Mortgage guides
The subject of mortgages can feel complicated enough as it is. Trying to arrange one by yourself whilst juggling all your everyday demands can even feel rather daunting!
We also understand that there may be lots of questions you may have or things you feel you want to know more about.
We are here to help you and are happy to give you expert, fee-free advice at all stages of the journey - whether you're remortgaging, buying a new home or have a rental property.
And, in the meantime, if you'd rather do a little self-learning, or there's a question we can answer right here, we've also put together a range of mortgage guides for you to read if you have a spare 10 minutes. If there's something you need to know which we haven't covered in our guides, then just let us know! We'll either create a new guide for you or help you direct via email or phone.
Buying a property - how does the conveyancing process work?
Conveyancing is an essential part of buying a property, so it's really important to understand the process. You can read more in our guide.
Buying a leasehold property - how does the conveyancing process work?
If you're buying a leasehold property your conveyaning will need to go through a few extra steps. Read more about the legal process in our guide.
How long does it take to get a mortgage?
L&C explains how long a mortgage application takes, how long you can expect to wait for yours and what you can do to speed up the process.
The cost of buying a house
Use this mortgage guide to find out about the costs of buying a house.
What information do I need for my life insurance application
Use this mortgage guide to find out more about the information you'll need for a life insurance application.
What is income protection?
Use this guide to find out all about income protection insurance, what it is, how it works and how it could benefit you.
Japanese Knotweed: What is it and will it affect your mortgage?
Japanese knotweed, the invasive plant that often plagues our gardens, can be a major headache for anyone buying or selling a property, but there is help available if you know where to look.
How do buy to let mortgages work?
Use this mortgage guide to find out how buy to let mortgages work and how we can help
What is a tracker mortgage?
Is a tracker mortgage the right option for you? Find out everything you need to know about tracker mortgages here.
Mortgages for Locum Doctors
Getting a mortgage as a locum GP may seem complicated at first glance, but understanding what’s required by individual lenders (or working with a broker who does) should make life a lot easier.
How does smoking affect life insurance?
The health risks of tobacco use mean that being a smoker can have a serious impact on the cost of protection policies such as life insurance and critical illness cover.
Variable rate mortgage and how do they work?
Looking to learn more about variable rate mortgages? We’ve created a guide that looks at the different options available and their pros and cons.
Securing a mortgage on a temporary contract
If you’re employed on a temporary contract, don’t assume you won’t be able to get a mortgage.
Buy to let mortgage FAQs
Can first time buyers get a buy to let mortgage? How much deposit do I need for buy to let? Read our free guide or call us for fee free mortgage advice.
What are the different types of survey?
Use this mortgage guide to find out about the different types of survey there are available.
Life insurance vs life assurance
This guide will help you to understand the differences between life insurance and life assurance, the benefits of each, and which you should choose.
Check your mortgage options
See the deals you qualify for & how much you could borrow