I was buying my first home and was recommended L&C by my dad and sisters, I am now 3 years into owning my own home and enjoying the security of ownership over the chaos that can come in the renters market.

This was my first time buying a property and it was quite a daunting process. I'd spent a long time looking up mortgage lenders and finding rates but just found myself constantly being asked to visit banks or filling out lots of forms. I was then told by a colleague about L&C and from the first call, I felt in safe hands. I was able to focus on the important parts of buying a place, I was able to move quickly with my adviser and within a few weeks, I had the keys in my hand. Having my own place for the first time in my life has given me so much freedom. I'm now not stressing over rent increases, having to deal with landlords and actually being able to decorate! I will definitely come back to L&C if I need to in the future.

I chose L&C after hearing how easy and reliable they were, and I needed that support during a difficult time. I was dealing with a relationship breakdown and selling my home, so getting a new mortgage felt overwhelming. L&C made everything simple, prompt, and stress-free, helping me secure a fresh start and regain stability. Their knowledge and clear guidance gave me confidence when I needed it most. Because the process was so smooth and supportive, I’ll definitely return to L&C for my next mortgage.

My partner and I were recommended L&C, I initially thought all brokers were the same, but apparently not! We'd had no issue sorting a mortgage ourself as first time buyers in 2017 but fell foul of a blip on a credit score when trying to buy our next house. An increase in children requires an increase in bedrooms! After losing out on two 'dream' houses while mortgage offers fell through on a technicality, we were guided through the process with trust and confidence with our L&C adviser. We'll be back with for the next one, why wouldn't we? From initial contact through to the final email, I don't think I've had many better interactions with a company. Thanks!

My situation was a masterclass in financial chaos: I was trying to refinance two properties, while simultaneously grabbing a speedy mortgage for a new acquisition. The paperwork was genuinely threatening my sanity. L&C, or as I now call them, my Money Ninjas, didn’t just find rates - they secured deals that maximized my yield and supercharged my portfolio. The process was so efficient! I will absolutely return for every future mortgage, because why would I ever pay someone when L&C gives me the best expertise, totally free?

We originally found L&C online when were searching for our very first mortgage to get onto the property ladder. With their hands-on help we moved into our very first home, the process was easy and we were kept up to date throughout. 5 years later and our little family had grown a little more, and we needed to remortgage but didn't want to deal with the stress, so we contacted L&C once again. The entire process was very easy and stress free, they found us a fantastic rate that we couldn't get elsewhere. It's safe to say that when we need to hop onto another fixed term mortgage in a few years, we will be looking at L&C once again! From beginning to end they have been amazing, their team is knowledgeable, friendly and patient.

L&C stood out not just for their reputation and they didn’t just talk rates; they spoke my language. I’d just spotted a flat in Highbury with potential... Enter L&C. They didn’t blink at my layered scenario modeling or slightly unconventional questions. Instead, they made what was complex, simple. The mortgage was approved faster than I could say “stress test.” The advisor stayed with me right up to completion. Since then, life’s taken a few turns. The mortgage L&C helped secure gave me the flexibility to weather storms, both literal and metaphorical. And yes, I’ve come back to L&C. Because once you’ve found a team that gets 'you', everything falls into place. They’re not just brokers, they’re part of my strategic toolkit for life. Now onto the decorating, made a good start in my photo!!

I was looking for a new rate as mine was coming to end, I found L&C online and they rang the same day. They went through everything and searched for the very best deal for me. The rate was perfect for me with the uncertainty of rates at the time, i even got cashback and reduced the length of term on my mortgage by 5 years. This has put my mind at ease for the next 5 years knowing my monthly payments won’t change.