News & insights - Moving home

Lenders are urging the government to clarify the future of the Help to Buy scheme, warning that major changes could risk “significant market disruption.”

The number of self-employed people in the UK continues to grow, but getting a mortgage if you work for yourself isn’t always straightforward.

Growing numbers of lenders are launching Help to Buy mortgages, increasing the options available to buyers of new build properties.

This year’s Gas Safety Week, which runs from September 17-23, aims to raise awareness of the dangers of poorly maintained gas appliances, which can cause fires, explosions, gas leaks and carbon monoxide poisoning.

Gross mortgage lending reached £24.6bn in July, according to latest figures from trade body UK Finance, its highest level since March 2016.

Clydesdale Bank has become the latest lender to introduce a new range of mortgages specifically for professionals.

Homeowners with only a limited amount of equity now have a greater choice of remortgage options, with lenders including Virgin Money, Tesco and Atom Bank improving their offerings at this end of the market.

Whilst first-time buyers often rely on the Bank of Mum and Dad to help with their deposits, those planning their next move also depend on their support, according to the latest ‘Second Steppers’ report from Lloyds Bank.

First-time buyers who manage to get onto the property ladder could save an average of more than £2,200 a year compared to renting, with buying now cheaper than renting in all areas of the UK.

More than 40,000 homeowners remortgaged in April, according to latest figures from trade body UK Finance, up 36% compared to the same month last year.

Falling numbers of first-time buyers will benefit from stamp duty relief over the next decade, with rising property prices meaning around 4m homes across England may no longer qualify.

Saving for a deposit is often the biggest challenge first-time buyers face but increasing numbers of lenders are introducing new mortgage deals which only require a 5% deposit.

More than half of millennials – those aged between 18 and 35 - are considering buying a home with friends or family to achieve their aim of getting on the property ladder.

Haggling on the property price can be tricky. Some sellers will be happy to negotiate, whereas others may be determined not to drop below the asking price, so it’s not always easy to know how far you can push it.

Here are 3 ways to get onto the property ladder with a smaller deposit

The spotlight in this weekend’s financial press was very much on newly announced Government plans to tackle the issues surrounding leasehold houses.

Borrowing into older age is set to become increasingly common, according to a new report, with several lenders already showing a more flexible approach to people in their 60s and 70s.

Some lenders are more flexible than others about including bonuses in their affordability calculations. Find out more in our blog

Applying for a mortgage can be tricky, but if you’re a self-employed worker, freelancer or contractor, you could face extra challenges. Here's what you'll need to get a mortgage as a self-employed person...

Buying a property is likely to be the biggest purchase you’ll ever make, so it’s vital you choose carefully. Here are five things you should ask when viewing a property.

Let’s face it, if you’re buying a home or remortgaging, the huge choice of mortgages available can seem bewildering. Should you go for a fixed rate deal, a variable rate deal, or an offset mortgage? And how much will you be able to afford?

You’ve found a property you want to buy and got your mortgage application ready to go, so now you need to hire a solicitor and make sense of their quotes

Even some of the savviest households are failing to consider cutting the costs of their mortgage. Our mortgage advisers have shared four ways you could save – follow these tips to see if you could save big.