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COMPARE 1000S OF first time buyer MORTGAGE DEALS

We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

£
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Loans are typically over 25 years, so we've defaulted to that for you
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Monmouthshire BS
Max LTV 80%:
4.00% discount for 2 years
Initial rate
0.99%
then 4.99% (variable)
Monthly repayments
£471
Scheme fees
£2,437
Annual cost
£6,865
Fees and charges
Booking fee £150
Arrangement fee £1,999
Valuation fee £288
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 0.99% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £470 and 276 payments of £708. The total amount payable would be £209,125 made up of the loan amount plus interest (£81,688) and fees (£2,437). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.40% discount for 2 years
Initial rate
1.09%
then 4.49% (variable)
Monthly repayments
£476
Scheme fees
£1,329
Annual cost
£6,379
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £476 and 276 payments of £675. The total amount payable would be £199,053 made up of the loan amount plus interest (£72,724) and fees (£1,329). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
3.90% discount to 30/06/20
Initial rate
1.09%
then 4.99% (variable)
Monthly repayments
£476
Scheme fees
£1,730
Annual cost
£6,579
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/06/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £476 and 276 payments of £708. The total amount payable would be £208,562 made up of the loan amount plus interest (£81,832) and fees (£1,730). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
3.30% discount for 2 years
Initial rate
1.19%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£1,329
Annual cost
£6,448
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.19% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,449 made up of the loan amount plus interest (£73,120) and fees (£1,329). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.19%
then 5.69% (variable)
Monthly repayments
£482
Scheme fees
£2,199
Annual cost
£6,883
Fees and charges
Booking fee £0
Arrangement fee £2,199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £481 and 276 payments of £756. The total amount payable would be £222,399 made up of the loan amount plus interest (£95,200) and fees (£2,199). The overall cost for comparison is 4.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Sainsburys
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.19%
then 4.24% (variable)
Monthly repayments
£482
Scheme fees
£745
Annual cost
£6,156
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £481 and 276 payments of £660. The total amount payable would be £194,449 made up of the loan amount plus interest (£68,704) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.29% discount for 2 years
Initial rate
1.20%
then 4.49% (variable)
Monthly repayments
£482
Scheme fees
£1,329
Annual cost
£6,454
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.20% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £482 and 276 payments of £676. The total amount payable would be £199,473 made up of the loan amount plus interest (£73,144) and fees (£1,329). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.24%
then 5.69% (variable)
Monthly repayments
£485
Scheme fees
£2,199
Annual cost
£6,917
Fees and charges
Booking fee £0
Arrangement fee £2,199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £484 and 276 payments of £756. The total amount payable would be £222,471 made up of the loan amount plus interest (£95,272) and fees (£2,199). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Loughborough
Max LTV 80%:
3.85% discount for 2 years
Initial rate
1.24%
then 5.09% (variable)
Monthly repayments
£485
Scheme fees
£859
Annual cost
£6,247
Fees and charges
Booking fee £0
Arrangement fee £599
Valuation fee £260
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £120
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.09% for the remaining 23 years would require 24 payments of £484 and 276 payments of £716. The total amount payable would be £210,091 made up of the loan amount plus interest (£84,232) and fees (£859). The overall cost for comparison is 4.4% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Base +0.74% for 2 years
Initial rate
1.24%
then 3.94% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,317
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £484 and 276 payments of £641. The total amount payable would be £189,531 made up of the loan amount plus interest (£63,532) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 60%:
Base+0.74% for 2 years
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,089
Annual cost
£6,362
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,973 made up of the loan amount plus interest (£77,884) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Furness
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.24%
then 5.54% (variable)
Monthly repayments
£485
Scheme fees
£1,304
Annual cost
£6,469
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £746. The total amount payable would be £218,816 made up of the loan amount plus interest (£92,512) and fees (£1,304). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Accord
Max LTV 60%:
3.75% discount to 31/05/20
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£495
Annual cost
£6,065
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/05/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £207,795 made up of the loan amount plus interest (£82,300) and fees (£495). The overall cost for comparison is 4.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/05/20
Initial rate
1.29%
then 3.75% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/05/20
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.75% for the remaining 23 years would require 24 payments of £487 and 276 payments of £630. The total amount payable would be £186,567 made up of the loan amount plus interest (£60,568) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.29%
then 5.69% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £487 and 276 payments of £757. The total amount payable would be £221,619 made up of the loan amount plus interest (£95,620) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Saffron
Max LTV 60%:
4.10% discount for 2 years
Initial rate
1.29%
then 5.39% (variable)
Monthly repayments
£488
Scheme fees
£495
Annual cost
£6,100
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £495
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 5.39% for the remaining 23 years would require 24 payments of £487 and 276 payments of £736. The total amount payable would be £215,319 made up of the loan amount plus interest (£89,824) and fees (£495). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Tipton & Coseley
Max LTV 65%:
3.70% discount to 31/01/20
Initial rate
1.29%
then 4.99% (variable)
Monthly repayments
£488
Scheme fees
£1,274
Annual cost
£6,489
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £275
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £709. The total amount payable would be £208,646 made up of the loan amount plus interest (£82,372) and fees (£1,274). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 75%:
3.19% discount for 2 years
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£1,329
Annual cost
£6,524
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £199,893 made up of the loan amount plus interest (£73,564) and fees (£1,329). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 30/06/20
Initial rate
1.32%
then 4.99% (variable)
Monthly repayments
£489
Scheme fees
£1,730
Annual cost
£6,738
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 30/06/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £489 and 276 payments of £710. The total amount payable would be £209,426 made up of the loan amount plus interest (£82,696) and fees (£1,730). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.33%
then 3.99% (variable)
Monthly repayments
£490
Scheme fees
£999
Annual cost
£6,380
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 30/04/20
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 75%:
Fixed to 30/04/20
Initial rate
1.33%
then 4.49% (variable)
Monthly repayments
£490
Scheme fees
£1,305
Annual cost
£6,533
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £310
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/04/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £490 and 276 payments of £677. The total amount payable would be £199,917 made up of the loan amount plus interest (£73,612) and fees (£1,305). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Chelsea
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.33%
then 4.99% (variable)
Monthly repayments
£490
Scheme fees
£1,930
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £209,650 made up of the loan amount plus interest (£82,720) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Sainsburys
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.34%
then 4.24% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,259
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £490 and 276 payments of £661. The total amount payable would be £194,941 made up of the loan amount plus interest (£69,196) and fees (£745). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
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Tipton & Coseley
Max LTV 75%:
3.65% discount to 31/01/20
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,274
Annual cost
£6,524
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £275
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,994 made up of the loan amount plus interest (£82,720) and fees (£1,274). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Nationwide
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 70%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 75%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,431
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 80%:
Fixed to 31/03/20
Initial rate
1.34%
then 5.69% (variable)
Monthly repayments
£491
Scheme fees
£2,199
Annual cost
£6,986
Fees and charges
Booking fee £0
Arrangement fee £2,199
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £490 and 276 payments of £757. The total amount payable would be £222,891 made up of the loan amount plus interest (£95,692) and fees (£2,199). The overall cost for comparison is 4.9% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
3.65% discount to 30/06/20
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,230
Annual cost
£6,502
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/06/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,950 made up of the loan amount plus interest (£82,720) and fees (£1,230). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,261
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/20
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,777 made up of the loan amount plus interest (£78,028) and fees (£749). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
TSB
Max LTV 60%:
Fixed to 30/04/20
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£1,221
Annual cost
£6,497
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £226
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/04/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £191,001 made up of the loan amount plus interest (£64,780) and fees (£1,221). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Monmouthshire BS
Max LTV 80%:
Fixed for 2 years
Initial rate
1.35%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,437
Annual cost
£6,612
Fees and charges
Booking fee £150
Arrangement fee £999
Valuation fee £288
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 2 years
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £491 and 276 payments of £710. The total amount payable would be £209,181 made up of the loan amount plus interest (£82,744) and fees (£1,437). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Principality
Max LTV 75%:
Fixed to 30/04/20
Initial rate
1.35%
then 4.90% (variable)
Monthly repayments
£491
Scheme fees
£1,775
Annual cost
£6,781
Fees and charges
Booking fee £0
Arrangement fee £1,395
Valuation fee £380
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/04/20
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.90% for the remaining 23 years would require 24 payments of £491 and 276 payments of £704. The total amount payable would be £207,863 made up of the loan amount plus interest (£81,088) and fees (£1,775). The overall cost for comparison is 4.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
3.64% discount to 30/06/20
Initial rate
1.35%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£730
Annual cost
£6,259
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 30/06/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.35% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £491 and 276 payments of £710. The total amount payable would be £208,474 made up of the loan amount plus interest (£82,744) and fees (£730). The overall cost for comparison is 4.5% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
AA Mortgages
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.35%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£1,495
Annual cost
£6,641
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £491 and 276 payments of £677. The total amount payable would be £200,131 made up of the loan amount plus interest (£73,636) and fees (£1,495). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
AA Mortgages
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.37%
then 4.49% (variable)
Monthly repayments
£492
Scheme fees
£1,495
Annual cost
£6,655
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 31/03/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £200,155 made up of the loan amount plus interest (£73,660) and fees (£1,495). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Skipton
Max LTV 60%:
Base +0.87% for 2 years
Initial rate
1.37%
then 4.74% (variable)
Monthly repayments
£492
Scheme fees
£0
Annual cost
£5,908
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
0.5% for 2 years
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.37% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £492 and 276 payments of £693. The total amount payable would be £203,076 made up of the loan amount plus interest (£78,076) and fees (£0). The overall cost for comparison is 4.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Bank of Ireland
Max LTV 60%:
Fixed to 31/05/20
Initial rate
1.37%
then 4.24% (variable)
Monthly repayments
£492
Scheme fees
£995
Annual cost
£6,405
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/05/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £195,239 made up of the loan amount plus interest (£69,244) and fees (£995). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Bank of Ireland
Max LTV 75%:
Fixed to 31/05/20
Initial rate
1.38%
then 4.24% (variable)
Monthly repayments
£493
Scheme fees
£695
Annual cost
£6,262
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £300
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 31/05/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.24% for the remaining 23 years would require 24 payments of £492 and 276 payments of £661. The total amount payable would be £194,939 made up of the loan amount plus interest (£69,244) and fees (£695). The overall cost for comparison is 4.0% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 75%:
Fixed to 30/06/20
Initial rate
1.38%
then 4.99% (variable)
Monthly repayments
£493
Scheme fees
£1,730
Annual cost
£6,780
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 30/06/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £492 and 276 payments of £710. The total amount payable would be £209,498 made up of the loan amount plus interest (£82,768) and fees (£1,730). The overall cost for comparison is 4.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Post Office
Max LTV 75%:
Fixed to 30/04/20
Initial rate
1.38%
then 4.49% (variable)
Monthly repayments
£493
Scheme fees
£1,495
Annual cost
£6,662
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/04/20
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.38% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £492 and 276 payments of £677. The total amount payable would be £200,155 made up of the loan amount plus interest (£73,660) and fees (£1,495). The overall cost for comparison is 4.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 31/05/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 31/05/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 31/05/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 80%:
Fixed to 31/05/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 85%:
Fixed to 31/05/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
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When compiling our first time buyer best buy tables we choose the best first time buyer mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best first time buyer mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next first time buyer mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best first time buyer mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the first time buyer mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.