Remortgage guides

Sometimes our living situations change.If you're getting a divorce or want to add a partner or spouse to your mortgage; it can be confusing. Learn everything you need to know with our Indepth guide.

A fixed rate mortgage is where your repayments are set for a specific amount of time. read more to see if it's the right deal for you and apply online today.

Early repayment charges (ERCs) can be expensive if you pay off your mortgage early or remortgage before your deal ends. Learn when ERCs apply, how much they cost, and the best ways to avoid or reduce them.

Use this mortgage guide to find out when the best time is to remortgage your home.

Want to find out how Let to Buy works? Our guide explains everything you need to know, to help you decide whether letting out your current home to buy a new property is the right option for you.

Use this mortgage guide to find out what remortgage actually means, and how it could benefit you.

APRC stands for Annual Percentage Rate of Charge. APRC tells you how much your mortgage will cost you each year, assuming you kept it for its full term.

L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.

Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.

Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.

Getting a mortgage as a locum GP may seem complicated at first glance, but understanding what’s required by individual lenders (or working with a broker who does) should make life a lot easier.

Looking to learn more about variable rate mortgages? We’ve created a guide that looks at the different options available and their pros and cons.

If you’re employed on a temporary contract, don’t assume you won’t be able to get a mortgage.

Find out how an interest-only mortgage works and whether it is the right option for you

Use this mortgage guide to find out if you could remortgage your home.

Read our guide for an explanation of what information you'll need when remortgaging

Find out everything you need to know about joint mortgages, including taking out a joint mortgage with your parents or friends, how much you can borrow and what happens in the event of separation.

L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.

Use this mortgage guide to find out about the different types of mortgages there are available.

If you’ve previously bought your home using either a Help to Buy equity loan or the Shared Ownership scheme, there are usually a few more legal hoops to jump through when you come to remortgage.

Receiving a mortgage offer from your lender means you’re one step closer to remortgaging, but it’s important to understand the next steps in the process.

If you’re looking to remortgage a leasehold property, your lender will require some additional checks by your conveyancer that aren’t needed if you’re remortgaging a freehold property.

Your credit score could be positively or negatively affecting your ability to get a mortgage. Find out more about what this means and what you can do.

Find out everything you need to know about which types of lender offer large mortgage loans, what additional requirements you may need to meet when you apply for a high value mortgage, and what sort of costs might be involved.

When you apply for a mortgage, one of the first things lenders will want to check is how you have managed any borrowing in the past. They do this by looking at your credit score, which is essentially a number that represents your credit history.