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News & insights - Moving home

Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond.

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House prices

Moving home

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Property more affordable but mortgage rates push up buying costs

Housing affordability has improved thanks to falling property prices and strong wage growth, although rising interest rates are making it expensive to buy, according to new research by Halifax.

September 8, 2023

Moving home

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Energy efficiency increasingly a priority for prospective homebuyers

Many homeowners are taking steps to make their homes greener or have plans in place to make changes

August 24, 2023

Fixed rate

First time buyer

Moving home

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Could a 100% mortgage be right for you?

Skipton Building Society has launched a 100% mortgage which allows first-time buyers to purchase a home without a deposit, using their rental history to boost affordability.

May 16, 2023

First time buyer

Moving home

Remortgage

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Green mortgage options increase

Borrowers wanting green mortgages have a growing number of options to choose from, with lenders recognising the Government’s push for homes to be made more energy efficient.

March 17, 2023

Moving home

Remortgage

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Ways to make your property more energy efficient

Soaring gas and electricity costs mean that many of us are looking at ways to make our homes more energy efficient to help keep bills down.

January 4, 2023

First time buyer

Moving home

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Mortgage Guarantee Scheme extended for a year

Homebuyers with small deposits have an extra year to use the Mortgage Guarantee Scheme, after the Government announced it has been extended until December 2023.

December 30, 2022

Buy to Let

Fixed rate

Moving home

Remortgage

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Six mortgage and property resolutions for 2023

The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

December 29, 2022

First time buyer

Moving home

Remortgage

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Bank of England to withdraw mortgage affordability rules

Mortgage affordability tests will be scrapped this summer, the Bank of England has announced.

July 21, 2022

First time buyer

Moving home

Remortgage

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Nine mortgage myths busted

We've de-bunked nine of the most common mortgage myths that might be putting you off and explain what the real facts are.

June 29, 2022

First time buyer

Moving home

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Help to Buy scheme to close to new applicants in October

The deadline to use the government’s Help to Buy scheme will be 6pm on 31st October 2022, giving first-time buyers less than five months to apply.

June 27, 2022

Fixed rate

Moving home

Remortgage

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Fifth consecutive rise for interest rates

The Bank of England’s Monetary Policy Committee voted to raise the base rate by 0.25 percentage points to 1.25% in June, the first time it has exceeded 1% for 13 years.

June 16, 2022

First time buyer

House prices

Moving home

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Owning a home costs nearly £1,400 less a year than renting

The gap between the cost of owning a home and renting a property is at its widest since 2017, with the costs of owning a home £1,378 cheaper than renting in 2021.

April 11, 2022

Fixed rate

First time buyer

Moving home

Remortgage

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Bank of England raises interest rates

The Bank of England’s Monetary Policy Committee has voted by a majority of 8-1 to raise the base rate to 0.25%, providing little festive cheer to homeowners.

December 16, 2021

First time buyer

House prices

Moving home

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Home mover numbers reach record high

The number of home moves in the UK reached its highest level in 14 years in the first half of 2021, with more than 265,000 people moving to a new property.

November 30, 2021

Moving home

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Top tips if you want to sell your home before Christmas

If you’re planning a move and want to sell your home before Christmas, you’ll need to get your skates on.

October 22, 2021

First time buyer

Moving home

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Home movers overtake first time buyers

Home mover demand is thought to be driven by changing priorities as a result of the pandemic, with many people looking for bigger homes and more outside space.

June 18, 2021

First time buyer

Moving home

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Rise in new homes receiving top energy efficiency grades

The latest Government data highlights the increasing number of new homes with an Energy Performance Certificate (EPC) rating of A or B

May 11, 2021

Moving home

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Stamp duty holiday extension

The stamp duty holiday has been extended until the end of June, benefiting thousands of homeowners who were at risk of missing the original deadline of 31st March.

March 5, 2021

Moving home

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Your seven-step moving home checklist

There’s no escaping the fact that moving house can be stressful, but a bit of careful planning will help make the process less painful.

February 23, 2021

Moving home

Two small wooden model houses with a row of stacked coins between them on a dark surface.

New year, new house? Get ready with our top tips

Is moving house one of your New Year’s resolutions? If so, check out our list of do’s and don’ts to get your home ready for viewing and see if you can get the best possible price.

January 12, 2021

First time buyer

Moving home

Two small wooden toy houses, one with a blue roof and the other with a green roof, placed near a row of coins on a dark surface.

New Help to Buy scheme for 2021-2023

The current Help to Buy scheme will be replaced by a new scheme in April, which will only be available to first-time buyers and will impose regional price caps on eligible properties.

December 16, 2020

First time buyer

House prices

Moving home

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Property activity continues to rise in October

Demand from property buyers showed no signs of slowing in October, pushing up house prices across all parts of the UK, according to the latest RICS UK Residential survey.

November 19, 2020

Moving home

Bright yellow wooden door on a brick and stone cottage wall covered with climbing vines and autumn leaves.

What is stamp duty? A factsheet

Stamp Duty Land Tax is a tax which must be paid when you purchase a property in England or Northern Ireland that is above a certain value.

November 3, 2020

Buy to Let

Moving home

Remortgage

Row of traditional brick houses with pitched roofs and chimneys on a sunny hill with a city skyline in the background.

What new COVID restrictions mean for your property purchase or remortgage

The government has announced a three-tier system of restrictions to prevent the spread of COVID-19, leaving many home-movers and homeowners wondering how the new rules will affect their plans.

October 28, 2020

First time buyer

Moving home

Three small birdhouses in yellow, white, and green mounted on a wooden fence with purple flowers and green leaves above them.

Government confirms Help to Buy deadline extension

The government has confirmed it is extending the completion deadline for new homes to help homebuyers whose property purchases have been delayed due to coronavirus.

August 12, 2020

Check your mortgage options

See the deals you qualify for & how much you could borrow

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