News & insights - Moving home

Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond.

Stay up to date with our newsletter

Subscribe for regular updates on the mortgage market.

Moving home

Remortgage

Ways to make your property more energy efficient

Soaring gas and electricity costs mean that many of us are looking at ways to make our homes more energy efficient to help keep bills down.

January 4, 2023

First time buyer

Moving home

Mortgage Guarantee Scheme extended for a year

Homebuyers with small deposits have an extra year to use the Mortgage Guarantee Scheme, after the Government announced it has been extended until December 2023.

December 30, 2022

Buy to let

Fixed rate

Moving home

Remortgage

Six mortgage and property resolutions for 2023

The New Year can be a great time to review your financial situation and look at ways you might be able to make your money work harder for you.

December 29, 2022

First time buyer

Moving home

Remortgage

Bank of England to withdraw mortgage affordability rules

Mortgage affordability tests will be scrapped this summer, the Bank of England has announced.

July 21, 2022

Buy to let

Moving home

Remortgage

SVR Watch June 2022

The Bank of England has increased base rate to 1.25%. Here's our rundown of how lenders are reacting to the rise.

July 19, 2022

First time buyer

Moving home

Remortgage

Nine mortgage myths busted

We've de-bunked nine of the most common mortgage myths that might be putting you off and explain what the real facts are.

June 29, 2022

First time buyer

Moving home

Help to Buy scheme to close to new applicants in October

The deadline to use the government’s Help to Buy scheme will be 6pm on 31st October 2022, giving first-time buyers less than five months to apply.

June 27, 2022

Fixed rate

Moving home

Remortgage

Fifth consecutive rise for interest rates

The Bank of England’s Monetary Policy Committee voted to raise the base rate by 0.25 percentage points to 1.25% in June, the first time it has exceeded 1% for 13 years.

June 16, 2022

First time buyer

House prices

Moving home

Owning a home costs nearly £1,400 less a year than renting

The gap between the cost of owning a home and renting a property is at its widest since 2017, with the costs of owning a home £1,378 cheaper than renting in 2021.

April 11, 2022

Moving home

Remortgage

SVR Watch February 2022

The Bank of England has increased base rate from 0.25% to 0.50%. Here's our rundown of how lenders are reacting to the rise, so you can see whether yours has increased its Standard Variable Rate.

March 16, 2022

Fixed rate

First time buyer

Moving home

Remortgage

Bank of England raises interest rates

The Bank of England’s Monetary Policy Committee has voted by a majority of 8-1 to raise the base rate to 0.25%, providing little festive cheer to homeowners.

December 16, 2021

First time buyer

House prices

Moving home

Home mover numbers reach record high

The number of home moves in the UK reached its highest level in 14 years in the first half of 2021, with more than 265,000 people moving to a new property.

November 30, 2021

Moving home

Top tips if you want to sell your home before Christmas

If you’re planning a move and want to sell your home before Christmas, you’ll need to get your skates on.

October 22, 2021

Fixed rate

Moving home

Remortgage

Base rate held at 0.1% despite soaring inflation

Interest rates were held at 0.1% this month, despite inflation in August recording it’s biggest increase since records began in 1997.

September 29, 2021

House prices

Moving home

House price growth dips slightly in July

Annual house price growth slowed slightly in July, according to Nationwide’s latest house price index, falling back to 10.5%, down from a 17-year high of 13.4% in June.

August 6, 2021

Fixed rate

First time buyer

Moving home

Remortgage

Mortgage rates fall to historic lows

Recent weeks have seen the launch of several headline-grabbing two-year fixed rate deals below 1%, but the gap between five and two-year fixes has been narrowing.

June 23, 2021

First time buyer

Moving home

Home movers overtake first time buyers

Home mover demand is thought to be driven by changing priorities as a result of the pandemic, with many people looking for bigger homes and more outside space.

June 18, 2021

First time buyer

Moving home

Rise in new homes receiving top energy efficiency grades

The latest Government data highlights the increasing number of new homes with an Energy Performance Certificate (EPC) rating of A or B

May 11, 2021

Moving home

Stamp duty holiday extension

The stamp duty holiday has been extended until the end of June, benefiting thousands of homeowners who were at risk of missing the original deadline of 31st March.

March 5, 2021

Buy to let

Moving home

Remortgage

Base rate held but negative rates possible

The Bank of England’s Monetary Policy Committee (MPC) voted to leave the base rate unchanged in February but didn’t rule out rates falling below zero in future.

February 23, 2021

Moving home

Your seven-step moving home checklist

There’s no escaping the fact that moving house can be stressful, but a bit of careful planning will help make the process less painful.

February 23, 2021

Moving home

New year, new house? Get ready with our top tips

Is moving house one of your New Year’s resolutions? If so, check out our list of do’s and don’ts to get your home ready for viewing and see if you can get the best possible price.

January 12, 2021

First time buyer

Moving home

New Help to Buy scheme for 2021-2023

The current Help to Buy scheme will be replaced by a new scheme in April, which will only be available to first-time buyers and will impose regional price caps on eligible properties.

December 16, 2020

House prices

Moving home

Price boost for homes in new national parks

Homeowners with properties situated within one of the government’s proposed new national parks could see their homes increase in value by as much as 20%, according to a new report.

December 11, 2020

First time buyer

House prices

Moving home

Market update November 2020

It’s been another busy month for the mortgage market, with house price growth showing no sign of slowing.

November 27, 2020

Check your mortgage options

See the deals you qualify for & how much you could borrow