I needed to remortgage—and I’m so glad I chose L&C Mortgages to guide me through it. My advisor, Laura, was an absolute star. She explained everything clearly, answered all my questions with patience, and made sure I understood the ins and outs of each offer. Her communication was quick, friendly, and always helpful. The online portal was easy to use, gave me real-time updates, and let me upload documents without any hassle. I could track progress whenever I wanted, which gave me real peace of mind. L&C locked in a fantastic deal that’s saving me a significant amount each month. I genuinely felt like they had my best interests at heart and if you're thinking about remortgaging, I can't recommend L&C enough.

We found L&C in early 2020 while looking to buy our first home. L&C was (and still is!) recommended by MoneySavingExpert, so we trusted their advice. Our broker, Jessica, made the process so much easier from start to finish – even through a global pandemic! She took the time to explain everything clearly and guide us through the complexity of both getting on the ladder for the first time (what’s an APR when it’s at home?!) and making such a big financial decision. In the summer of 2022, we remortgaged with L&C again and locked in a great rate. Now, having upsized and move to our second home this year, L&C have helped us for a third time. We’ve recommended them to countless friends and will keep banging that drum!

I cannot recommend L&C enough. I recently remortgaged and found the process overwhelming. I struggled to understand the terminology used and became quite stressed. All the staff I dealt with at L&C were very patient and understanding. Not only did they find me a fantastic rate, they took the time to talk me through all steps and helped me to understand where I was at and what I needed to do. They made a difficult time a lot less stressful. I will definitely be using them again in the future. Thank you L&C.

Four years ago at the age of 54 my relationship had come to an end. I had never had a mortgage of my own before so I was quite anxious about how to go about sorting one out. Ironically my ex partner had used L&C to remortgage his house a few years previously. I remember he had been very happy about them so obviously they were my first port of call. I thought it would be difficult finding something for me due to my age but L&C did wonders. I’m so happy in my little bungalow, I’ve never looked back. I’ll be heading straight back to them when my fixed term expires next year.

I chose L&C after seeing them recommended on MoneySavingExpert.com which gave me confidence I could trust them. The mortgage was to buy my first home. Since L&C sorted my mortgage, life has been peaceful with the freedom of my first home. Ismail was extremely helpful and wasted no time helping me find a suitable mortgage. He gave me reassurance around locking in a rate which could be refreshed later on if the house purchase and solicitors were slow, which they were. When a price reduction was negotiated in the purchase, it was easy to contact L&C to resubmit the amended application and get a new offer agreed, whilst also adding a little more to my original agreed deposit. I’ll definitely use L&C in future as they were super efficient.

As a single person, remortgaging felt daunting – every decision was mine alone. I wanted more than just a deal; I wanted balance, a home I could afford while still enjoying life. L&C made it simple, guiding me through the process with clear advice and genuine care. They found a deal that gave me breathing space, turning what felt overwhelming into a win. Now, with manageable payments, I can say yes to holidays with friends and, for the first time, travel to Asia. It’s not just about saving money – it’s about freedom, confidence and living fully. Thanks to L&C, I have both stability and the chance to embrace the things that really matter.

Renewing a mortgage in 2020 was a bit of a difference, Covid kept everyone in doors and life had to move to electronics. L&C were very forward thinking and with an iPad, phone and online verification the process was quick, efficient and we were again happy to sort out another five years. Retirement has now come along and we shall pay off the mortgage, so be debt free for the first time in our 34 years married. Happy days! If we needed another mortgage would go to L&C in a heartbeat, but guys.... its been nice, but yay! Our house is finally ours!

L&C were highly recommended by friends. Our situation was that we needed to remortgage and consolidate to one mortgage. Our mortgage rate was 1.6% so unfortunately it was impossible to beat, however L&C worked hard to get the best competitive rate for us, which we are grateful for and we will certainly recommend them to family and friends for their swift responses and explanation of mortgage products, which can often be overwhelming. We will definitely return to L&C when we need to sort our mortgage out again in 2 years! Many thanks L&C.