News & insights - Remortgage

How far ahead can I start a remortgage? Many mortgage offers are valid for between three and six months.

First-time buyers and those remortaging continue to drive lending activity, whilst the number of home movers and buy to let borrowers is falling.

The Bank of England held the base rate at 0.25% again in June, although three members of the Bank’s Monetary Policy Committee (MPC) called for rates to rise.

Rising living costs combined with falling earnings are placing mounting pressure on household budgets, making it more important than ever to look at ways to reduce monthly outgoings.

Over 1.4m people are struggling to pay their mortgages, but there are plenty of steps borrowers can take to help make their monthly payments more manageable.

May is the 99th month that the Bank of England has kept its base rate at or below 0.50%. Around 2.5 million people have bought their first property since then, according to the Council of Mortgage Lenders, and will not yet have witnessed base rate moving in the opposite direction.

The Bank of England left the base rate unchanged at 0.25% in it’s May meeting, but warned that rising living costs and falling wages will mean “challenging” times for many households this year.

Borrowing into older age is set to become increasingly common, according to a new report, with several lenders already showing a more flexible approach to people in their 60s and 70s.

House prices fell by 0.4% in April, according to Nationwide Building Society’s latest House Price Index, the second consecutive month that prices have dropped.

There was only one mortgage story on the lips of the financial press this weekend, and that was the 5-year fixed rate ‘mortgage war’.

The start of the new tax year on April 6 has ushered in changes to buy-to-let tax relief which gradually restrict the amount of relief landlords can claim on mortgage interest payments.

More than 4m households are throwing away an average of £216 a month by sticking with their mortgage lender’s standard variable rate, so if you’re one of them, it’s time to take action.

Following the recent release of a new sub-1% fixed rate, the weekend’s financial press heralded a new mortgage price war, with the Daily Mail urging borrowers to act now and take advantage while they still can.

There were 110,000 more people on zero hours contracts in the second half of 2016 compared to the same period last year, according to new figures.

In our new climate of tougher regulation, there are several groups of borrowers who now find themselves struggling to secure a mortgage.

The Financial Times reported this weekend on claims that industry experts are urging the Financial Conduct Authority (FCA) to reduce the stress test interest rate applied to borrowers when assessing affordability.

The latest Bank of England data shows the cost of mortgages is beginning to edge up, according to this weekend’s Daily Telegraph, with longer-term fixed rates experiencing the biggest increases.

When you apply for a mortgage, lenders will look to your bank statementsto help them decide how much you can afford to borrow. Follow these simple steps to boost your mortgage affordability

Even some of the savviest households are failing to consider cutting the costs of their mortgage. Our mortgage advisers have shared four ways you could save – follow these tips to see if you could save big.

If you miss a payment on any form of credit it could seriously affect your chances of getting a mortgage.

If you're on a temporary work contract it may be harder for you to get accepted for a mortgage. Call our experts 7 days a week for fee free mortgage advice.

In this blog, we explain the effect taking out a payday loan could have on your mortgage application and what to do if you've already taken one out.

What happens to a mortgage during a divorce? What are your mortgage options? This blog might help you through a difficult time.

According to the Times and the Daily Express, negative equity looms for thousands of hard-pressed borrowers. Reportedly, 23,300 people took on 100 per

Doom and gloom was still prevalent in this weekend’s papers, with many articles questioning the size of Thursday’s base rate cut and why several lende