News & Insights - First time buyer

Here are 3 ways to get onto the property ladder with a smaller deposit

Mortgage lending reached £22.1 billion in June, up 9% on the previous month, but the challenging economic situation could dampen activity going forward.

The traditional spring bounce in the housing market failed to materialise this year, according to Halifax’s latest house price index, which showed prices have fallen for the third quarter running.

The Telegraph have reported that almost one in seven borrowers are now taking out a 35 year mortgage term or more. Find out more with L&C Mortgages…

Lenders will have to adopt a more uniform approach to mortgage stress tests, following a clarification of the rules by the Bank of England’s Financial Policy Committee (FPC).

First-time buyers and those remortaging continue to drive lending activity, whilst the number of home movers and buy to let borrowers is falling.

Skipton Building Society has become the first savings provider to launch a cash Lifetime individual savings account (LISA), designed to help first time buyers save for a deposit, or for retirement.

Some lenders are more flexible than others about including bonuses in their affordability calculations. Find out more in our blog

Last year isn’t one any of us are likely to forget in a hurry thanks to Brexit, but amidst all the political turmoil, homebuyers and owners enjoyed some of the lowest mortgage rates ever recorded.

You’ve found a property you want to buy and got your mortgage application ready to go, so now you need to hire a solicitor and make sense of their quotes

When you apply for a mortgage, lenders will look to your bank statementsto help them decide how much you can afford to borrow. Follow these simple steps to boost your mortgage affordability

Even some of the savviest households are failing to consider cutting the costs of their mortgage. Our mortgage advisers have shared four ways you could save – follow these tips to see if you could save big.

If you're a first time buyer looking to step onto the first rung of the property ladder, be sure to read our 10-point checklist.

Mortgage lending increased in June to an estimated £12.3 billion, a 17% increase on May according to the latest figures from the Council of Mortgage L

New research from the National Association of Estate Agents suggests that almost one in four people can’t get a mortgage due to stricter lending criteria from mortgage lenders.

<em> <span style="text-decoration: underline;">House Sales</span> </em> <em> </em> The National Association of Estate Agents (NAEA) reported the

<strong><span style="text-decoration: underline;">RICS report rising interest</span> </strong> The Royal Institute of Chartered Surveyors reported

<span class="subhead">In their latest monthly surveys, both Halifax and Nationwide reported that house prices continued to fall during April. </span>

The National Association of Estate Agents (NAEA) has reported a positive start to the year in their January housing market survey, indicating renewed

As widely expected, the Bank of England today announced a 0.25% cut in interest rates, bringing the base rate down to 5.25% for the first time in over