News & insights - Moving home

Political and economic uncertainty has failed to dent first-time buyers’ enthusiasm, latest UK Finance figures show, with numbers reaching a 12-year high in 2018.

100% mortgages have hit the headlines recently with the launch of Lloyds Bank’s new ‘Lend a Hand’ scheme, but can homebuyers really purchase a property with no deposit?

Your mortgage is likely to be your biggest monthly outgoing, so it’s a great place to start if you’re looking to cut costs. Here’s our rundown of some of the mortgage resolutions you might want to consider making.

So-called ‘supersized’ mortgages have hit the headlines following the launch of a new mortgage enabling professionals to borrow up to six times their salary.

One in five (22%) first-time buyers is hoping their parents will cough up more than half the funds they need to get onto the property ladder, according to new research.

One in five mortgage holders believe they will still be paying off their mortgage beyond the age of 65, according to new L&C research.

Nearly two-thirds of people trying to move up the property ladder say they’re finding it harder than it was to buy their first home.

Thousands of first-time buyers every year manage to get onto the property ladder with help from their parents, but not everyone is lucky enough to have financial support from family.

Fixed rate mortgages have proved hugely popular in recent years, but with increasingly attractive variable rate deals on offer, is it time for borrowers to consider other options?

You might be surprised to find out that more people Google ‘How to buy a house in Skyrim’ than ‘How to buy a house in London’ Paris, or even New York.

First-time buyers who are currently renting could find it easier to get onto the property ladder now that rental payment information will be included on their credit reports.

The 2018 Autumn Budget included a range of measures focused on the housing marke. Here’s our rundown of the changes.

The Chancellor Philip Hammond will unveil his Autumn Budget on October 29th, with many speculating that he could announce a range of measures affecting the property market.

Lenders are urging the government to clarify the future of the Help to Buy scheme, warning that major changes could risk “significant market disruption.”

The number of self-employed people in the UK continues to grow, but getting a mortgage if you work for yourself isn’t always straightforward.

The challenges of achieving home ownership were highlighted once again this weekend, with the Financial Times reporting on recent figures published by the Office of National Statistics.

Growing numbers of lenders are launching Help to Buy mortgages, increasing the options available to buyers of new build properties.

This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning.

Longer term 5 and 10-year fixed rate mortgages are becoming increasingly popular, as borrowers seek to protect themselves from further interest rate rises.

This weekend’s financial press looked at the future of Help to Buy, with experts sharing their views on whether the Government scheme should be amended, extended or scrapped beyond its current end date of 2021.

Gross mortgage lending reached £24.6bn in July, according to latest figures from trade body UK Finance, its highest level since March 2016.

UK house prices fell at their sharpest rate for six years in August, according to Nationwide’s latest monthly House Price Index, bringing the average cost of a home to £214,745.

The Financial Times reported this weekend on the increase in the number of Retirement Interest Only (RIO) mortgages coming onto the market, as lender confidence in this type of product grows.

Clydesdale Bank has become the latest lender to introduce a new range of mortgages specifically for professionals.

The desire for home ownership was a talking point in this weekend’s press, following recent research by Barclays.