We just managed to buy our first house mere months before the nation went into lockdown. I think we'd have gone mad if we were still renting our top-floor, one-bedroom apartment. We had no outside space, it got sweltering hot in the Summer (and boy, what a Summer we had coming). My partner was working overtime while I was on furlough, looking for anything to keep me busy. Thanks to L&C sorting the mortgage in time, I managed to get ahead on so many little renovation projects in our new home and even get as far as adopting the pets we'd always dreamed of, but could never have while we rented.

I was buying my first home and was recommended L&C by my dad and sisters, I am now 3 years into owning my own home and enjoying the security of ownership over the chaos that can come in the renters market.

My mortgage was up for renewal, and the bank I had my mortgage with, had offered me a new rate of 3.5% – which at the time I thought was quite high!! I contacted L&C who were very thorough and helpful, and got me a rate of 1.22% with the same bank, which was amazing. I would highly recommend their services. It's up for renewal again soon, and I will definitely be contacting L&C again.

We were made aware of L&C by a work colleague and as we were buying our first house we wanted all the quality support we could get. I couldn't recommend them enough. The whole team was supportive and professional and helped us the whole way to moving into our first home together. We felt we were in safe hands and got an amazing deal that helped secure our dream property! We've now been here 6 months and are loving our new life here. We look forward to working with L&C again when our mortgage comes around for renewal so we can hopefully get a good deal that leaves us with a bit more money each month for a newest member of the family!

I was reading reviews for mortgage advisers in the UK and so many people recommend L&C. We were renting a property for roughly 3 years and I told my wife that paying rent is dead money, lets buy our own instead. We thought we needed a 10% deposit, but L&C explained our options and found a lender that allowed us to pay a 5% deposit as a first time buyer!!! This felt like such a relief. Our lives are filled with joy, as a young family we now have a place called home! When we are ready to remortgage we will definitely work with L&C again.

We moved back to UK after 4 years living in Spain. We'd lost our business, but never lost our belief in us. We managed to get a single bedsit flat and a job in London. We desperately needed to move back towards family and our recently arrived grandchildren. We both, Tracy teaching, myself electrical engineer, worked where we could while drifting from rental to rental. But we needed roots and stability. I was past 60, no-one would give us a mortgage... except, L&C. We found our dream home in the Midlands and secured a 13 year mortgage. Now with 5 years left to pay, we will never forget, their positivity, help and ongoing support.

L&C was recommended to me and I spoke to Rodolfo who took my case and got me a very good deal from Halifax. From the start to getting a mortgage offer, I was kept informed and eventually got my deal done. Rodolfo is awesome and very helpful. I could not be more happier with everything L&C did for me. I'll definitely come back to L&C for future mortgages and would also recommend them to friends and family.

When our 1% fixed deal ended and rates were soaring, we were anxious about how much our monthly costs would rise. That’s when we turned to L&C and spoke with Brody Reakes. From the start, he was fantastic — calm, reassuring, and clear in explaining our options. Brody went above and beyond to secure us the best deal possible in a really tough market. Thanks to his support, we gained stability and peace of mind, knowing our home and future were protected. What could have been a stressful process became smooth and positive, and when it’s time to remortgage again, we’ll definitely be coming straight back to L&C.