As a single person, remortgaging felt daunting – every decision was mine alone. I wanted more than just a deal; I wanted balance, a home I could afford while still enjoying life. L&C made it simple, guiding me through the process with clear advice and genuine care. They found a deal that gave me breathing space, turning what felt overwhelming into a win. Now, with manageable payments, I can say yes to holidays with friends and, for the first time, travel to Asia. It’s not just about saving money – it’s about freedom, confidence and living fully. Thanks to L&C, I have both stability and the chance to embrace the things that really matter.

I found L&C on Money Saving Expert after looking at many companies. We chose them as they were commission free, completely online and offered helpful, friendly advise at times that suited our busy lives. We were renting at the time and the help that L&C gave us allowed us to buy our first home and get on the property ladder. Our adviser called at times that fit around my shifts as a nurse and he gave us amazing advice, helping navigate the ever changing interest rates. The picture is our first night in our home. Our life has changed a lot since their help - we have settled in our house, decorated and have plans to renovate next year. They have made two people very happy. I have even referred my brother!

Buying our first home was more than just a financial milestone - it was the beginning of our family’s journey. My partner and I were excited but nervous, stepping into the world of mortgages for the first time. L&C made that leap feel manageable. Their team guided us through every step with clarity and care, helping us secure a deal that fit our budget and future plans. That first home became our first child's home and where we welcomed in our second child. It wasn’t just bricks and mortar; it was where our family grew, where we made our earliest memories as parents, and where we felt truly settled. After this, L&C proceeded to help us move into a bigger home to accommodate our expanded family, making it as stress-free as possible!

Long story short, my Mum and Dad were losing their house to the bank. L&C and Christopher Wilson stepped in to help me buy and save their house under my name. I am so happy I could do something small for my parents thanks to them.

My wife Billie and I recently welcomed our first child Finnbar to the world. At the same time, we had a looming mortgage renewal weighing on our minds, due to the recent rate increases. With free time at a premium, we used L&C based on Martin Lewis’s Money Saving Expert recommendation. Despite leaving things to the 11th hour, L&C understood our situation and secured a competitive renewal from our existing provider, avoiding the time-consuming process of a new application, which we didn’t have capacity for. A few calls and emails later we were successfully renewed, simple as that, with L&C covering all the administration. It couldn’t have been easier, leaving us more time to spend with our son, creating lasting memories in our family home.

Christopher (mortgage expert) and Oliver (customer services) worked as a team throughout our mortgage application to help the process to be as easy, smooth and quick as possible. They kept us in the loop with any updates and were happy to answer any of our questions promptly (which we found extremely helpful as first time buyers) we have been singing their praises and recommending L&C to all our friends!

I was so disappointed after being let down by my bank and other brokers, but L&C completely changed my experience. Their team was incredibly supportive and helped me navigate the entire process. They were able to secure the perfect mortgage, allowing me to finally get my dream home. I now recommend L&C to all my friends and family—they're truly the go-to for anyone who needs a mortgage with a great rate and the right amount.

As first time buyers and parents to young twins, it was a daunting task to look for a mortgage. We’d viewed a few houses we liked but whenever we started to discuss offers, the estate agents made us feel pushed to use their in house advisors. The process didn’t feel genuine and you felt like you were just commission to them. We were recommended L&C by our ISA provider and from the first contact, the process so easy and genuine. They referred us for solicitors, surveyors and life insurance. Eoghan and Charlie were extremely helpful in explaining any queries we had and secured us an excellent mortgage rate. We will be returning when it is up for renewal. Thank you for helping us with our journey onto the property ladder!