News & insights - Remortgage

We explain everything you need to know about mortgages and the impact having children can have on your ability to borrow.

With Valentine’s Day around the corner, we take a look at the practical considerations you’ll want to think about before you make the big commitment of living together.

The Bank of England voted by 7-2 to hold interest rates at 0.75% again this month, the same as in the previous meeting.

Mortgage prisoners stuck paying expensive rates may find it easier to remortgage to cheaper deals after Nationwide announced changes to its affordability rules.

Around 140,000 mortgage deals are due to mature this April, so if you’re one of them it’s worth looking into remortgaging as soon as possible.

After all that festive spending, the New Year is the ideal time to review your finances and look at ways you might be able to save money in 2020.

Political and economic uncertainty may have dominated 2019, but homeowners and buyers have continued to benefit from rock-bottom mortgage rates.

If sorting out your finances is one of your New Year's resolutions, don't forget your mortgage! Here are a few ideas to help you get going.

Ongoing political and economic uncertainty has failed to deter first-time buyers, with growing numbers managing to get on to the property ladder.

The Bank of England’s Monetary Policy Committee voted to keep interest rates at 0.75% again in November, although two of the nine members voted in favour of a cut.

With the general election confirmed for the 12th December, the weekend’s financial press highlighted the potential policy pledges and the impact they might have on our economy.

Thousands of homeowners who’ve previously been barred from moving to cheaper mortgage deals could now be able to switch, thanks to new rules.

If you're wondering whether to remortgage, follow our handy flow chart to work out if it's the right move for you.

There are nearly 5m self-employed workers in the UK but getting a mortgage if you work for yourself can be tricky if you don’t have the right paperwork in place.

Sainsbury’s Bank has become the latest lender to exit the mortgage market, just six months after Tesco announced that it was pulling out of mortgages.

Take a trip on the underground to find out if you should remortgage...

The Bank of England’s Monetary Policy Committee (MPC) voted unanimously to leave the base rate unchanged this month, at its last meeting before the UK is due to leave the European Union.

Homebuyers and owners wanting the security of a long-term fixed rate mortgage now have a much wider range of options to choose from following the launch of several new 15-year deals.

Over half of homeowners never overpay on their mortgage, even though doing so could potentially save them thousands in interest and reduce their mortgage term.

Lloyds Bank has agreed a deal to buy Tesco Bank’s mortgage book, in a takeover which will see more than 23,000 residential mortgage customers moved over to Lloyds’ Halifax division.

As economic uncertainty continues lenders are competing to offer the cheapest fixed rate mortgages, and recent figures show a drop in average fixed rates since the referendum of 2016.

First-time buyer and homemover mortgage numbers dropped slightly in June, with many people putting their plans on hold due to current political and economic uncertainty.

The Bank of England’s Monetary Policy Committee (MPC) voted unanimously to keep the base rate at 0.75% earlier this month amid ongoing Brexit uncertainty.

More than £26 billion worth of mortgage deals will come to an end in October, according to research by Yorkshire Building Society, the largest monthly amount of mortgages maturing this year.

Inflation-busting increases in school fees mean that some parents may consider using equity tied up in their homes to help cover costs.