
News & insights - Moving home
Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond.
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Energy efficiency increasingly a priority for prospective homebuyers
Many homeowners are taking steps to make their homes greener or have plans in place to make changes

Could a 100% mortgage be right for you?
Skipton Building Society has launched a 100% mortgage which allows first-time buyers to purchase a home without a deposit, using their rental history to boost affordability.

Green mortgage options increase
Borrowers wanting green mortgages have a growing number of options to choose from, with lenders recognising the Government’s push for homes to be made more energy efficient.

Ways to make your property more energy efficient
Soaring gas and electricity costs mean that many of us are looking at ways to make our homes more energy efficient to help keep bills down.

Mortgage Guarantee Scheme extended for a year
Homebuyers with small deposits have an extra year to use the Mortgage Guarantee Scheme, after the Government announced it has been extended until December 2023.

Six mortgage and property resolutions for 2023
The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

Bank of England to withdraw mortgage affordability rules
Mortgage affordability tests will be scrapped this summer, the Bank of England has announced.

Nine mortgage myths busted
We've de-bunked nine of the most common mortgage myths that might be putting you off and explain what the real facts are.

Help to Buy scheme to close to new applicants in October
The deadline to use the government’s Help to Buy scheme will be 6pm on 31st October 2022, giving first-time buyers less than five months to apply.

Fifth consecutive rise for interest rates
The Bank of England’s Monetary Policy Committee voted to raise the base rate by 0.25 percentage points to 1.25% in June, the first time it has exceeded 1% for 13 years.

Owning a home costs nearly £1,400 less a year than renting
The gap between the cost of owning a home and renting a property is at its widest since 2017, with the costs of owning a home £1,378 cheaper than renting in 2021.

Bank of England raises interest rates
The Bank of England’s Monetary Policy Committee has voted by a majority of 8-1 to raise the base rate to 0.25%, providing little festive cheer to homeowners.

Home mover numbers reach record high
The number of home moves in the UK reached its highest level in 14 years in the first half of 2021, with more than 265,000 people moving to a new property.

Top tips if you want to sell your home before Christmas
If you’re planning a move and want to sell your home before Christmas, you’ll need to get your skates on.

Home movers overtake first time buyers
Home mover demand is thought to be driven by changing priorities as a result of the pandemic, with many people looking for bigger homes and more outside space.

Rise in new homes receiving top energy efficiency grades
The latest Government data highlights the increasing number of new homes with an Energy Performance Certificate (EPC) rating of A or B

Stamp duty holiday extension
The stamp duty holiday has been extended until the end of June, benefiting thousands of homeowners who were at risk of missing the original deadline of 31st March.

Your seven-step moving home checklist
There’s no escaping the fact that moving house can be stressful, but a bit of careful planning will help make the process less painful.

New year, new house? Get ready with our top tips
Is moving house one of your New Year’s resolutions? If so, check out our list of do’s and don’ts to get your home ready for viewing and see if you can get the best possible price.

New Help to Buy scheme for 2021-2023
The current Help to Buy scheme will be replaced by a new scheme in April, which will only be available to first-time buyers and will impose regional price caps on eligible properties.

Property activity continues to rise in October
Demand from property buyers showed no signs of slowing in October, pushing up house prices across all parts of the UK, according to the latest RICS UK Residential survey.

What is stamp duty? A factsheet
Stamp Duty Land Tax is a tax which must be paid when you purchase a property in England or Northern Ireland that is above a certain value.

What new COVID restrictions mean for your property purchase or remortgage
The government has announced a three-tier system of restrictions to prevent the spread of COVID-19, leaving many home-movers and homeowners wondering how the new rules will affect their plans.

Government confirms Help to Buy deadline extension
The government has confirmed it is extending the completion deadline for new homes to help homebuyers whose property purchases have been delayed due to coronavirus.

Government reveals affordable housing plans
New homes and planning reforms have been pledged by the government in a bid to “build better homes where people want to live” and boost the UK’s economic recovery post-coronavirus.
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