FEE FREE
MORTGAGE ADVICE

How you can be sure it's free

Like all other brokers, we receive a payment from the lender when the mortgage completes.

The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.

You’ll pay no more applying through us than you would going directly to the lender on the same deal.

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We make mortgages a piece of cake
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Open 7 days a week - until 8pm weekdays
(free from mobile or landline)

Arrange a callback

Let's L&C the best mortgage for you in 4 simple steps

Step 1
Compare & check >>

Compare the latest mortgage deals in real-time online and check what's affordable.

Step 2
See if you qualify

Call us - we'll need to run through a few questions to let you know which deals you're eligible for - no need for a credit check.

Step 3
Apply online

You won't have to tell us any info twice, we'll keep it and put it in the form so you can check it and apply online.

Step 4
Track & chase

Track your application online 24/7. We'll even appoint a dedicated case manager who'll do all the legwork for you.

In a nutshell, L&C saves you time. We save you hassle. And we save you money.

Start saving today!

First time buyer

Step onto the property ladder with our expert help

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Buying a home

Secure your dream home with stress-free mortgage advice

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Remortgage your home

Switch your mortgage to suit your changing needs

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Buy to Let

Start out in the rental market or expand your portfolio

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Our latest best buy mortgages

How can we offer all this for free?

Like all other brokers, we recieve a payement from the lender when the mortgage completes. The difference is that unlike other mortgage brokers, we simply choose not to charge our customers a fee on top of this.
It's an approach that's proved itself to work time and time again. In fact, we've won over 150 industry awards for our services since 2002.

Net Promoter
Score

Net Promotor Score (NPS) is a gauge many businesses use to measure customer satisfaction.

The highest Net Promotor Score for the banking industry is +73* so we're really proud of our score.

* Source Satmetrix 2015 UK Customer study

as at 16/06/2017

86

Miss R O & Mr D, Sailsbury

Love that it is fee free. Love the online functionality, adviser has been fantastic and so has our case... Read more

Breaking news:
Picnic basket competition winner revealed
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, ...
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Handy tools and calculators
Practical gadgets to help keep things simple
News & Views

What is going on in the world of mortgages?

What the papers said about ISA’s and remortgaging
The Guardian and Times both reported this weekend on newly released Government figures, which show that a million Help to Buy ISA accounts have been opened since December 2015. These accounts, they suggest, have helped struggling First-Time Buyers save £1.8bn. ...
August 22, 2017
What the papers said about home ownership and stamp duty
The Times looked at home ownership this weekend, following recent research by L&C which revealed that around 1.8 million adults have stayed in a relationship in order to get on to the housing ladder. ...
August 15, 2017
Picnic basket competition winner revealed
Thanks to everyone who entered our competition to win a four person picnic hamper. After receiving over 900 entries, we’ve now chosen a winner. Congratulations to......
August 15, 2017
What the papers said about interest only mortgages and downsizing
The Times looked at interest-only mortgages this weekend, and in particular borrowers who do not have a repayment strategy in place. ...
August 08, 2017