Moving home guides
Moving home is exciting but can feel a little overwhelming when you’re trying to keep everything on track. That’s why we've created expert, fee-free advice guides for every aspect of moving home. From looking for a new mortgage to planning your move, we’ve got you covered.

Divorce, mortgages and adding partners. What happens when your situation changes
Sometimes our living situations change.If you're getting a divorce or want to add a partner or spouse to your mortgage; it can be confusing. Learn everything you need to know with our Indepth guide.
What is a mortgage?
Struggling to understand what a mortgage is? Bogged down by all the different terms surrounding mortgages? Learn everything you need to know with our mortgage advice
What is a fixed rate mortgage?
A fixed rate mortgage is where your repayments are set for a specific amount of time. read more to see if it's the right deal for you and apply online today.
Deposit Unlock Scheme: Is it right for you?
If you're hoping to get on the property ladder. but are struggling with your deposit, then the Deposit Unlock Scheme could work for you. Find out if it's the scheme for you today
Who’s who when buying a home?
If you’re new to the home buying process, you may be confused about who does what. This helpful guide makes it clear who does what in the buying process.
Mortgage early repayment charge
Early repayment charges (ERCs) can be expensive if you pay off your mortgage early or remortgage before your deal ends. Learn when ERCs apply, how much they cost, and the best ways to avoid or reduce them.
How to prepare for a new mortgage application
Preparing your paperwork in advance will help speed up the process of your mortgage application. This guide will take you through all the necessary steps to help get you organised.
11 reasons you might not be able to get a mortgage for your home
If you’re looking to buy a home, then getting a mortgage in principle is your first step. However, when you’re looking at properties, there are some things that can make getting a mortgage very difficult. read on to see what you should avoid.
Freehold vs leasehold. What’s the difference?
When buying a property, it is important to know whether it is freehold or leasehold. This choice affects your rights as an owner, your responsibilities, and your long-term costs. Our guide will help you decide which property is best for you.
What is own new rate reducer?
Find out how the Own New Rate Reducer scheme works and if it could help you get on the property ladder
What are Let to Buy mortgages and how do they work?
Want to find out how Let to Buy works? Our guide explains everything you need to know, to help you decide whether letting out your current home to buy a new property is the right option for you.
What is APRC?
APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.
What is an Energy Performance Certificate?
EPCs were introduced in 2007 and are valid for 10 years from the date of issue. You’re legally required to have one if you’re planning to sell your home or let out a property. Here, we explain exactly how they work, and how to go about getting one. What is an EPC rating and what does it mean? Properties are rated
Buying a property through a limited company - how does the conveyancing process work?
Buying a property through a limited company can be a complex procedure and involves a lengthier conveyancing process. Read more in our guide
Buying a property with a gifted deposit - how does the conveyancing process work?
If you're planning on buying your first home using a gifted deposit from family or friends then read our guide to find out more about the legal process
Buying a property - how does the conveyancing process work?
Conveyancing is an essential part of buying a property, so it's really important to understand the process. You can read more in our guide.
Buying a leasehold property - how does the conveyancing process work?
If you're buying a leasehold property your conveyaning will need to go through a few extra steps. Read more about the legal process in our guide.
How long does it take to get a mortgage?
L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.
The cost of buying a house
Use this mortgage guide to find out about the costs of buying a house.
Japanese Knotweed: What is it and will it affect your mortgage?
Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.
What is a tracker mortgage?
Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.
Securing a mortgage on a temporary contract
If you’re employed on a temporary contract, don’t assume you won’t be able to get a mortgage.
What is an interest-only mortgage?
Find out how an interest-only mortgage works and whether it is the right option for you
What are solicitors searches when buying a house?
Solicitor property searches are an important stage of the mortgage process. This guide will help you understand how conveyancing works.
How much deposit do I need to buy a house?
Use this mortgage guide to find out all about deposits, including how much you're likely to have to save for a mortgage.
Check your mortgage options
See the deals you qualify for & how much you could borrow