News & Insights - Buy to Let

The way some landlords report their earnings is set to fundamentally change starting from next month (April), so anyone who lets out a property needs to be prepared.

Latest data from UK Finance shows a 22.7% jump in the number of new Buy-to-Let mortgages advanced towards the end of last year, suggesting the market may be stabilising.

The New Year is the perfect opportunity to take stock of your finances, and reviewing your mortgage could be one of the most effective ways to reduce your outgoings in 2026.

We outline the main changes affecting the property market that were announced in the Budget, and what they mean for those who are impacted.

Growing numbers of landlords are earning a profit from their rental properties, according to Paragon, with many also benefiting from easing Buy-to-Let mortgage rates.

The UK’s Buy-to-Let mortgage market saw a significant uptick in activity during the first three months of 2025, driven by falling interest rates and resilient rental yields.

Landlords who’ve improved the energy efficiency of their properties could be paying more for their mortgages than they need to, due to failing to take advantage of preferential green mortgage rates.

Demand from property buyers declined in March, with house prices flattening in most areas of the UK, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS).

Easing mortgage rates are encouraging landlords to expand their portfolios. Find out more today.

House prices climbed by 0.1% in October compared to 0.6% the preceding month, with budget uncertainty likely to have contributed to the slowdown.

The Autumn Budget raised the stamp duty surcharge for those buying second homes from 3% to 5% with immediate effect, hitting landlords wanting to purchase rental properties.

It’s no secret that sending your children off to university is an expensive endeavour, and if you’re rattling around in a house which now feels empty, you may be wondering if downsizing could give you some extra financial freedom.

Demand from property buyers was flat in April due to rising mortgage rates, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS), although it is expected to pick up over the next 12 months.

Mortgage rates have edged up in recent weeks amid speculation that the Bank of England may not reduce the base rate until August at the earliest.

Nearly half of landlords are due to remortgage this year, according to research, with current competitive mortgage rates meaning it could make sense to secure your next deal sooner rather than later.

The mortgage price war has brought some much-needed good news for landlords, who like residential homeowners have been hit with steeper mortgage costs over the past year.

The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

Nearly one in five UK adults (17%) thought about buying a holiday let property during the pandemic, according to research carried out by Suffolk Building Society.

Almost four in 10 landlords have seen an increase in tenant demand in the past three months, according to new research.

The government has announced a three-tier system of restrictions to prevent the spread of COVID-19, leaving many home-movers and homeowners wondering how the new rules will affect their plans.

Homeowners who have taken mortgage payment holidays to help them weather the financial impact of coronavirus may be able to extend their breaks by three months, the Financial Conduct Authority (FCA) has confirmed.

More than 1.2m homeowners have been offered mortgage payment holidays by their lenders to help them weather the financial impact of coronavirus.

Home-movers are being advised by the Government to put their plans on hold wherever possible whilst measures are in place to fight coronavirus.

Growing numbers of property investors are looking to buy holiday homes to let out in the UK in response to increasing demand for UK holidays.

After all that festive spending, the New Year is the ideal time to review your finances and look at ways you might be able to save money in 2020.