News & insights - Moving home

Leaseholds on new build-houses could soon be banned under new proposals being considered by the government. The government said that it will consult on whether to prohibit the sale of new build leasehold houses and limit the amount of ground rent that can be charged.

Here are 3 ways to get onto the property ladder with a smaller deposit

The spotlight in this weekend’s financial press was very much on newly announced Government plans to tackle the issues surrounding leasehold houses.

Mortgage lending reached £22.1 billion in June, up 9% on the previous month, but the challenging economic situation could dampen activity going forward.

The Telegraph have reported that almost one in seven borrowers are now taking out a 35 year mortgage term or more. Find out more with L&C Mortgages…

Lenders will have to adopt a more uniform approach to mortgage stress tests, following a clarification of the rules by the Bank of England’s Financial Policy Committee (FPC).

Interest-only mortgages across the UK market have decreased

The Bank of England held the base rate at 0.25% again in June, although three members of the Bank’s Monetary Policy Committee (MPC) called for rates to rise.

With the general election drawing closer, the weekend’s financial press looked at the various political manifestos and the potential impact they could have on our personal finances.

May is the 99th month that the Bank of England has kept its base rate at or below 0.50%. Around 2.5 million people have bought their first property since then, according to the Council of Mortgage Lenders, and will not yet have witnessed base rate moving in the opposite direction.

The Bank of England left the base rate unchanged at 0.25% in it’s May meeting, but warned that rising living costs and falling wages will mean “challenging” times for many households this year.

Borrowing into older age is set to become increasingly common, according to a new report, with several lenders already showing a more flexible approach to people in their 60s and 70s.

House prices fell by 0.4% in April, according to Nationwide Building Society’s latest House Price Index, the second consecutive month that prices have dropped.

With the election fast-approaching, the Times reported that, once again, the Government is coming under pressure to change the stamp duty system.

Some lenders are more flexible than others about including bonuses in their affordability calculations. Find out more in our blog

Applying for a mortgage can be tricky, but if you’re a self-employed worker, freelancer or contractor, you could face extra challenges. Here's what you'll need to get a mortgage as a self-employed person...

As we enter the peak buying season, the Sunday Express looked at traditional and online estate agents,

There were 110,000 more people on zero hours contracts in the second half of 2016 compared to the same period last year, according to new figures.

Buying a property is likely to be the biggest purchase you’ll ever make, so it’s vital you choose carefully. Here are five things you should ask when viewing a property.

In our new climate of tougher regulation, there are several groups of borrowers who now find themselves struggling to secure a mortgage.

Following last week’s Government White Paper on Britain’s housing market; the weekend’s financial press looked at the possible implications for homeowners and potential buyers.

Let’s face it, if you’re buying a home or remortgaging, the huge choice of mortgages available can seem bewildering. Should you go for a fixed rate deal, a variable rate deal, or an offset mortgage? And how much will you be able to afford?

You’ve found a property you want to buy and got your mortgage application ready to go, so now you need to hire a solicitor and make sense of their quotes

Even some of the savviest households are failing to consider cutting the costs of their mortgage. Our mortgage advisers have shared four ways you could save – follow these tips to see if you could save big.

If you're a first time buyer looking to step onto the first rung of the property ladder, be sure to read our 10-point checklist.