Insight - L&C Mortgages

2019 Mortgage market review of the year

Political and economic uncertainty may have dominated 2019, but homeowners and buyers have continued to benefit from rock-bottom mortgage rates.

January 7, 2020

Scottish first time buyers given leg up onto property ladder

First-time buyers in Scotland will receive financial help to buy a property under a recently launched pilot scheme.

January 3, 2020

New year, new financial you?

If sorting out your finances is one of your New Year's resolutions, don't forget your mortgage! Here are a few ideas to help you get going.

January 3, 2020

Positive September for first time buyers and remortgages

Ongoing political and economic uncertainty has failed to deter first-time buyers, with growing numbers managing to get on to the property ladder.

November 26, 2019

House price growth slows as Brexit turmoil continues

House price growth remained subdued in October, with many homebuyers and movers putting plans on hold amid ongoing Brexit uncertainty.

November 15, 2019

Base rate held in split decision

The Bank of England’s Monetary Policy Committee voted to keep interest rates at 0.75% again in November, although two of the nine members voted in favour of a cut.

November 12, 2019

What the papers said about interest rates and election pledges

With the general election confirmed for the 12th December, the weekend’s financial press highlighted the potential policy pledges and the impact they might have on our economy.

November 6, 2019

Help for ‘mortgage prisoners’

Thousands of homeowners who’ve previously been barred from moving to cheaper mortgage deals could now be able to switch, thanks to new rules.

November 4, 2019

Low mortgage rates provide Buy to Let boost

The number of landlords buying properties to rent out is on the up, according to latest data from trade body UK Finance.

October 28, 2019

Shared ownership boost for lower earners

Thousands of lower earners will be given the opportunity to get onto the property ladder under plans for a new model of shared ownership announced by the Government.

October 28, 2019

Follow our flow chart to see if you should remortgage

If you're wondering whether to remortgage, follow our handy flow chart to work out if it's the right move for you.

October 17, 2019

UK house price growth slows amid Brexit uncertainty

House prices are rising at the slowest annual pace for six years according to Halifax, with ongoing political and economic uncertainty continuing to weigh on the market.

October 15, 2019

Is your self-employed paperwork up to date?

There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you don’t have the right paperwork in place.

October 15, 2019

Millennial Mortgages

Over the last decade millennials have received a lot of flak for relying on the Bank of Mum and Dad.

October 8, 2019

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How safe is YOUR home?

October 1st marked the start of National Home Security Month (NHSM), designed to raise awareness of the importance of keeping your property secure.

October 4, 2019

Sainsbury’s stops mortgage sales

Sainsbury’s Bank has become the latest lender to exit the mortgage market, just six months after Tesco announced that it was pulling out of mortgages.

October 4, 2019

Which mortgage station should you get off at?

Take a trip on the underground to find out if you should remortgage...

September 27, 2019

Top first-time buyer misconceptions revealed

More than half of first-time buyers (57%) believe they’d be able to borrow up to 10 times’ their income when they take out a mortgage, according to new research.

September 25, 2019

Low deposit mortgages at highest level for 11 years

The share of mortgages advanced to those with deposits of less than 10% of the property value has reached its highest level since 2008, according to the Bank of England.

September 24, 2019

Base rate left on hold in run up to Brexit

The Bank of England’s Monetary Policy Committee (MPC) voted unanimously to leave the base rate unchanged this month, at its last meeting before the UK is due to leave the European Union.

September 23, 2019

‘Affordable hotspots’ for first-time buyers revealed

More than half of properties in the UK are in areas that are affordable for first-time buyers, according to new research, with Blackpool, Hull and Lincoln among the ‘affordable hotspots.’

September 16, 2019

Demand for long-term fixed rate mortgages grows

Homebuyers and owners wanting the security of a long-term fixed rate mortgage now have a much wider range of options to choose from following the launch of several new 15-year deals.

September 16, 2019

Homeowners could save thousands by overpaying

Over half of homeowners never overpay on their mortgage, even though doing so could potentially save them thousands in interest and reduce their mortgage term.

September 12, 2019

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Is your home Gas Safe?

Gas Safety Week takes place from 16th – 22nd September, and this year focuses on the most vulnerable members of society and how they can stay gas safe.

September 9, 2019

News & Insights

Categories

Check your mortgage options

2019 Mortgage market review of the year

Scottish first time buyers given leg up onto property ladder

New year, new financial you?

Positive September for first time buyers and remortgages

House price growth slows as Brexit turmoil continues

Base rate held in split decision

What the papers said about interest rates and election pledges

Help for ‘mortgage prisoners’

Low mortgage rates provide Buy to Let boost

Shared ownership boost for lower earners

Follow our flow chart to see if you should remortgage

UK house price growth slows amid Brexit uncertainty

Is your self-employed paperwork up to date?

Millennial Mortgages

How safe is YOUR home?

Sainsbury’s stops mortgage sales

Which mortgage station should you get off at?

Top first-time buyer misconceptions revealed

Low deposit mortgages at highest level for 11 years

Base rate left on hold in run up to Brexit

‘Affordable hotspots’ for first-time buyers revealed

Demand for long-term fixed rate mortgages grows

Homeowners could save thousands by overpaying

Is your home Gas Safe?

Check your mortgage options

Categories

Check your mortgage options

2019 Mortgage market review of the year

Scottish first time buyers given leg up onto property ladder

New year, new financial you?

Positive September for first time buyers and remortgages

House price growth slows as Brexit turmoil continues

Base rate held in split decision

What the papers said about interest rates and election pledges

Help for ‘mortgage prisoners’

Low mortgage rates provide Buy to Let boost

Shared ownership boost for lower earners

Follow our flow chart to see if you should remortgage

UK house price growth slows amid Brexit uncertainty

Is your self-employed paperwork up to date?

Millennial Mortgages

How safe is YOUR home?

Sainsbury’s stops mortgage sales

Which mortgage station should you get off at?

Top first-time buyer misconceptions revealed

Low deposit mortgages at highest level for 11 years

Base rate left on hold in run up to Brexit

‘Affordable hotspots’ for first-time buyers revealed

Demand for long-term fixed rate mortgages grows

Homeowners could save thousands by overpaying

Is your home Gas Safe?

Check your mortgage options

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