I have used L&C 3 times and each time they have got me the best deals! Once was during Covid when it was really hard to progress as everything was put into slow motion, but we needed to remortgage to be able to finish our renovation into a liveable (lovable!) home that my partner, two kids and Cassie the cat could live in! I absolutely intend to return to landscape next time!

My mortgage was up for renewal, and the bank I had my mortgage with, had offered me a new rate of 3.5% – which at the time I thought was quite high!! I contacted L&C who were very thorough and helpful, and got me a rate of 1.22% with the same bank, which was amazing. I would highly recommend their services. It's up for renewal again soon, and I will definitely be contacting L&C again.

I chose L&C after seeing them recommended on MoneySavingExpert.com which gave me confidence I could trust them. The mortgage was to buy my first home. Since L&C sorted my mortgage, life has been peaceful with the freedom of my first home. Ismail was extremely helpful and wasted no time helping me find a suitable mortgage. He gave me reassurance around locking in a rate which could be refreshed later on if the house purchase and solicitors were slow, which they were. When a price reduction was negotiated in the purchase, it was easy to contact L&C to resubmit the amended application and get a new offer agreed, whilst also adding a little more to my original agreed deposit. I’ll definitely use L&C in future as they were super efficient.

I found L&C through an online search for remortgages, and I compared them against 3 competitors - they passed all my personal tests with flying colours. They were fast, didn’t ask me for anything that I had already provided and most importantly - they understood the special circumstance I was in. Thanks to their help I was able to reduce my mortgage payments by 17%! I will definitely be returning to them once I need to remortgage again!

I was reading reviews for mortgage advisers in the UK and so many people recommend L&C. We were renting a property for roughly 3 years and I told my wife that paying rent is dead money, lets buy our own instead. We thought we needed a 10% deposit, but L&C explained our options and found a lender that allowed us to pay a 5% deposit as a first time buyer!!! This felt like such a relief. Our lives are filled with joy, as a young family we now have a place called home! When we are ready to remortgage we will definitely work with L&C again.

We moved back to UK after 4 years living in Spain. We'd lost our business, but never lost our belief in us. We managed to get a single bedsit flat and a job in London. We desperately needed to move back towards family and our recently arrived grandchildren. We both, Tracy teaching, myself electrical engineer, worked where we could while drifting from rental to rental. But we needed roots and stability. I was past 60, no-one would give us a mortgage... except, L&C. We found our dream home in the Midlands and secured a 13 year mortgage. Now with 5 years left to pay, we will never forget, their positivity, help and ongoing support.

When I set out to buy my first home, I chose L&C for their clear advice and great rates. What made it especially meaningful was being able to use money left by my dad, who passed away years ago, as my deposit. It felt like he was helping me take this life-changing step. Getting onto the property ladder gave me stability, independence, and the confidence to start my own private therapy practice in the town — something I had always dreamed of but never felt possible before. My home is more than just a house; it’s the foundation for my future, built on both my hard work and my dad’s legacy. I’ll always return to L&C, not just for the rates but for the trust and reassurance they gave me.

We chose L&C Mortgages for their professionalism, expertise, and personable approach, and we couldn’t be happier. My dedicated case manager Brendan Annely was easy to contact and he took the time to understand my situation. I wanted to remortgage, explore all options to save money, fix for two years, and keep the ability to overpay — and L&C delivered on all fronts. The process was smooth, efficient, and stress-free. Their aftercare was second to none, ensuring I had the right insurance in place for my family. I’m extremely grateful for their support and highly recommend L&C Mortgages for their knowledge, reliability, and outstanding service.