We came first came across L&C in 2018 as first time buyers off the back of a Google search - and felt like we'd immediately made the right choice. Their dedicated team took the time to understand our situation and tailor mortgage options to suit. The whole mortgage process was a breeze, thanks in no small part to the L&C team in helping us get on the ladder. 5 years later when we were ready to move again, L&C were top of our list to secure a new mortgage for our growing family. We'll certainly return again the next time we remortgage!

I chose L&C because they are the largest fee free broker and my research told me I could trust them. As a first time buyer initially Alex held my hand throughout and dealt with all my annoying questions and need to understand everything from start to finish. At no point did I feel like a burden and each time he was friendly and informative. When my mortgage came up for renewal it was a no brainer to go back to L&C and this time we met Jack. Jack helped find the best deal for us and after discussing our financial situation helped me shave 10 years off the mortgage as our position had improved significantly. He listened to what was important to me and found what was right for me and my family, not what would get him a better commission. I would recommend both advisors and the company in general to anyone who was looking to buy their first, second or third home.

As first time buyers, we were nervous and overwhelmed, but L&C made everything simple. Living in a tiny rented flat with rent climbing each year, owning a home felt out of reach. From the start, L&C guided us with patience and clarity, finding a mortgage that turned our dream into reality. Walking into our new home for the first time was life changing; it gave us space, security, and a future we could finally build on. We’ll always return to L&C because they didn’t just arrange a mortgage; they helped us create a home.

We were both paying off debt repayment plans and had been stuck renting for many years. We longed for the security of owning our own home and as soon as our final debt payments were made, I got straight on the case of trying to secure a mortgage. The odds were against us, given our poor credit history and my husband being only 11 years off the state pension age. I saw that L&C was recommended by the Money Saving Expert, which in my books was high praise. With their help and support, we were offered a mortgage and were able to buy our own home together. 7 years later we're still living here, after using L&C once more to renew our mortgage. When the time comes to renew our mortgage or even move, they’re the only broker I'll call.

We were first time buyers and didn’t know who to turn to regarding mortgage advice. We chose L&C because of all of the amazing reviews. I can’t thank L&C for making the mortgage element of the purchase so smooth and easy to understand. The mortgage market was very fluid when we were in the process of buying our first home, but L&C were amazing in keeping us up to date on new options and ensuring we got the best deal. The adviser was really helpful when cutting through the complexity to help us understand the best option for us. I cannot thank Stephen enough for all of his time spent on the phone to us! We’ll definitely be giving him a call when we come to remortgage. It was a relief to be able to rely on L&C when buying our first home.

When I applied for my mortgage, I wasn’t just buying a house - I was building a future. The process felt daunting at first, but your team made it feel personal, not transactional. You didn’t just approve a loan, you helped me unlock a space where my child could grow, laugh, and learn. Now, every corner of our home holds a memory: the first bedtime story in a new room, the puddle boots by the door after a rainy school run, the quiet cup of tea in a kitchen. Thank you for being part of that journey. One in a million? You helped me feel like the only one.

A simple google search for the most competitive mortgage rates led me to find L&C. With the challenge of my intended house purchase falling through due to issues with the properties drainage system, my advisor was extremely supportive and swift in getting updated calculations for a different property and this enabled me to complete in just 5 weeks. This has given me the opportunity to have a stable home for my daughter and a space to work on my music alongside my work

I found L&C when I was searching for a broker as a first time buyer on my own, they quickly stood out with the best deal and the friendliest staff. Buying a house can be stressful and confusing, but they honestly made the whole thing feel simple and manageable. Getting my mortgage meant I could get on the property ladder without giving up the things I enjoy - I can still go on holiday and live comfortably. Since then, life’s felt a lot more stable. I’ve recommended L&C to loads of friends who’ve all said the same especially about the staff! I’ll definitely go back to them for my next mortgage.