Life insurance guides

Life insurance can feel like a tricky subject to get your head around, which is why we’re here to offer expert, fee free advice whenever you need it. So whether you’re just starting to explore your options, updating an existing policy, or planning for the future, take a look at our life insurance guides today.

Life insurance

Life insurance and trusts

Our guide explains the basics of putting your life insurance policy in trust and what you should look out for.

Life insurance

What is critical illness cover?

Find out all about critical illness cover, how it works and help on whether you should take out a critical illness policy.

Life insurance

What information do I need for my life insurance application

Use this mortgage guide to find out more about the information you'll need for a life insurance application.

Life insurance

What is income protection?

Use this guide to find out all about income protection insurance, what it is, how it works and how it could benefit you.

Life insurance

How does smoking affect life insurance?

The health risks of tobacco use mean that being a smoker can have a serious impact on the cost of protection policies such as life insurance and critical illness cover.

Life insurance

Life insurance vs life assurance

This guide will help you to understand the differences between life insurance and life assurance, the benefits of each, and which you should choose.

Life insurance

What is life insurance?

Use this simple guide to find out all about life insurance, how it works and what the potential benefits of a life insurance policy are.

Life insurance

What is family income benefit insurance?

Use this guide to find out all about family income benefit insurance, what it is, how it works and how it could benefit you.

Life insurance

What type of life insurance do I need?

Use this simple guide to find out about the different kinds of policy that are available, as well as the benefits (or drawbacks) of each type.

Critical illness
Life insurance

Luke's Story

Here, we explain how having financial protection helped one family when they're baby boy was diagnosed with a brain tumour.

Critical illness
Life insurance

Louis' Story

This is the story of a young man, his family and their journey through a life threatening cancer diagnosis.

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