We wanted to replace the kitchen in our new house, which meant taking out a small mortgage on one of our rental properties. Which recommended L&C as one of their 'best buy' providers. From the first contact to the completion of our mortgage (which was achieved very quickly indeed), we had nothing but excellent five star service from L&C. We were able to have our dream kitchen designed and fitted and it's much admired, not to mention having reawakened my love of cooking, now I have so much space! I would definitely use L&C again and recommend them to anyone else.

I met July 8 years ago and we have 4 boys between us, 2 of which have autism so spending time together was difficult originally. Her house was a joint mortgage with her ex husband who had taken a loan against the mortgage for a deposit for his house. It was a very tricky situation and L&C made it so easy for us to remortgage and switch names. Life is now superb and we got married this year. My boss recommended us to L&C and I would highly recommend them to everyone else!

We have used L&C since we first bought our house and then again when we remortgaged. We wouldn’t use anyone else. Their trusted advisers only have saving us money at heart, they are professional and supportive during a usually stressful time. By remortgaging we saved enough to buy a new kitchen - couldn’t have done it without them! I couldn’t recommend them highly enough and we will of course be back to remortgage again in a few years. Thanks for all your support.

Buying our new home was overwhelming until we found L&C. Our attempts to deal with lenders ourselves led to repeated calls, forms, and emails with no real progress. L&C completely changed the experience. Their service was exceptional, and the mortgage process was streamlined, secure, and simple to follow. Their insurance and critical illness cover support was equally helpful. I value their reminders about product end dates and have recommended them to friends and family. We previously used an independent broker, but L&C’s service was far superior.

At 30, I finally got my foot on the property ladder with a cosy three-bed terrace just outside North London. Figuring out the mortgage side of things was a bit overwhelming—until L&C Mortgages came to the rescue. They made everything feel straightforward, with clear advice and options that actually made sense for me. I’ve stuck with them ever since for all my remortgaging, and they’ve never let me down. Honestly, L&C isn’t just a service—they’re the team I trust to keep my home and finances on track.

My husband and I moved from Nottingham to Cornwall in 2021 after evaluating what we wanted from our lives after the pandemic. We were able to transfer our jobs but the housing situation was an absolute nightmare. We had our family dogs that were coming with us and every time we applied for a rental we were turned down. In stepped L&C and our wonderful broker Grace, we were able to secure a cottage to buy. Which was a bumpy ride with the seller because work was needed before a mortgage could be given for her property after a survey. Grace remained steadfast and dependable whilst we were homeless in Cornwall living in holiday lets for 6 months. Thank you so much, we fixed for 5 years and luckily have been unaffected by the unstable market.

I've used L&C to take the pain out of remortgaging for a number of years. Having searched online for a trusted broker I have used L&C ever since. From moving home, buying a property with my now husband to remortgaging when our recent deal came to an end. In my latest remortgage I started the process early and was able to secure a better deal before my current deal ended. Knowing that you have secured a market leading rate which suits your circumstances is reassuring, and I will continue to use L&Cs services to help make the process as easy as it can be.

We had almost given up hope of getting on the housing ladder but L&C took us through what was possible, held our hands and illuminated the way for us so that we could finally achieve our goal aged 45. Our first property fell through due to an absent leaseholder and lackadaisical seller who was living in Ibiza, then our second property seller rejected our offer but later came back to us, as their first choice had not be able to proceed. We re-engaged with L&C who ensured we got over the finishing line and now we are almost three years into our five year fixed mortgage we turned out to be the right choice!