Mortgage guides

The subject of mortgages can feel complicated enough as it is. Trying to arrange one by yourself whilst juggling all your everyday demands can even feel rather daunting!

We also understand that there may be lots of questions you may have or things you feel you want to know more about.

We are here to help you and are happy to give you expert, fee-free advice at all stages of the journey - whether you're remortgaging, buying a new home or have a rental property.

And, in the meantime, if you'd rather do a little self-learning, or there's a question we can answer right here, we've also put together a range of mortgage guides for you to read if you have a spare 10 minutes. If there's something you need to know which we haven't covered in our guides, then just let us know! We'll either create a new guide for you or help you direct via email or phone.

Buying a leasehold property

Considering buying a leasehold property? Let us highlight a few things you’ll need to consider...

Buy To Let
First Time Buyer
Moving Home

How to improve your credit score

When you apply for a mortgage, one of the first things lenders will want to check is how you have managed any borrowing in the past. They do this by looking at your credit score, which is essentially a number that represents your credit history.

First Time Buyer
Moving Home
Remortgage

Why should I remortgage?

Use this mortgage guide to find out about reasons why you should consider remortgaging.

Buy To Let
Remortgage

How do I remortgage my home?

Use this mortgage guide to find out how to remortgage your home in order to release equity and make your next move.

Conveyancing
Fixed Rate
Remortgage

Questions to ask when remortgaging

Use this mortgage guide to find out the sort of questions you should be asking when remortgaging your home.

Fixed Rate
Remortgage

Flexible mortgages

Use this mortgage guide to find out all about flexible mortgages, how they work and whether they are right for your situation.

Moving Home
Remortgage

Things to think about when buying to let

When taking out a buy to let mortgage, there are some important things you need to consider.

Buy To Let
Tax

How does remortgaging work?

Find out more about the remortgage process

Conveyancing
Remortgage

I haven't remortgaged because

Use this mortgage guide to find out why you should consider remortgaging when you have the opportunity to switch your mortgage and save money.

Fixed Rate
Remortgage

Offset mortgage

Use this mortgage guide to find out about offset mortgages, what they are and whether they are suitable for you.

Fixed Rate
Moving Home
Remortgage

Luke's Story

Here, we explain how having financial protection helped one family when they're baby boy was diagnosed with a brain tumour.

Critical Illness
Life Insurance

Louis' Story

This is the story of a young man, his family and their journey through a life threatening cancer diagnosis.

Critical Illness
Life Insurance

Is it cheaper to rent or buy a house?

Use this mortgage guide to find out whether it might be cheaper to buy or to rent a house.

First Time Buyer
Moving Home
Stamp Duty
Tax

Buy to Let for HMOs

Buy To Let

Check your mortgage options

See the deals you qualify for & how much you could borrow