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COMPARE 1000S OF first time buyer MORTGAGE DEALS

We're here to save you money and time too! Use our mortgage finder below then call our qualified advisers for a more personalised search of the market and advice. We’ll make sure you qualify for any deal before you apply. Not only that, you'll get expert support throughout the whole mortgage process

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Loans are typically over 25 years, so we've defaulted to that for you
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Yorkshire BS
Max LTV 65%:
3.87% discount to 29/02/20
Initial rate
1.12%
then 4.99% (variable)
Monthly repayments
£478
Scheme fees
£1,730
Annual cost
£6,600
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.12% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £477 and 276 payments of £708. The total amount payable would be £208,586 made up of the loan amount plus interest (£81,856) and fees (£1,730). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
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Yorkshire BS
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.17%
then 4.99% (variable)
Monthly repayments
£481
Scheme fees
£1,730
Annual cost
£6,634
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.17% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £480 and 276 payments of £709. The total amount payable would be £208,934 made up of the loan amount plus interest (£82,204) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
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Cumberland
Max LTV 60%:
3.31% discount for 2 years
Initial rate
1.18%
then 4.49% (variable)
Monthly repayments
£481
Scheme fees
£1,029
Annual cost
£6,291
Fees and charges
Booking fee £0
Arrangement fee £699
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.18% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £481 and 276 payments of £676. The total amount payable would be £199,149 made up of the loan amount plus interest (£73,120) and fees (£1,029). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
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Sainsburys
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.19%
then 3.99% (variable)
Monthly repayments
£482
Scheme fees
£745
Annual cost
£6,294
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.19% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £481 and 276 payments of £644. The total amount payable would be £190,033 made up of the loan amount plus interest (£64,288) and fees (£745). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
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Yorkshire BS
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.21%
then 4.99% (variable)
Monthly repayments
£483
Scheme fees
£730
Annual cost
£6,162
Fees and charges
Booking fee £0
Arrangement fee £495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.21% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £483 and 276 payments of £709. The total amount payable would be £208,006 made up of the loan amount plus interest (£82,276) and fees (£730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
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Platform
Max LTV 60%:
Base+0.74% for 2 years
Initial rate
1.24%
then 4.74% (variable)
Monthly repayments
£485
Scheme fees
£1,089
Annual cost
£6,451
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £484 and 276 payments of £693. The total amount payable would be £203,973 made up of the loan amount plus interest (£77,884) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
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HSBC
Max LTV 60%:
Base +0.74% for 2 years
Initial rate
1.24%
then 3.94% (variable)
Monthly repayments
£485
Scheme fees
£999
Annual cost
£6,415
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £484 and 276 payments of £641. The total amount payable would be £189,531 made up of the loan amount plus interest (£63,532) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
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TSB
Max LTV 60%:
Fixed to 31/01/20
Initial rate
1.24%
then 3.99% (variable)
Monthly repayments
£485
Scheme fees
£1,395
Annual cost
£6,515
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.24% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £644. The total amount payable would be £190,755 made up of the loan amount plus interest (£64,360) and fees (£1,395). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
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Yorkshire BS
Max LTV 65%:
3.75% discount to 29/02/20
Initial rate
1.24%
then 4.99% (variable)
Monthly repayments
£485
Scheme fees
£1,230
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £484 and 276 payments of £709. The total amount payable would be £208,530 made up of the loan amount plus interest (£82,300) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
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Furness
Max LTV 75%:
4.30% discount for 2 years
Initial rate
1.24%
then 5.54% (variable)
Monthly repayments
£485
Scheme fees
£1,304
Annual cost
£6,452
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £305
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.24% and then on a variable rate of 5.54% for the remaining 23 years would require 24 payments of £484 and 276 payments of £746. The total amount payable would be £218,816 made up of the loan amount plus interest (£92,512) and fees (£1,304). The overall cost for comparison is 4.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.7% APRC
?
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Cumberland
Max LTV 75%:
3.23% discount for 2 years
Initial rate
1.26%
then 4.49% (variable)
Monthly repayments
£486
Scheme fees
£1,029
Annual cost
£6,346
Fees and charges
Booking fee £0
Arrangement fee £699
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.26% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £485 and 276 payments of £676. The total amount payable would be £199,245 made up of the loan amount plus interest (£73,216) and fees (£1,029). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
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Cumberland
Max LTV 60%:
3.21% discount for 2 years
Initial rate
1.28%
then 4.49% (variable)
Monthly repayments
£487
Scheme fees
£1,029
Annual cost
£6,360
Fees and charges
Booking fee £0
Arrangement fee £699
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.28% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £487 and 276 payments of £677. The total amount payable would be £199,569 made up of the loan amount plus interest (£73,540) and fees (£1,029). The overall cost for comparison is 3.8% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
TSB
Max LTV 75%:
Fixed to 31/01/20
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£1,395
Annual cost
£6,550
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £400
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/01/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £191,103 made up of the loan amount plus interest (£64,708) and fees (£1,395). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,457
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 25% pa
Early repayment charge:
1% for 2 years
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Skipton
Max LTV 60%:
Fixed to 31/12/19
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£995
Annual cost
£6,475
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/12/19
Other info
Exit fee £60
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,951 made up of the loan amount plus interest (£77,956) and fees (£995). The overall cost for comparison is 4.2% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 60%:
Fixed to 31/01/20
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,457
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/01/20
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Santander
Max LTV 60%:
Fixed to 02/02/20
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,517
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 02/02/20
Other info
Exit fee £225
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,955 made up of the loan amount plus interest (£77,956) and fees (£999). The overall cost for comparison is 3.9% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.9% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 60%:
Fixed to 29/02/20
Initial rate
1.29%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£749
Annual cost
£6,316
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £487 and 276 payments of £693. The total amount payable would be £203,705 made up of the loan amount plus interest (£77,956) and fees (£749). The overall cost for comparison is 4.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Base +0.79% for 2 years
Initial rate
1.29%
then 3.99% (variable)
Monthly repayments
£488
Scheme fees
£999
Annual cost
£6,562
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.29% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £487 and 276 payments of £645. The total amount payable would be £190,707 made up of the loan amount plus interest (£64,708) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Principality
Max LTV 65%:
3.44% discount to 31/01/20
Initial rate
1.30%
then 4.74% (variable)
Monthly repayments
£488
Scheme fees
£0
Annual cost
£6,024
Fees and charges
Booking fee £0
Arrangement fee £0
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 31/01/20
Other info
Exit fee £145
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.30% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £488 and 276 payments of £693. The total amount payable would be £202,980 made up of the loan amount plus interest (£77,980) and fees (£0). The overall cost for comparison is 4.2% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Halifax
Max LTV 60%:
Fixed to 31/03/20
Initial rate
1.32%
then 3.99% (variable)
Monthly repayments
£489
Scheme fees
£1,199
Annual cost
£6,473
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 0.9% until 31/03/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.32% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £489 and 276 payments of £645. The total amount payable would be £190,955 made up of the loan amount plus interest (£64,756) and fees (£1,199). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Chelsea
Max LTV 65%:
Fixed to 29/02/20
Initial rate
1.33%
then 4.99% (variable)
Monthly repayments
£490
Scheme fees
£1,930
Annual cost
£6,845
Fees and charges
Booking fee £0
Arrangement fee £1,695
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.33% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £209,650 made up of the loan amount plus interest (£82,720) and fees (£1,930). The overall cost for comparison is 4.3% APRC representative.
Max LTV 65% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 60%:
Fixed to 28/02/20
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,485
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Sainsburys
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£745
Annual cost
£6,397
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,525 made up of the loan amount plus interest (£64,780) and fees (£745). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,596
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Fixed to 29/02/20
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,351
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,777 made up of the loan amount plus interest (£78,028) and fees (£749). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£749
Annual cost
£6,351
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £250
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £203,777 made up of the loan amount plus interest (£78,028) and fees (£749). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Co-Op
Max LTV 60%:
Fixed to 29/02/20
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,783
Annual cost
£6,778
Fees and charges
Booking fee £150
Arrangement fee £1,349
Valuation fee £284
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £89
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,811 made up of the loan amount plus interest (£78,028) and fees (£1,783). The overall cost for comparison is 4.0% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 4.0% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Barclays
Max LTV 75%:
Fixed to 31/01/20
Initial rate
1.34%
then 3.99% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,491
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% until 31/01/20
Other info
Exit fee £80
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.34% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £645. The total amount payable would be £190,779 made up of the loan amount plus interest (£64,780) and fees (£999). The overall cost for comparison is 3.7% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.7% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
3.65% discount to 29/02/20
Initial rate
1.34%
then 4.99% (variable)
Monthly repayments
£491
Scheme fees
£1,230
Annual cost
£6,502
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £490 and 276 payments of £710. The total amount payable would be £208,950 made up of the loan amount plus interest (£82,720) and fees (£1,230). The overall cost for comparison is 4.2% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.2% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 70%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,485
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Base +0.84% for 2 years
Initial rate
1.34%
then 3.94% (variable)
Monthly repayments
£491
Scheme fees
£999
Annual cost
£6,485
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £490 and 276 payments of £642. The total amount payable would be £189,951 made up of the loan amount plus interest (£63,952) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 70%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,521
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Platform
Max LTV 75%:
Base+0.84% for 2 years
Initial rate
1.34%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,089
Annual cost
£6,521
Fees and charges
Booking fee £90
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £74
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.34% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £490 and 276 payments of £693. The total amount payable would be £204,117 made up of the loan amount plus interest (£78,028) and fees (£1,089). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Monmouthshire BS
Max LTV 80%:
3.39% discount for 2 years
Initial rate
1.35%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,433
Annual cost
£6,610
Fees and charges
Booking fee £150
Arrangement fee £995
Valuation fee £288
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 2 years
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.35% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £491 and 276 payments of £693. The total amount payable would be £204,485 made up of the loan amount plus interest (£78,052) and fees (£1,433). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Monmouthshire BS
Max LTV 80%:
Fixed for 2 years
Initial rate
1.35%
then 4.74% (variable)
Monthly repayments
£491
Scheme fees
£1,437
Annual cost
£6,612
Fees and charges
Booking fee £150
Arrangement fee £999
Valuation fee £288
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
3% for 2 years
Other info
Exit fee £50
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.35% and then on a variable rate of 4.74% for the remaining 23 years would require 24 payments of £491 and 276 payments of £693. The total amount payable would be £204,489 made up of the loan amount plus interest (£78,052) and fees (£1,437). The overall cost for comparison is 4.3% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Cumberland
Max LTV 75%:
3.13% discount for 2 years
Initial rate
1.36%
then 4.49% (variable)
Monthly repayments
£492
Scheme fees
£1,029
Annual cost
£6,415
Fees and charges
Booking fee £0
Arrangement fee £699
Valuation fee £330
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% for 1 year
Other info
Exit fee £125
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.36% and then on a variable rate of 4.49% for the remaining 23 years would require 24 payments of £491 and 276 payments of £677. The total amount payable would be £199,665 made up of the loan amount plus interest (£73,636) and fees (£1,029). The overall cost for comparison is 3.8% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.8% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Yorkshire BS
Max LTV 75%:
Fixed to 29/02/20
Initial rate
1.37%
then 4.99% (variable)
Monthly repayments
£492
Scheme fees
£1,730
Annual cost
£6,773
Fees and charges
Booking fee £0
Arrangement fee £1,495
Valuation fee £235
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
2% reducing to 1% until 29/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 4.99% for the remaining 23 years would require 24 payments of £492 and 276 payments of £710. The total amount payable would be £209,498 made up of the loan amount plus interest (£82,768) and fees (£1,730). The overall cost for comparison is 4.3% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 4.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Halifax
Max LTV 75%:
Fixed to 31/03/20
Initial rate
1.37%
then 3.99% (variable)
Monthly repayments
£492
Scheme fees
£1,199
Annual cost
£6,507
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £200
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 0.8% until 31/03/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.37% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £492 and 276 payments of £645. The total amount payable would be £191,027 made up of the loan amount plus interest (£64,828) and fees (£1,199). The overall cost for comparison is 3.6% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 70%:
Fixed to 28/02/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 70% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 75%:
Fixed to 28/02/20
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 28/02/20
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Tesco Bank
Max LTV 60%:
Base +0.99% to 28/02/20
Initial rate
1.39%
then 3.89% (variable)
Monthly repayments
£493
Scheme fees
£995
Annual cost
£6,557
Fees and charges
Booking fee £0
Arrangement fee £995
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 20% p/a
Early repayment charge:
2% until 28/02/20
Other info
Exit fee £90
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.89% for the remaining 23 years would require 24 payments of £493 and 276 payments of £639. The total amount payable would be £189,191 made up of the loan amount plus interest (£63,196) and fees (£995). The overall cost for comparison is 3.5% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Sainsburys
Max LTV 80%:
Fixed to 31/03/20
Initial rate
1.39%
then 3.99% (variable)
Monthly repayments
£493
Scheme fees
£745
Annual cost
£6,432
Fees and charges
Booking fee £0
Arrangement fee £745
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% until 31/03/20
Other info
Exit fee £100
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £645. The total amount payable would be £190,597 made up of the loan amount plus interest (£64,852) and fees (£745). The overall cost for comparison is 3.6% APRC representative.
Max LTV 80% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
First Direct
Max LTV 60%:
Fixed for 2 years
Initial rate
1.39%
then 3.69% (variable)
Monthly repayments
£493
Scheme fees
£957
Annual cost
£6,383
Fees and charges
Booking fee £725
Arrangement fee £0
Valuation fee £232
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? Unlimited
Early repayment charge:
3% reducing to 2% for 2 years
Other info
Exit fee £149
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.69% for the remaining 23 years would require 24 payments of £493 and 276 payments of £626. The total amount payable would be £185,565 made up of the loan amount plus interest (£59,608) and fees (£957). The overall cost for comparison is 3.3% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.3% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
HSBC
Max LTV 80%:
Base +0.89% for 2 years
Initial rate
1.39%
then 3.94% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,520
Fees and charges
Booking fee £99
Arrangement fee £900
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £0
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.94% for the remaining 23 years would require 24 payments of £493 and 276 payments of £642. The total amount payable would be £190,023 made up of the loan amount plus interest (£64,024) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 80% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 60%:
Fixed for 2 years
Initial rate
1.39%
then 3.99% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,631
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £645. The total amount payable would be £190,851 made up of the loan amount plus interest (£64,852) and fees (£999). The overall cost for comparison is 3.6% APRC representative.
Max LTV 60% Early Repayment Charges apply
Overall cost for comparison 3.6% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Fixed for 2 years
Initial rate
1.39%
then 3.99% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,631
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed? 10% p/a
Early repayment charge:
2% reducing to 1% for 2 years
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 2 years at 1.39% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £645. The total amount payable would be £190,851 made up of the loan amount plus interest (£64,852) and fees (£999). The overall cost for comparison is 3.5% APRC representative.
Max LTV 75% Early Repayment Charges apply
Overall cost for comparison 3.5% APRC
?
Confused by the options? Speak to an expert mortgage adviser on 0808 292 0724 or arrange a call back
Nationwide
Max LTV 75%:
Base +0.89% for 2 years
Initial rate
1.39%
then 3.99% (variable)
Monthly repayments
£493
Scheme fees
£999
Annual cost
£6,631
Fees and charges
Booking fee £0
Arrangement fee £999
Valuation fee £0
Other fees £0
Cashback £0
Flexibility
Overpayments allowed?
Early repayment charge:
None
Other info
Exit fee £65
Basic legals Payable
Representative example A mortgage of £125,000 payable over 25 years, initially on a variable rate for 2 years at 1.39% and then on a variable rate of 3.99% for the remaining 23 years would require 24 payments of £493 and 276 payments of £645. The total amount payable would be £190,851 made up of the loan amount plus interest (£64,852) and fees (£999). The overall cost for comparison is 3.4% APRC representative.
Max LTV 75% No Early Repayment Charges
Overall cost for comparison 3.4% APRC
?
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When compiling our first time buyer best buy tables we choose the best first time buyer mortgage rates from across the UK market, including deals that are exclusive to us. It's important to remember that the best first time buyer mortgage deals are not necessarily about getting the lowest mortgage rate possible, you also need to take into account all the fees and charges associated in setting up your new mortgage deal.

By choosing L&C to find your next first time buyer mortgage deal our advisers will research the market for you, looking at criteria, set up fees and the rate to get the best first time buyer mortgage deal for your circumstances, saving you time and effort. Our best buy tables below show you the pick of the first time buyer mortgage deals currently available, both fixed rates and variable rates, whether you are looking to purchase or remortgage.