Four years ago at the age of 54 my relationship had come to an end. I had never had a mortgage of my own before so I was quite anxious about how to go about sorting one out. Ironically my ex partner had used L&C to remortgage his house a few years previously. I remember he had been very happy about them so obviously they were my first port of call. I thought it would be difficult finding something for me due to my age but L&C did wonders. I’m so happy in my little bungalow, I’ve never looked back. I’ll be heading straight back to them when my fixed term expires next year.

I was lucky to have my mortgage serviced first by L&C in 2022 and this went smoothly with no issues. In 2024, I needed a remortgage and they really helped me in a very professional and friendly way to complete that. In the same time, my bank offered me a remortgage offer and they were very unprofessional and not helpful at all with a really struggling to deal with them unlike the professional and amazing team of L&C who was very supportive and keen to help through the whole process.

We had been renting for 15 years and wanted to get onto the property ladder. We worked extremely hard to save a deposit, I was then recommended to look at the Martin Lewis website for help as I just didn’t understand the process and had a very complicated situation. The website recommended L&C, I made contact and discussed my situation. I have to say I they were so helpful and went through all the silly questions I had, they explained in detail the process and it made the stress of it all so much simpler and got us our forever home. L&C I will contacting you for remortgage and cannot recommend you enough! Thank you!

L&C were recommended to me from a friend to help me finally get on the property ladder at 48years old. I had been renting in the private sector for 20 years, and suddenly lost my home due to a landlord sale. I never dreamed I’d be able to make this happen, Chris at L&C went above and beyond to secure an excellent and affordable mortgage while ensuring I was well informed along the way. Can’t believe I waited so long to buy my own home, it changed my life in more ways than one as I work from home too! I will definitely use L&C again if opportunity to buy again arises.

We found L&C in early 2020 while looking to buy our first home. L&C was (and still is!) recommended by MoneySavingExpert, so we trusted their advice. Our broker, Jessica, made the process so much easier from start to finish – even through a global pandemic! She took the time to explain everything clearly and guide us through the complexity of both getting on the ladder for the first time (what’s an APR when it’s at home?!) and making such a big financial decision. In the summer of 2022, we remortgaged with L&C again and locked in a great rate. Now, having upsized and move to our second home this year, L&C have helped us for a third time. We’ve recommended them to countless friends and will keep banging that drum!

We chose L&C after strong recommendations from family and friends, and we quickly saw why—they handled everything with professionalism and found us the perfect deal. Securing our mortgage gave us stability to save towards future goals while also supporting our daughter and son-in-law as they’ve welcomed their second son. We’ve even been able to share L&C’s advice with them. Life has changed in many joyful ways since, including welcoming a new addition of our own—a rescue kitten, Pebble! Knowing how well L&C understood our needs, we’ll have no hesitation in returning to them for our next mortgage.

In 2018, with a 6-month-old and a puppy, we’d outgrown our first home. L&C helped us secure the mortgage for what became our dream family home; where we've welcomed our daughter, new nieces, nephews and our extended family gathers for Christmases, parties, and BBQs. It’s been a safe place for our children to grow and for us to make lifelong memories. When it came time to re-mortgage in 2022, there was no question we’d return to L&C, their professionalism is second to none. With them, I know I’m in good hands, and when the time comes to renew or we move again, I won’t look anywhere else. Fittingly, our first adviser shared my son’s name, perhaps fate had a hand in it.

When I arranged my first mortgage, I paid for advice and it was dreadful – poor guidance, missing information and endless stress. So when it came time to remortgage, I almost went with another paid adviser, until I was recommended L&C. From my first call, I knew I’d struck gold. My adviser was warm, bubbly and genuinely listened, showing me options from the cheapest deal to one that let me borrow more – and all for free. That mortgage gave me security, space to plan and the confidence to move forward. When renewal came around again, I didn’t hesitate. Syed handled everything brilliantly, finalising my application in under a week. L&C have turned something daunting into something empowering – I wouldn’t go anywhere else!