Buy to let guides
Buy-to-let mortgages can seem complicated, and trying to navigate them on your own while managing daily responsibilities can feel daunting. That’s why we’ve put together these guides to provide expert, fee-free advice whenever you need it. So whether you’re buying your first rental property, remortgaging an existing one, or building your portfolio, find the information you need.

Buy to Let for Airbnb
If you're thinking of letting out your house for Airbnb, you'll need a specialist mortgage. Learn all about what you need with our in depth guide.
The basics of Buy to Let
Learn all about what a Buy o Let mortgage is and what to think about before becoming a landlord with our expert advice
What is a fixed rate mortgage?
A fixed rate mortgage is where your repayments are set for a specific amount of time. read more to see if it's the right deal for you and apply online today.
11 reasons you might not be able to get a mortgage for your home
If you’re looking to buy a home, then getting a mortgage in principle is your first step. However, when you’re looking at properties, there are some things that can make getting a mortgage very difficult. read on to see what you should avoid.
What is APRC?
APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.
What is a Buy to Let mortgage?
Use this mortgage guide to find out what a buy to let mortgage is, and how one could benefit you.
What is an Energy Performance Certificate?
EPCs were introduced in 2007 and are valid for 10 years from the date of issue. You’re legally required to have one if you’re planning to sell your home or let out a property. Here, we explain exactly how they work, and how to go about getting one. What is an EPC rating and what does it mean? Properties are rated
Buy to Let tax
Get all the essential information on buy to let tax in the UK, including advice on allowable expenses, capital gains and stamp duty.
Should my Buy to Let property be owned personally or through a limited company?
Should you own your Buy to Let property personally or through a limited company? Read our guide for more information
Buying a property through a limited company - how does the conveyancing process work?
Buying a property through a limited company can be a complex procedure and involves a lengthier conveyancing process. Read more in our guide
Buying a property - how does the conveyancing process work?
Conveyancing is an essential part of buying a property, so it's really important to understand the process. You can read more in our guide.
How long does it take to get a mortgage?
L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.
Japanese Knotweed: What is it and will it affect your mortgage?
Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.
How do buy to let mortgages work?
Use this mortgage guide to find out how buy to let mortgages work and how we can help
What is a tracker mortgage?
Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.
Buy to let mortgage FAQs
Can first time buyers get a buy to let mortgage? How much deposit do I need for buy to let? Read our free guide or call us for fee free mortgage advice.
Repayment or interest only buy to let mortgage?
What's best for landlords, a repayment or interest-only mortgage? Our guide looks at the pros and cons of both so you can see which option suits you.
Mortgage Broker Fees
L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.
What are the different types of mortgage?
Use this mortgage guide to find out about the different types of mortgages there are available.
Mortgages for new build homes
Looking to get a new build mortgage? Here is a guide on everything you need to know so that you experience no issues along the way.
Is a buy to let a good investment?
Use this mortgage guide to find out if buy to let mortgages are a good investment.
Buying a leasehold property
Considering buying a leasehold property? Let us highlight a few things you’ll need to consider...
Why should I remortgage?
Use this mortgage guide to find out about reasons why you should consider remortgaging.
Things to think about when buying to let
When taking out a buy to let mortgage, there are some important things you need to consider.
Buy to Let for HMOs
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