News & Insight

Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond, along with our regular summary of what the papers say.

Life insurance companies make further improvements to critical illness cover

Adam Jones - 22/07/2013

In a little over a month, LV=, Zurich and Aviva have all made further improvements to their critical illness policies in an effort to stay ahead of the game and gain meaningful share of the critical illness market. These are the latest in a series of changes to critical illness insurance in recent years and it is important to understand which changes provide relevant benefits to a significant number of people, as opposed to those that have en...

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Representative example A mortgage of £205,690 payable over 24 years, initially on a fixed rate until 30/09/24 at 1.89% and then on a variable rate of 4.99% for the remaining 19 years would require 62 payments of £888.94 and 226 payments of £1,154.34. The total amount payable would be £317,068 made up of the loan amount plus interest (£110,305) and fees (£1,073). The overall cost for comparison is 3.7% APRC representative.

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