Moving home guides
Moving home is exciting but can feel a little overwhelming when you’re trying to keep everything on track. That’s why we've created expert, fee-free advice guides for every aspect of moving home. From looking for a new mortgage to planning your move, we’ve got you covered.
Joint mortgages – How do they work?
Find out everything you need to know about joint mortgages, including taking out a joint mortgage with your parents or friends, how much you can borrow and what happens in the event of separation.
Mortgage Broker Fees
L&C is a fee free mortgage broker, meaning we’re paid by the lender and not by you. However, some brokers do charge. Our guide explains more.
Porting a mortgage: can I transfer my mortgage when I move?
If you’re wondering how to move home and take your mortgage with you, discover the pros and cons of porting a mortgage with L&C Mortgages.
How mortgages work - A step by step guide
New to the world of mortgages? There's a lot to learn in a short space of time. Use this guide to help you understand the basics of how mortgages work.
What are Shared Ownership mortgages and how do they work?
Looking to find out what a Shared Ownership mortgage is? This L&C guide answers all your important questions.
Government schemes for first time buyers
Find out all you need to know about the government schemes available for first time buyers in the UK.
Questions to ask when buying a house
Use this mortgage guide to find out about the questions to ask when buying a house.
Specialist mortgage products
Use this mortgage guide to find out about the specialist mortgage products that are available.
Mortgages for new build homes
Looking to get a new build mortgage? Here is a guide on everything you need to know so that you experience no issues along the way.
Help to Buy
Use this mortgage guide to find out all about Help to Buy, the government's scheme for first time buyers.
Best 90% mortgages
Looking to find out more about 90% and 95% mortgages? Read our guide to understand what they are, how they work and the pros and cons of these low deposit mortgage options.
How does your credit score affect your ability to get a mortgage?
Your credit score could be positively or negatively affecting your ability to get a mortgage. Find out more about what this means and what you can do.
Guide to large mortgages
Find out everything you need to know about which types of lender offer large mortgage loans, what additional requirements you may need to meet when you apply for a high value mortgage, and what sort of costs might be involved.
Stamp duty explained – What is Stamp Duty?
If you’re buying a property costing more than £125,000, you’ll need to pay Stamp Duty on your purchase. Find out more about how stamp duty works.
Buying a leasehold property
Considering buying a leasehold property? Let us highlight a few things you’ll need to consider...
How to improve your credit score
When you apply for a mortgage, one of the first things lenders will want to check is how you have managed any borrowing in the past. They do this by looking at your credit score, which is essentially a number that represents your credit history.
Flexible mortgages
Use this mortgage guide to find out all about flexible mortgages, how they work and whether they are right for your situation.
Offset mortgage
Use this mortgage guide to find out about offset mortgages, what they are and whether they are suitable for you.
Is it cheaper to rent or buy a house?
Use this mortgage guide to find out whether it might be cheaper to buy or to rent a house.
Check your mortgage options
See the deals you qualify for & how much you could borrow