I’m so pleased that L&C were recommended to me. I’ve remortgaged with them twice and both times the customer service has been amazing. They completely took the stress out of having to remortgage, giving me more time and energy to concentrate on other things. I am planning to move soon to accommodate our growing family, and have no doubt that I will use L&C to arrange our next mortgage.

We chose L&C after hearing how simple they made the mortgage process - and they proved it. Before moving, Albert and I were still living with our parents, desperate for space of our own. With L&C’s help, we bought our first home in August 2024, giving us freedom, independence, and a place our dog Eric could finally zoom around in. Since then, life’s only got better - we’ve recently gotten engaged and are planning our 2026 wedding. L&C helped kick-start our future, so we’ll definitely be back for our next mortgage.

Very quick and efficient with no charges . Very friendly approach and a very good deal

After moving countries, my partner, I and our 18 month old son relied on generous friends. L&C helped us secure a favourable mortgage and get on the property ladder when the rental market was faltering. Nearly three years on we are settled and part of the community with a happy wee man! Photo of our son organising his toys into place moving in...

I decided to start building my portfolio and was looking for a mortgage broker. L&C was the 3rd company I called and I was so pleased that I did, they were able to give me the answers on my first call to them, which sealed the deal for me. Daniel was my broker and he was so lovely, patient, calm and assured me that he would look after everything and answer all the questions I had, he treated me like a person and not a number. He was amazing. When it came to conveyancing, L&C recommended and therefore I used who they suggested and again, I could not have been happier, email and calls were always answered straight away, I was kept informed all the way and we completed ahead of schedule. I call the service 100% amazing and would recommend.

I first heard about L&C through my partner, who said they were genuinely supportive. I turned to them at a huge moment in my life: I’d found a stray dog on holiday in Jordan who instantly felt like mine. To bring him home, I needed to buy a place quickly, as my rental didn’t allow pets. L&C made something that felt overwhelming suddenly very possible. Thanks to their guidance, I bought my first home and was able to bring my dog, Ollie, safely back to the UK. Having a home for both of us has changed my life, and I’ll always come back to L&C for my next mortgage.

When I started looking at houses, the thought of applying for a mortgage was stressful - I was a first time buyer buying on my own, and I wasn't sure how the whole process worked or how much I'd be able to afford on my salary. My initial phone call with Danielle at L&C completely put my mind at rest. She helped me choose a mortgage that let me borrow more than I thought I'd be able to. Once my offer on the house was accepted, she worked with me to finalise the application the next day. The whole process was very straightforward, and I moved in to my new home a little under 10 weeks later! I am so happy with the house, and I don't know how I would have got here without L&C.

Losing my rental home of 16 years was heartbreaking. I worried that my age and mortgage chances would hold me back. My initial broker let me down when I needed help most, but calling L&C changed EVERYTHING. By pure luck there was a cancellation that same day. It felt like the universe had stepped in, especially as just 8 weeks later I had the keys to my own home. Since then life has transformed. My cat Ziggy rules her new palace, I’ve built a beautiful garden room, and for the first time in years I feel safe, settled, proud and truly happy. This home was always meant to be mine. I wouldn’t be here without L&C 💕