsize to give myself a better quality of life including more financial security and freedom after having lost my husband to cancer 4 years ago. I used L&C to remortgage my previous house into my name after my husband passed away and I used them again to help me get a mortgage for my new house, and for my new life. The whole process was brilliant from start to finish, and for someone who has PTSD, it was done in a very non-stressful way which really helped. I'm now settled into my new home and new life and I couldn't be happier. I'll definitely be using L&C again in the future as this new house is the stepping stone to the next house being my forever home and I'm now firmly on my way to making that happen.

We found L&C when doing our research into what mortgages were available to us. Even after 7 years of saving, our dream of getting onto the property ladder wasn't getting any closer until we finally spoke with Adam at L&C who found mortgage options that would work for us. A few months later, we are finally in our home, looking to adopt a dog and start a family. We couldn't have done it without the team at L&C who supported us through the entire journey. We have recommended them to friends and will be returning to the team when it's time to update our own mortgage.