News & Insight

Our expert views and commentary on what’s happening in the world of mortgages and sometimes beyond, along with our regular summary of what the papers say.

Stamp duty holiday extension

The stamp duty holiday has been extended until the end of June, benefiting thousands of homeowners who were at risk of missing the original deadline of 31st March. ...

Stamp Duty Boost for Homebuyers

On 8th July Chancellor Rishi Sunak announced a major tax cut for home buyers, with a temporary waiver of Stamp Duty Land Tax for all properties valued up to £500,000. ...

Why now is a good time for first time buyers

There are lots of reasons why now is a great time for first time buyers looking for a mortgage, including Stamp Duty exemption, low interest rates and Government schemes....

Are you improving rather than moving?

May saw a sharp increase in the number of people remortgaging and borrowing extra funds, suggesting that many are choosing to improve their homes rather than move. ...

First-time buyers bypass flats

The average price of a flat in England has fallen by 2.1% over the year to an average of £220,146, according to the UK House Price Index for April, whereas all other types of property have increased in value. ...

House of Lords calls for stamp duty review

Steep stamp duty costs are encouraging homeowners to improve rather than move, potentially reducing the number of smaller homes available to first-time buyers, a House of Lords report warns. ...

Overseas buyers to pay higher stamp duty

Non-UK residents buying homes in England and Northern Ireland could soon face steeper stamp duty costs, under proposals being considered by the government. ...

New tax year changes for landlords

There are just a few weeks to go before the new 2019-20 tax year begins on 6th April, when landlords will see further reductions in the amount of tax relief they can claim. ...

What will the Budget mean for the property market?

The Chancellor Philip Hammond will unveil his Autumn Budget on October 29th, with many speculating that he could announce a range of measures affecting the property market. ...

First-time buyers in the dark about stamp duty changes

Despite changes to stamp duty designed to help those struggling to get onto the property ladder, more than 2m first-time buyers aren’t sure whether they will benefit from the new rules. ...

What the papers say about First Time Buyer Stamp Duty Relief

This weekend's Financial Times highlighted the main findings of our First time Buyer stamp duty research, namely: 18% of FTB are calibrating their purchases to take advantage of tax relief by buying beneath the exemption threshold. ...

What the papers said about first-time buyers

The Observer reported this weekend on the falling number of young home-owning families, as many of today’s millennials struggle in the face of higher property prices. ...

Stamp duty exemption benefits more than 16,000 so far

The stamp duty exemption for first-time buyers announced in the budget has benefited over 16,000 homebuyers in the first six weeks since it came into effect, according to the government. ...

What are your 2018 mortgage resolutions?

Many people put sorting out their finances at the top of their list of New Year financial resolutions, and reviewing your mortgage can be a great place to start. ...

First Time Buyer Stamp Duty Cut

In the November 2017 Budget, Chancellor Philip Hammond announced an immediate reduction in Stamp Duty Land Tax (SDLT) that will benefit the vast majority of first time buyers in England, Wales and Northern Ireland and mean 80% of first timers will pay no stamp duty at all. ...

10 Point Checklist for First Time Buyers in 2014

There have been so many changes to the property market within the last few years, that for first time buyers coming into the market right now, it’s like a whirlwind. Knowing the right places to look; the appropriate checks to ensure you do; and the changes in mortgage rates and house prices; it’s almost like you need a degree to understand everything involved in the process of buying a house.So here’s a quick guide to the most important things yo...

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