News & Insights - Fixed rate

The Financial Times reported this weekend on claims that industry experts are urging the Financial Conduct Authority (FCA) to reduce the stress test interest rate applied to borrowers when assessing affordability.

Last year isn’t one any of us are likely to forget in a hurry thanks to Brexit, but amidst all the political turmoil, homebuyers and owners enjoyed some of the lowest mortgage rates ever recorded.

The Times reported this weekend on alternative ways for First-Time Buyers to get their foot in the door in a difficult market.

The debate surrounding interest rate predictions continued today, with two former policymakers warning that base rate could rise to as much as 3% by t

The Council of Mortgage Lenders (CML) reported that loans for house purchase reached 55,000 in October, the highest level since December 2007, and a near 100% rise from the trough of January 2009.

No surprise but it’s now official, the Bank of England are keeping interest rates at 0.5% for the 5th month in succession. The Monetary Policy Commit

Nationwide made Monday morning a little more pleasant this week by announcing some substantial cuts in their mortgage rates. Mainly targeting borrower

With bank rate remaining unchanged since March and the cost to lenders of funding mortgages so low, you would be forgiven for wondering why mortgages

Despite the Government telling us that long term fixed rate mortgages were the best thing for us, lenders seem to have sided with brokers, as they’ve gradually withdrawn the few long term deals available.

Today’s Daily Mail noted that although many banks and building societies have cut fixed-rates in the past week, cheaper deals are only available to ho

<p align="justify">Fixed rates were the main mortgage topic in the weekend money pages and according to the Times, some brokers have called the bottom

<p align="justify">There were mixed reviews on the recent rate cuts in the weekend money pages, alongside some topical features on lender’s profits an

As reported in the Financial Times and the Times, the mortgage market paralysis will last for at least another three years. A government-commissioned

The cost of borrowing was still high on the agenda in mortgage-related articles this weekend. The Financial Times, Sunday Times and Independent on Sun

According to the <strong><span style="color: #0000ff;">Council of Mortgage Lenders</span></strong> (CML), remortgaging accounted for 42% of mortgage l

According to the Times and the Daily Express, negative equity looms for thousands of hard-pressed borrowers. Reportedly, 23,300 people took on 100 per

In the last couple of weeks there have been some encouraging signs of lenders prepared to make their mortgages more competitive.  Both Nationwide and

Woolwich have become the latest mortgage lender to reduce the maximum they will lend from 95% to 90% of the property value.

Falling house prices and the need for a base rate cut were key topics in the midweek press and moved away from the financial supplements and on to hea

<span class="subhead"><em>Contrary to some forecasts, the Bank of England’s Monetary Policy Committee held interest rates at 5.5%, when they met on Th