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first time buyer
Mortgages

COMPARE 1000S OF first time buyer MORTGAGE RATES

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Leek United
Max LTV 75%:
4.10% discount for 2 years
Initial rate
1.09%
then 5.19% (variable)
Monthly repayments
£476
Scheme fees
£199
Annual cost
£5,814
Fees and charges
Booking fee £199
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.09% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £476 and 276 payments of £721. The total amount payable would be £210,619 made up of the loan amount plus interest (£85,420) and fees (£199). The overall cost for comparison is 5.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 5.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/05/22
Initial rate
1.17%
then 3.59% (variable)
Monthly repayments
£481
Scheme fees
£1,195
Annual cost
£6,367
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £480 and 276 payments of £619. The total amount payable would be £183,559 made up of the loan amount plus interest (£57,364) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£995
Annual cost
£6,281
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,383 made up of the loan amount plus interest (£57,388) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 31/05/22
Initial rate
1.19%
then 3.59% (variable)
Monthly repayments
£482
Scheme fees
£1,195
Annual cost
£6,381
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £481 and 276 payments of £619. The total amount payable would be £183,583 made up of the loan amount plus interest (£57,388) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.88% discount for 2 years
Initial rate
1.21%
then 4.09% (variable)
Monthly repayments
£483
Scheme fees
£1,329
Annual cost
£6,461
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.21% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £483 and 276 payments of £651. The total amount payable would be £192,597 made up of the loan amount plus interest (£66,268) and fees (£1,329). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.21%
then 3.59% (variable)
Monthly repayments
£483
Scheme fees
£993
Annual cost
£6,293
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £483 and 276 payments of £619. The total amount payable would be £183,429 made up of the loan amount plus interest (£57,436) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.23%
then 3.59% (variable)
Monthly repayments
£484
Scheme fees
£993
Annual cost
£6,307
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.23% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,453 made up of the loan amount plus interest (£57,460) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£995
Annual cost
£6,315
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £183,455 made up of the loan amount plus interest (£57,460) and fees (£995). The overall cost for comparison is 3.7% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Base +1.14% for 2 years
Initial rate
1.24%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£1,999
Annual cost
£6,817
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £484 and 276 payments of £619. The total amount payable would be £184,459 made up of the loan amount plus interest (£57,460) and fees (£1,999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.25%
then 3.59% (variable)
Monthly repayments
£485
Scheme fees
£993
Annual cost
£6,321
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,753 made up of the loan amount plus interest (£57,760) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.25%
then 4.49% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,324
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.25% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £485 and 276 payments of £676. The total amount payable would be £199,215 made up of the loan amount plus interest (£73,216) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.26%
then 3.59% (variable)
Monthly repayments
£486
Scheme fees
£995
Annual cost
£6,329
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,755 made up of the loan amount plus interest (£57,760) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.26%
then 3.59% (variable)
Monthly repayments
£486
Scheme fees
£999
Annual cost
£6,331
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/07/22
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.26% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £485 and 276 payments of £620. The total amount payable would be £183,759 made up of the loan amount plus interest (£57,760) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.27%
then 3.59% (variable)
Monthly repayments
£487
Scheme fees
£1,199
Annual cost
£6,438
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.27% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £486 and 276 payments of £620. The total amount payable would be £183,983 made up of the loan amount plus interest (£57,784) and fees (£1,199). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.29%
then 3.54% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £487 and 276 payments of £617. The total amount payable would be £182,979 made up of the loan amount plus interest (£56,980) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 75%:
Base +1.19% for 2 years
Initial rate
1.29%
then 3.35% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,352
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £487 and 276 payments of £605. The total amount payable would be £179,667 made up of the loan amount plus interest (£53,668) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Platform
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.29%
then 4.34% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,227
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/07/22
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.34% for the remaining 23 years would require 24 payments of £487 and 276 payments of £667. The total amount payable would be £196,529 made up of the loan amount plus interest (£70,780) and fees (£749). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.30%
then 4.49% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,359
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.30% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £488 and 276 payments of £677. The total amount payable would be £199,563 made up of the loan amount plus interest (£73,564) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Cumberland
Max LTV 60%:
2.78% discount for 2 years
Initial rate
1.31%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£1,329
Annual cost
£6,531
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.31% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £488 and 276 payments of £651. The total amount payable would be £192,717 made up of the loan amount plus interest (£66,388) and fees (£1,329). The overall cost for comparison is 4.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.4% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Bank of Ireland
Max LTV 60%:
Fixed to 30/04/22
Initial rate
1.32%
then 4.09% (variable)
Monthly repayments
£489
Scheme fees
£1,495
Annual cost
£6,621
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% pa
Early repayment charge:
3% reducing to 2% until 30/04/22
Other info
Exit fee £195
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 4.09% for the remaining 23 years would require 24 payments of £489 and 276 payments of £651. The total amount payable would be £192,907 made up of the loan amount plus interest (£66,412) and fees (£1,495). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£490
Annual cost
£6,132
Fees and charges
Booking fee £490
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £182,542 made up of the loan amount plus interest (£57,052) and fees (£490). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 60%:
Fixed to 02/07/22
Initial rate
1.34%
then 3.35% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £490 and 276 payments of £605. The total amount payable would be £179,739 made up of the loan amount plus interest (£53,740) and fees (£999). The overall cost for comparison is 3.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.0% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/06/22
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £183,051 made up of the loan amount plus interest (£57,052) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,386
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £490 and 276 payments of £617. The total amount payable would be £183,051 made up of the loan amount plus interest (£57,052) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.34%
then 3.54% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,220
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.34% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £490 and 264 payments of £611. The total amount payable would be £179,943 made up of the loan amount plus interest (£53,944) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 75%:
Fixed to 30/06/22
Initial rate
1.34%
then 5.69% (variable)
Monthly repayments
£491
Scheme fees
£1,999
Annual cost
£6,886
Fees and charges
Booking fee £0
Arrangement fee £1,999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/22
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £490 and 276 payments of £757. The total amount payable would be £222,691 made up of the loan amount plus interest (£95,692) and fees (£1,999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 50%:
Fixed to 30/06/22
Initial rate
1.35%
then 4.49% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,393
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £491 and 276 payments of £677. The total amount payable would be £199,635 made up of the loan amount plus interest (£73,636) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 50% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.36%
then 5.69% (variable)
Monthly repayments
£492
Scheme fees
£999
Annual cost
£6,400
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% until 30/06/22
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.36% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £491 and 276 payments of £757. The total amount payable would be £221,715 made up of the loan amount plus interest (£95,716) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/05/22
Initial rate
1.37%
then 3.59% (variable)
Monthly repayments
£492
Scheme fees
£1,195
Annual cost
£6,505
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £492 and 276 payments of £620. The total amount payable would be £184,123 made up of the loan amount plus interest (£57,928) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leeds
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.39%
then 5.69% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,421
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £199
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 5.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £757. The total amount payable would be £221,763 made up of the loan amount plus interest (£95,764) and fees (£999). The overall cost for comparison is 4.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 30/06/23
Initial rate
1.39%
then 3.59% (variable)
Monthly repayments
£493
Scheme fees
£1,199
Annual cost
£6,322
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.39% and then on a variable rate of 3.59% for the remaining 22 years would require 36 payments of £493 and 264 payments of £615. The total amount payable would be £181,307 made up of the loan amount plus interest (£55,108) and fees (£1,199). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Newbury
Max LTV 60%:
2.56% discount for 3 years
Initial rate
1.39%
then 3.95% (variable)
Monthly repayments
£493
Scheme fees
£600
Annual cost
£6,122
Fees and charges
Booking fee £0
Arrangement fee £600
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 3 years at 1.39% and then on a variable rate of 3.95% for the remaining 22 years would require 36 payments of £493 and 264 payments of £636. The total amount payable would be £186,252 made up of the loan amount plus interest (£60,652) and fees (£600). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Newbury
Max LTV 60%:
2.56% discount for 5 years
Initial rate
1.39%
then 3.95% (variable)
Monthly repayments
£493
Scheme fees
£600
Annual cost
£6,042
Fees and charges
Booking fee £0
Arrangement fee £600
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
3% reducing to 1% for 3 years
Other info
Exit fee £115
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 5 years at 1.39% and then on a variable rate of 3.95% for the remaining 20 years would require 60 payments of £493 and 240 payments of £623. The total amount payable would be £179,700 made up of the loan amount plus interest (£54,100) and fees (£600). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Leek United
Max LTV 90%:
3.79% discount for 2 years
Initial rate
1.40%
then 5.19% (variable)
Monthly repayments
£494
Scheme fees
£199
Annual cost
£6,028
Fees and charges
Booking fee £199
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% reducing to 0.5% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.40% and then on a variable rate of 5.19% for the remaining 23 years would require 24 payments of £494 and 276 payments of £723. The total amount payable would be £211,603 made up of the loan amount plus interest (£86,404) and fees (£199). The overall cost for comparison is 5.3% APRC representative.
Max LTV 90% Early Repayment Charges apply
Overall cost for comparison 5.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/22
Initial rate
1.40%
then 4.49% (variable)
Monthly repayments
£494
Scheme fees
£999
Annual cost
£6,428
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.40% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £494 and 276 payments of £677. The total amount payable would be £199,707 made up of the loan amount plus interest (£73,708) and fees (£999). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 80%:
Fixed to 30/06/22
Initial rate
1.41%
then 3.59% (variable)
Monthly repayments
£495
Scheme fees
£993
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.41% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £494 and 276 payments of £620. The total amount payable would be £183,969 made up of the loan amount plus interest (£57,976) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Principality
Max LTV 65%:
Fixed until 30/06/22
Initial rate
1.42%
then 5.05% (variable)
Monthly repayments
£495
Scheme fees
£775
Annual cost
£6,330
Fees and charges
Booking fee £0
Arrangement fee £895
Valuation fee £380
Other fees £0
Cashback £500
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1.5% until 30/06/22
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.42% and then on a variable rate of 5.05% for the remaining 23 years would require 24 payments of £495 and 276 payments of £714. The total amount payable would be £209,719 made up of the loan amount plus interest (£83,944) and fees (£775). The overall cost for comparison is 4.6% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.6% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 85%:
Fixed to 31/05/22
Initial rate
1.43%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£1,195
Annual cost
£6,547
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £495 and 276 payments of £621. The total amount payable would be £184,471 made up of the loan amount plus interest (£58,276) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 85% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 80%:
Fixed to 31/05/22
Initial rate
1.43%
then 3.59% (variable)
Monthly repayments
£496
Scheme fees
£1,195
Annual cost
£6,547
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.43% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £495 and 276 payments of £621. The total amount payable would be £184,471 made up of the loan amount plus interest (£58,276) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Yorkshire BS
Max LTV 65%:
Fixed to 31/05/22
Initial rate
1.44%
then 4.99% (variable)
Monthly repayments
£496
Scheme fees
£1,675
Annual cost
£6,794
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £180
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2.5% reducing to 1.5% until 31/05/22
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £496 and 276 payments of £710. The total amount payable would be £209,539 made up of the loan amount plus interest (£82,864) and fees (£1,675). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 80%:
Fixed to 30/06/22
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.54% for the remaining 23 years would require 24 payments of £496 and 276 payments of £617. The total amount payable would be £183,195 made up of the loan amount plus interest (£57,196) and fees (£999). The overall cost for comparison is 3.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 70%:
Fixed to 30/06/23
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,290
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £496 and 264 payments of £612. The total amount payable would be £180,423 made up of the loan amount plus interest (£54,424) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
HSBC
Max LTV 75%:
Fixed to 30/06/23
Initial rate
1.44%
then 3.54% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,290
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.44% and then on a variable rate of 3.54% for the remaining 22 years would require 36 payments of £496 and 264 payments of £612. The total amount payable would be £180,423 made up of the loan amount plus interest (£54,424) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Santander
Max LTV 75%:
Fixed to 02/07/22
Initial rate
1.44%
then 3.35% (variable)
Monthly repayments
£496
Scheme fees
£999
Annual cost
£6,456
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/07/22
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.44% and then on a variable rate of 3.35% for the remaining 23 years would require 24 payments of £496 and 276 payments of £606. The total amount payable would be £180,159 made up of the loan amount plus interest (£54,160) and fees (£999). The overall cost for comparison is 3.1% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Coventry
Max LTV 65%:
Fixed to 30/06/23
Initial rate
1.45%
then 4.49% (variable)
Monthly repayments
£497
Scheme fees
£999
Annual cost
£6,297
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% reducing to 1% until 30/06/23
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 3 years at 1.45% and then on a variable rate of 4.49% for the remaining 22 years would require 36 payments of £496 and 264 payments of £670. The total amount payable would be £195,735 made up of the loan amount plus interest (£69,736) and fees (£999). The overall cost for comparison is 4.1% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.1% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 80%:
Fixed to 30/06/22
Initial rate
1.45%
then 3.59% (variable)
Monthly repayments
£497
Scheme fees
£995
Annual cost
£6,461
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £496 and 276 payments of £621. The total amount payable would be £184,295 made up of the loan amount plus interest (£58,300) and fees (£995). The overall cost for comparison is 3.8% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Barclays
Max LTV 60%:
Fixed to 31/07/22
Initial rate
1.45%
then 3.59% (variable)
Monthly repayments
£497
Scheme fees
£299
Annual cost
£6,113
Fees and charges
Booking fee £0
Arrangement fee £299
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% until 31/07/22
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.45% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £496 and 276 payments of £621. The total amount payable would be £183,599 made up of the loan amount plus interest (£58,300) and fees (£299). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 60%:
Fixed to 31/05/25
Initial rate
1.46%
then 3.59% (variable)
Monthly repayments
£498
Scheme fees
£1,195
Annual cost
£6,210
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
5% reducing to 1% until 31/05/25
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 1.46% and then on a variable rate of 3.59% for the remaining 20 years would require 60 payments of £497 and 240 payments of £605. The total amount payable would be £176,215 made up of the loan amount plus interest (£50,020) and fees (£1,195). The overall cost for comparison is 3.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.2% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Natwest
Max LTV 60%:
Fixed to 30/06/22
Initial rate
1.47%
then 3.59% (variable)
Monthly repayments
£498
Scheme fees
£993
Annual cost
£6,474
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £248
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 30/06/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.47% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £498 and 276 payments of £621. The total amount payable would be £184,341 made up of the loan amount plus interest (£58,348) and fees (£993). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
Halifax
Max LTV 75%:
Fixed to 31/05/22
Initial rate
1.48%
then 3.59% (variable)
Monthly repayments
£499
Scheme fees
£1,195
Annual cost
£6,583
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/05/22
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.48% and then on a variable rate of 3.59% for the remaining 23 years would require 24 payments of £498 and 276 payments of £621. The total amount payable would be £184,543 made up of the loan amount plus interest (£58,348) and fees (£1,195). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Speak to an expert mortgage adviser on 0808 292 0724 or check which deals you qualify for online
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When compiling our first time buyer best buy tables we compare the best first time buyer mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best first time buyer mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next first time buyer mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to help you compare the best first time buyer mortgage deal for your circumstances, saving you time and effort. Our best buy tables above show you the first time buyer mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage to a better deal.

After taking out a first time buyer mortgage or another financial product, 93% of L&C customers would recommend us based on 1355 Reviews.co.uk respondents - as of 02/04/19. Read our reviews