News & Insights

Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond.

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Will higher inflation delay rate cuts?

Inflation jumped to a higher-than-expected 3.6% in the 12 months to June, latest Office for National Statistics data shows, up from 3.4% in May.

July 18, 2025

Buyer demand returns as property market shows signs of stabilising

Buyer demand turned positive for the first time this year in June, according to the Royal Institution of Chartered Surveyors (RICS), suggesting that the property market may be entering a more stable phase.

July 15, 2025

House price growth sees summer slowdown

UK house price growth slowed to 2.1% in June, according to Nationwide’s latest house price index, down from 3.5% in May.

July 9, 2025

Interest-only mortgages see sharp fall

The number of outstanding interest-only mortgages declined sharply last year, according to UK Finance, falling by nearly a fifth.

June 27, 2025

Sellers lower prices in June to tempt buyers

New seller asking prices dipped in June, according to Rightmove’s latest house price index, despite strong buyer demand and property sales reaching a three-year high.

June 26, 2025

Interest rates held at 4.25% in June

The Bank of England’s Monetary Policy Committee has voted 6-3 to keep the base rate unchanged at 4.25% in June, amid ongoing economic uncertainty and persistent inflationary pressures.

June 19, 2025

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Yorkshire extends mortgage options for first-time buyers

Yorkshire Building Society and Accord Mortgages, Yorkshire’s intermediary arm, have boosted the number of mortgage options available to first-time buyers.

June 19, 2025

House prices fall in May following Stamp Duty changes

Average UK house prices fell by -0.4% in May, according to Halifax’s latest House Price Index, after changes to Stamp Duty came to effect in April.

June 10, 2025

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Landlords could be missing out on cheaper green mortgages rates

Landlords who’ve improved the energy efficiency of their properties could be paying more for their mortgages than they need to, due to failing to take advantage of preferential green mortgage rates.

June 4, 2025

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Rural house price growth outpaces growth in urban areas

Rural properties have seen the strongest rate of price growth over the past five years, according to Nationwide, with prices up 23% compared to 18% in urban areas.

May 30, 2025

Property asking prices reach new record high

Property prices have reached a new record high of £379,517 according to Rightmove, with average asking prices up 0.6% compared to April.

May 29, 2025

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Inflation jumps to 3.5% in April

Inflation jumped to its highest level since January 2024 in the 12 months to April, according to the Office for National Statistics, with steeper household bills behind the increase.

May 23, 2025

Nationwide relaxes affordability rules

Nationwide Building Society has changed its mortgage affordability rules so that homebuyers and those looking to remortgage can borrow more.

May 21, 2025

Property prices tick up in April

UK house prices rose on average by 0.3% last month, according to Halifax, following a 0.5% drop recorded in March.

May 16, 2025

Skipton launches new mortgage with no repayments for first three months

Skipton Building Society has launched a new mortgage designed to ease first-time buyer financial pressures by delaying their first mortgage payment for three months.

May 12, 2025

Moving home vs renovating your house

If your home no longer works for you, it can be hard to know what to do next. Do you stay put and renovate? Or is it time to move on?

May 12, 2025

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Interest rates cut for the second time this year

The Bank of England’s Monetary Policy Committee voted 5-4 to reduce the base rate by quarter of a percentage point to 4.25% in May, with markets anticipating up to three further cuts this year.

May 9, 2025

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House price growth slows but should heat up again this summer

Annual house price growth eased to 3.4% in April, according to Nationwide’s latest House Price Index, down from 3.9% in March.

May 6, 2025

Affordability remains homebuyers’ biggest challenge

Falling mortgage rates may be good news for homebuyers, but affordability remains a major obstacle to those wanting to buy a home.

April 24, 2025

Easing inflation raises hopes of May rate cut

Inflation rose by less than expected in March, raising hopes that the Bank of England’s Monetary Policy Committee may vote to cut the base rate at their next meeting in May.

April 17, 2025

Lenders give borrowers a leg up on the property ladder

Several lenders have made their mortgages more accessible in recent weeks, boosting borrowers’ chances of buying a home.

April 15, 2025

House prices flatten following stamp duty rush

Demand from property buyers declined in March, with house prices flattening in most areas of the UK, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS).

April 14, 2025

Buy to Let mortgage numbers soar

Easing mortgage rates are encouraging landlords to expand their portfolios. Find out more today.

April 8, 2025

Homeowners plan green improvements but cost remains a barrier

Homeowners plan green improvements but cost remains a barrier. Learn more today

March 25, 2025

Average first-time buyer mortgage payments up 59% in five years

Average first-time buyer mortgage payments are £350 a month higher than five years ago, according to research by property website Rightmove , despite mortgage rates starting to ease.

March 11, 2025

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