I’m thrilled to share how smoothly my first time buyer mortgage went with L&C Mortgages. A friend who’d just bought her first home with them gave me a glowing recommendation, which instantly put my mind at ease and made me trust L&C. From day one, Sam was incredibly helpful and supportive, offering free, clear advice that made every step feel effortless. The whole process, from application to settlement, took just three months, and the repayment plan they set up fits my situation perfectly - my payments are on track and stress free. Thanks to Sam and the whole L&C team, buying my residential home was a genuinely positive experience, and I can’t recommend them enough!