News & insights - Moving home
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Ways to make your property more energy efficient
Soaring gas and electricity costs mean that many of us are looking at ways to make our homes more energy efficient to help keep bills down.

Mortgage Guarantee Scheme extended for a year
Homebuyers with small deposits have an extra year to use the Mortgage Guarantee Scheme, after the Government announced it has been extended until December 2023.

Six mortgage and property resolutions for 2023
The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

Bank of England to withdraw mortgage affordability rules
Mortgage affordability tests will be scrapped this summer, the Bank of England has announced.

SVR Watch June 2022
The Bank of England has increased base rate to 1.25%. Here's our rundown of how lenders are reacting to the rise.

Nine mortgage myths busted
We've de-bunked nine of the most common mortgage myths that might be putting you off and explain what the real facts are.

Help to Buy scheme to close to new applicants in October
The deadline to use the government’s Help to Buy scheme will be 6pm on 31st October 2022, giving first-time buyers less than five months to apply.

Fifth consecutive rise for interest rates
The Bank of England’s Monetary Policy Committee voted to raise the base rate by 0.25 percentage points to 1.25% in June, the first time it has exceeded 1% for 13 years.

Owning a home costs nearly £1,400 less a year than renting
The gap between the cost of owning a home and renting a property is at its widest since 2017, with the costs of owning a home £1,378 cheaper than renting in 2021.

SVR Watch February 2022
The Bank of England has increased base rate from 0.25% to 0.50%. Here's our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate.

Bank of England raises interest rates
The Bank of England’s Monetary Policy Committee has voted by a majority of 8-1 to raise the base rate to 0.25%, providing little festive cheer to homeowners.

Home mover numbers reach record high
The number of home moves in the UK reached its highest level in 14 years in the first half of 2021, with more than 265,000 people moving to a new property.

Top tips if you want to sell your home before Christmas
If you’re planning a move and want to sell your home before Christmas, you’ll need to get your skates on.

Base rate held at 0.1% despite soaring inflation
Interest rates were held at 0.1% this month, despite inflation in August recording it’s biggest increase since records began in 1997.

House price growth dips slightly in July
Annual house price growth slowed slightly in July, according to Nationwide’s latest house price index, falling back to 10.5%, down from a 17-year high of 13.4% in June.

Mortgage rates fall to historic lows
Recent weeks have seen the launch of several headline-grabbing two-year fixed rate deals below 1%, but the gap between five and two-year fixes has been narrowing.

Home movers overtake first time buyers
Home mover demand is thought to be driven by changing priorities as a result of the pandemic, with many people looking for bigger homes and more outside space.

Rise in new homes receiving top energy efficiency grades
The latest Government data highlights the increasing number of new homes with an Energy Performance Certificate (EPC) rating of A or B

Stamp duty holiday extension
The stamp duty holiday has been extended until the end of June, benefiting thousands of homeowners who were at risk of missing the original deadline of 31st March.

Base rate held but negative rates possible
The Bank of England’s Monetary Policy Committee (MPC) voted to leave the base rate unchanged in February but didn’t rule out rates falling below zero in future.

Your seven-step moving home checklist
There’s no escaping the fact that moving house can be stressful, but a bit of careful planning will help make the process less painful.

New year, new house? Get ready with our top tips
Is moving house one of your New Year’s resolutions? If so, check out our list of do’s and don’ts to get your home ready for viewing and see if you can get the best possible price.

New Help to Buy scheme for 2021-2023
The current Help to Buy scheme will be replaced by a new scheme in April, which will only be available to first-time buyers and will impose regional price caps on eligible properties.

Price boost for homes in new national parks
Homeowners with properties situated within one of the government’s proposed new national parks could see their homes increase in value by as much as 20%, according to a new report.

Market update November 2020
It’s been another busy month for the mortgage market, with house price growth showing no sign of slowing.
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