As a solo first time buyer, L&C helped me secure a mortgage and buy my first house. It was an easy and straight forward process!

We had just got engaged and were first time buyers looking for our first home together. We were recommended L&C by a family friend, and they were incredibly helpful. Our broker, Dan, was great and made the whole process less stressful by answering any questions and giving us regular updates whilst we waited for our mortgage to be accepted. Buying our home was the best thing for us, as it meant that we could get the puppy we always wanted. We have really made our house our home, and we will definitely use L&C again!

Back in 2018, with a carefully scrimped and saved £20,000 deposit, we were tentatively looking at buying our first home... And after speaking to a few different brokers, we settled on L&C as they were so friendly and made the process so convenient. Over the next 5 years we worked really hard to both renovate that house - putting in a beautiful new kitchen and decorating throughout - and overpay wherever we could on our mortgage, which when we sold (by marketing ourselves, accepting an offer within 2 weeks) gave us an amazing £160,000 deposit for our next house! Of course, we used L&C to help us get our new mortgage, and remortgage again for a better rate this year - now married and with a little baby in tow too! Thanks L&C ❤️

After my divorce, my biggest fear was whether I could buy a home on my own while raising two children. I worried constantly about affordability, whether I’d even qualify for a mortgage, and how I could cope with the legal side of everything. The team stepped in and changed everything for me. They patiently explained the monthly payments in a way I could understand, arranged life insurance to give me security, and took care of all the legal details so I didn’t feel alone. Their professionalism and kindness gave me the reassurance I desperately needed. What once felt impossible suddenly felt achievable, and I was able to look forward with hope. Thanks to their support, my children and I now have the safe, happy home we dreamed of.

I chose L&C after hearing how easy and reliable they were, and I needed that support during a difficult time. I was dealing with a relationship breakdown and selling my home, so getting a new mortgage felt overwhelming. L&C made everything simple, prompt, and stress-free, helping me secure a fresh start and regain stability. Their knowledge and clear guidance gave me confidence when I needed it most. Because the process was so smooth and supportive, I’ll definitely return to L&C for my next mortgage.

I tried numerous options to remortgage my flat, including the bank I already had a mortgage with but was dismissed by them. All the rates offered seemed very high, and I was made to feel extremely second rate. This left me having to pay a mortgage, on a really high interest rate, with apparently nowhere to go. I came across an L&C ad online and thought "why not"...it was literally the best click I ever made! Laura and team were so helpful, understanding and committed to my needs and before long I had an offer that I wanted to progress. With L&C at my side, I managed to finalise the remortgage and borrow more to improve my flat, so much so that I'm now using L&C again to find my next mortgage and trade up on the property ladder!

When I started looking at houses, the thought of applying for a mortgage was stressful - I was a first time buyer buying on my own, and I wasn't sure how the whole process worked or how much I'd be able to afford on my salary. My initial phone call with Danielle at L&C completely put my mind at rest. She helped me choose a mortgage that let me borrow more than I thought I'd be able to. Once my offer on the house was accepted, she worked with me to finalise the application the next day. The whole process was very straightforward, and I moved in to my new home a little under 10 weeks later! I am so happy with the house, and I don't know how I would have got here without L&C.

We were both paying off debt repayment plans and had been stuck renting for many years. We longed for the security of owning our own home and as soon as our final debt payments were made, I got straight on the case of trying to secure a mortgage. The odds were against us, given our poor credit history and my husband being only 11 years off the state pension age. I saw that L&C was recommended by the Money Saving Expert, which in my books was high praise. With their help and support, we were offered a mortgage and were able to buy our own home together. 7 years later we're still living here, after using L&C once more to renew our mortgage. When the time comes to renew our mortgage or even move, they’re the only broker I'll call.